NYSE$SCHW

Charles Schwab Corp · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Charles Schwab's revenues increased, reaching over $5 billion, and net income attained new highs.

Charles Schwab's Q2 2022 revenues increased by 13% to surpass $5 billion. Quarterly net income also reached new highs of $1.8 billion GAAP, $2.0 billion adjusted.

  • Client focus helped power continued strong business momentum.
  • Clients opened 1.0 million new brokerage accounts during the quarter, ending June with 33.9 million active accounts, up 5% year-over-year.
  • Core net new assets that clients brought during the quarter were impacted by record tax-season outflows in April.
  • Ended June with $6.83 trillion in client assets versus $7.57 trillion a year earlier.

Headline financials

Total Revenue

$5.09B

Previous: $4.53B+12.5%
EPS (adj)

$0.97

Previous: $0.70+38.6%
Total Client Assets

$6.83T

Previous: $7.57T-9.8%
New Brokerage Accounts

1.0M

No prior period
Active Brokerage Accounts

33.9M

Previous: 32.3M+5.1%
Capital Expenditures

-$537M

Previous: -$425M-26.4%
Free Cash Flow

$1.26B

Previous: $840M+49.5%
Net Income

$1.79B

Previous: $1.27B+41.7%
Operating Income

$3.75B

Previous: $3.19B+17.7%
Gross Profit

$5.09B

Previous: $4.52B+12.6%
Cash & Equivalents

$64.6B

Previous: $30.3B+112.8%
Total Assets

$638B

Previous: $575B+11.0%
Stock-Based Comp

$62M

Previous: $59M+5.1%

Revenue & EPS history

Charles Schwab · Revenue · Quarterly

$5.09B

Q2 2022+12.5%vs Q2 2021
Beat estimate in 8 of 16 quarters(50%)
ActualEstimate

Revenue by segment

Charles Schwab · $4.74B total across 4 segments · Q2 2022

  • Net Interest Revenue
    $2.54B+30.7%
  • Asset Mgmt/Admin Fees
    $1.05B+0.5%
  • Trading Revenue
    $885M-7.3%
  • Other Revenue
    $260M+7.9%

Forward guidance

The company did not provide specific forward guidance but CFO Peter Crawford mentioned that they are positioned to deliver healthy financial performance through the cycle due to their diversified revenue mix and disciplined expense prioritization.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.8%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+2.7%

Avg return

30 days after

63%

46 / 73 earnings

Positive

+12.6%

Q2 2023

Best reaction

-15.0%

Q2 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.1%+2.5%-0.1%
Q4 2025+0.6%-8.3%-9.4%
Q3 2025-1.0%+0.8%+0.1%
Q2 2025+2.3%+0.2%-2.1%
Q1 2025+0.6%+1.2%+17.2%
Q4 2024+5.5%+7.1%+7.1%
Q3 2024+6.3%+5.2%+18.2%
Q2 2024-15.0%-17.3%-13.1%
Q1 2024+4.3%+4.8%+12.4%
Q4 2023-2.5%-1.1%+0.1%
Q3 2023+4.6%-0.9%+9.3%
Q2 2023+12.6%+13.4%+1.9%
Q1 2023+6.4%+6.0%+2.1%
Q4 2022-8.6%-6.9%-3.8%
Q3 2022-0.5%+1.9%+12.2%
Q2 2022+1.6%+1.3%+21.4%
Q1 2022-7.1%-15.0%-23.5%
Q4 2021-4.2%-6.6%-10.0%
Q3 2021+3.1%+4.5%+5.1%
Q2 2021-5.5%-1.4%+4.9%
Q1 2021-4.0%-5.6%+8.6%
Q4 2020-0.2%-0.6%+5.4%
Q3 2020+5.8%+5.4%+23.9%
Q2 2020-6.2%-1.2%-1.7%
Q1 2020-4.4%+1.0%-10.1%
Q4 2019+2.6%+2.8%+0.2%
Q3 2019+3.4%+5.9%+15.0%
Q2 2019+2.3%+6.0%-9.3%
Q1 2019+0.7%+0.4%-5.8%
Q4 2018+6.0%+8.4%+4.8%
Q3 2018-1.6%-4.4%-4.4%
Q2 2018+6.2%+2.1%+0.1%
Q1 2018+5.0%+7.7%+15.4%
Q4 2017-0.4%-0.2%-6.1%
Q3 2017-3.0%-0.1%-0.4%
Q2 2017-1.8%-1.8%-7.6%
Q1 2017+0.4%+0.5%+0.5%
Q4 2016+2.8%+2.1%+3.0%
Q3 2016+0.8%+0.9%+14.8%
Q2 2016+1.7%+4.3%+11.4%
Q1 2016+0.4%
Q4 2015-1.9%
Q3 2015+3.2%
Q2 2015+3.4%
Q1 2015+0.2%
Q4 2014+0.3%
Q3 2014+0.9%
Q2 2014-1.2%
Q1 2014+6.1%
Q4 2013+2.8%
Q3 2013+6.5%
Q2 2013-3.5%
Q1 2013-1.9%
Q4 2012-0.3%
Q3 2012+2.9%
Q2 2012+2.6%
Q1 2012+0.9%
Q4 2011+2.0%
Q3 2011+1.7%
Q2 2011-12.5%
Q1 2011+1.0%
Q4 2007+1.1%
Q4 2010+1.1%
Q4 2009+1.1%
Q3 2010-3.5%
Q2 2010-3.4%
Q1 2010-0.5%
Q1 2009-0.5%
Q3 2008+1.1%
Q3 2009+1.1%
Q2 2008+9.8%
Q4 2008+9.8%
Q2 2009+9.8%

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