NYSE$SYF

Synchrony Financial · Q2 2026 earnings

Q2 2026 earnings · · Before market open · Investor relations

Reports next week

Synchrony hasn't published Q2 2026 actuals yet. The tiles below frame what to compare against; sections further down are historical context only.

  • Most recent report

    Q1 2026

    Revenue
    $4.77B
    EPS
    $2.27
  • Year-ago · Q2 2025

    Q2 2025

    Revenue
    $4.64B
    EPS
    $2.50
  • FY2026 consensus

    Analyst consensus

    Revenue
    $16.2B
    EPS
    $8.86

Revenue & EPS history

Synchrony · Revenue · Quarterly

$4.77B

Q1 2026+3.4%vs Q1 2025
Beat estimate in 13 of 15 quarters(87%)
ActualEstimate

Historical revenue by segment

Synchrony · $4.4B total across 5 segments · Q3 2023

  • Home & Auto
    $1.69B
  • Digital
    $1.31B
  • Diversified & Value
    $788M
  • Health & Wellness
    $356M
  • Lifestyle
    $259M

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports

Historical avg

+0.5%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+2.4%

Avg return

30 days after

57%

31 / 54 earnings

Positive

+12.3%

Q4 2018

Best reaction

-15.5%

Q1 2017

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-3.2%-2.9%-10.0%
Q4 2025-6.8%-6.3%-4.6%
Q3 2025-0.8%-0.8%+0.3%
Q2 2025+0.3%-1.4%+3.8%
Q1 2025+2.8%+8.9%+21.7%
Q4 2024-4.6%-1.3%-15.2%
Q3 2024+6.4%+4.7%+21.9%
Q2 2024-1.7%-2.3%-9.8%
Q1 2024+4.2%+4.3%+1.1%
Q4 2023+0.5%+4.7%+5.1%
Q3 2023-3.2%-1.9%+3.7%
Q2 2023+1.7%-2.4%-6.9%
Q1 2023-1.3%-2.2%-0.8%
Q4 2022-0.1%+4.7%+0.1%
Q3 2022+6.0%+9.3%+11.4%
Q2 2022+4.8%+4.1%+12.1%
Q1 2022+8.0%+0.7%-12.3%
Q4 2021-4.1%-3.9%-2.8%
Q3 2021+1.8%-3.6%-5.2%
Q2 2021+5.2%+3.8%+9.4%
Q1 2021+3.8%+5.5%+15.0%
Q4 2020-3.3%+0.6%+7.8%
Q3 2020-7.6%-4.6%+3.3%
Q2 2020+2.4%+5.3%+7.0%
Q1 2020+3.0%+8.9%+16.3%
Q4 2019-11.0%-9.8%-7.9%
Q3 2019+3.2%+3.3%+9.0%
Q2 2019-2.1%+1.4%-7.4%
Q1 2019+0.9%+0.7%+5.0%
Q4 2018+12.3%+12.9%+20.1%
Q3 2018-0.6%-3.6%-12.6%
Q2 2018-1.6%-2.7%+4.5%
Q1 2018-1.8%-5.8%+0.3%
Q4 2017+6.0%+6.5%-1.5%
Q3 2017+3.1%+2.1%+6.8%
Q2 2017+4.1%+3.5%+1.8%
Q1 2017-15.5%-13.0%-17.2%
Q4 2016+0.4%+0.8%+3.0%
Q3 2016+6.1%+5.8%+23.9%
Q2 2016-0.6%-0.4%-3.1%
Q1 2016+0.1%
Q4 2015+2.7%
Q3 2015+0.1%
Q2 2015+5.4%
Q1 2014+1.8%
Q1 2015+0.4%
Q1 2013-0.7%
Q4 2012-0.7%
Q2 2014-0.7%
Q4 2014+7.8%
Q3 2013+2.1%
Q3 2014+0.4%
Q4 2013-3.3%
Q2 2013-3.3%

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