NYSE$STC

Stewart Information Services Corporation · Q3 2021 earnings

Q3 2021 earnings · · Investor relations

Briefing

Reported an increase in operating revenues and net income compared to the prior year quarter.

Stewart Information Services Corporation reported strong Q3 2021 results, with operating revenues increasing by 41% to $829.8 million and net income rising to $88.7 million, driven by healthy residential markets and improving commercial trends.

  • Operating revenues increased by $239.1 million, or 41 percent, compared to the prior year quarter, reaching $829.8 million.
  • Net income was $88.7 million ($86.4 million on an adjusted basis) compared to $55.9 million in the prior year quarter.
  • Diluted EPS was $3.26 ($3.17 on an adjusted basis) compared to prior year quarter diluted EPS of $2.21.
  • Pretax income before noncontrolling interests was $116.4 million compared to $76.3 million for the third quarter 2020.

Headline financials

Total Revenue

$837M

Previous: $596M+40.5%
EPS (adj)

$3.17

Previous: $2.21+43.4%
Free Cash Flow

$88.7M

Previous: $55.9M+58.6%
Net Income

$88.7M

Previous: $55.9M+58.6%
Operating Income

$320M

Previous: $229M+39.5%
Gross Profit

$806M

Previous: $567M+42.2%
Cash & Equivalents

$608M

Previous: $382M+59.2%
Total Assets

$2.38B

Previous: $1.82B+30.5%
Stock-Based Comp

$2.62M

Previous: $1.79M+46.5%

Revenue & EPS history

Stewart · Revenue · Quarterly

$837M

Q3 2021+40.5%vs Q3 2020
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Revenue by segment

Stewart · $768M total across 1 segment · Q3 2021

  • Title Segment
    $768M+36.5%

Forward guidance

While acknowledging the uncertainty that future market conditions hold, Stewart remains bullish on underlying purchase market trends and the opportunity increased commercial activity should offer in the foreseeable future and remains committed to taking advantage of these market conditions while building a stable and resilient business over the full real estate cycle.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2021

Historical avgQ3 2021

+0.6%

Avg return

Earnings day

+0.7%

Avg return

5 days after

+0.9%

Avg return

30 days after

57%

37 / 65 earnings

Positive

+15.5%

Q3 2014

Best reaction

-13.5%

Q2 2017

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.9%+4.4%-1.0%
Q4 2025+2.9%+4.4%-2.7%
Q3 2025-4.4%-4.6%-0.9%
Q2 2025-1.2%-1.5%+3.9%
Q1 2025-1.9%-2.3%-9.0%
Q4 2024+3.9%+3.4%+4.8%
Q3 2024+5.1%+2.3%+9.8%
Q2 2024-2.0%-4.2%-1.0%
Q1 2024-3.1%-0.8%+1.4%
Q4 2023-1.3%+3.5%+1.2%
Q3 2023+7.8%+8.6%+16.1%
Q2 2023+1.8%+1.9%-3.9%
Q1 2023+3.1%+4.2%+12.5%
Q4 2022-12.1%-8.1%-22.1%
Q3 2022-6.7%-9.2%+1.6%
Q2 2022+4.1%+5.6%+3.1%
Q1 2022+1.2%+1.2%+9.9%
Q4 2021-4.2%-8.8%-10.8%
Q3 2021-1.3%+0.2%+7.0%
Q2 2021+2.6%+5.3%+6.7%
Q1 2021+1.5%+5.5%+7.8%
Q4 2020+3.1%+4.8%+5.6%
Q3 2020-7.4%-3.3%-2.0%
Q2 2020+4.2%+14.9%+14.1%
Q1 2020+5.4%+7.5%+8.3%
Q4 2019-3.3%-6.6%-10.3%
Q3 2019+2.7%+5.2%+9.4%
Q2 2019-0.8%+1.2%-8.1%
Q1 2019-2.8%-3.0%-2.3%
Q4 2018-1.3%-1.2%-2.2%
Q3 2018-1.6%+0.2%+0.0%
Q2 2018+3.3%+2.4%+2.4%
Q1 2018-0.2%-0.3%+2.6%
Q4 2017-6.2%-4.9%-5.5%
Q3 2017+1.3%+3.4%+5.4%
Q2 2017-13.5%-14.1%-21.2%
Q1 2017+1.5%+4.6%-2.0%
Q4 2016+0.8%+2.5%-1.9%
Q3 2016-2.7%+2.0%+1.4%
Q2 2016+2.0%+1.0%+7.5%
Q1 2016+1.9%
Q4 2015+3.8%
Q3 2015-0.0%
Q2 2015+1.9%
Q1 2015-3.5%
Q4 2014+2.3%
Q3 2014+15.5%
Q2 2014-0.2%
Q1 2014+2.5%
Q4 2013+10.7%
Q3 2013+2.2%
Q2 2013+0.8%
Q1 2013+1.8%
Q2 2012+3.4%
Q4 2012+3.4%
Q3 2012+1.7%
Q1 2012-1.1%
Q4 2011+3.9%
Q2 2011+3.9%
Q3 2011+1.2%
Q4 2010-2.5%
Q1 2011-0.1%
Q3 2010-0.9%
Q2 2010+8.1%
Q1 2010-4.4%

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