NYSE$SBSI

Southside Bancshares Inc · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Reported solid results during the second quarter, highlighted by continued strong asset quality metrics and 5% annualized linked quarter deposit growth.

Southside Bancshares reported a net income of $21.3 million for the second quarter of 2021, a slight decrease of 1.1% compared to the same period in 2020. Earnings per diluted common share remained consistent at $0.65. The company saw annualized linked quarter deposit growth of 5.0% and an annualized return on average assets of 1.20%.

  • Net income for the second quarter was $21.3 million.
  • Earnings per diluted common share were $0.65 for the second quarter.
  • Annualized linked quarter deposit growth was 5.0%.
  • Nonperforming assets decreased to 0.21% of total assets.

Headline financials

Total Revenue

$56.6M

Previous: $59.5M-4.8%
EPS (adj)

$0.65

Previous: $0.65+0.0%
ROAA

1.2%

No prior period
ROATCE

13.1%

No prior period
Capital Expenditures

-$4.51M

Previous: -$7.89M+42.8%
Free Cash Flow

$16.8M

Previous: $13.7M+23.0%
Net Income

$21.3M

Previous: $21.6M-1.1%
Operating Income

$41.3M

Previous: $39.2M+5.5%
Gross Profit

$54.9M

Previous: $54.2M+1.3%
Cash & Equivalents

$128M

Previous: $101M+27.5%
Total Assets

$7.18B

Previous: $7.33B-2.0%
Stock-Based Comp

$686K

Previous: $772K-11.1%

Revenue & EPS history

Southside Bancshares · Revenue · Quarterly

$56.6M

Q2 2021-4.8%vs Q2 2020
Beat estimate in 4 of 16 quarters(25%)
ActualEstimate

Forward guidance

On September 30, 2021, the company anticipates the redemption of its 5.5% coupon $100 million sub debt issue, pending regulatory approval. The company is pleased by the continued strong economic conditions in the market areas it serves.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

-0.1%

Avg return

Earnings day

+0.0%

Avg return

5 days after

+1.0%

Avg return

30 days after

41%

27 / 66 earnings

Positive

+18.4%

Q2 2023

Best reaction

-10.7%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.3%-2.6%-1.7%
Q4 2025-0.1%+3.3%-3.0%
Q3 2025-0.5%+1.1%+5.5%
Q2 2025-0.4%-2.2%-0.8%
Q1 2025+0.5%+0.0%-0.4%
Q4 2024-3.9%-5.5%-5.9%
Q3 2024-3.2%-2.6%+7.2%
Q2 2024+7.6%+10.5%+7.0%
Q1 2024-3.9%-6.1%-6.3%
Q4 2023+5.7%+0.9%-6.8%
Q3 2023-3.5%-5.5%-0.7%
Q2 2023+18.4%+17.5%+7.8%
Q1 2023-3.4%-4.1%-17.6%
Q4 2022+2.5%+5.8%+7.9%
Q3 2022-10.7%-4.8%-0.3%
Q2 2022+5.3%+6.1%+3.2%
Q1 2022-0.3%+0.3%+0.7%
Q4 2021+0.2%+0.4%-0.5%
Q3 2021+5.3%+5.2%+11.7%
Q2 2021-2.1%-0.2%+3.7%
Q1 2021+6.5%+6.6%+12.5%
Q4 2020-3.9%-3.4%+4.9%
Q3 2020+3.0%-3.3%+14.8%
Q2 2020+3.5%-0.7%+0.9%
Q1 2020-3.8%-2.2%-2.1%
Q4 2019-1.2%+2.1%-10.8%
Q3 2019+1.0%+1.1%-0.0%
Q2 2019+3.0%+5.3%-2.0%
Q1 2019+3.6%+1.3%-1.0%
Q4 2018-1.7%-0.2%+6.1%
Q3 2018-0.7%+2.9%+5.8%
Q2 2018-3.1%-2.1%+0.8%
Q1 2018-5.1%-6.2%-2.0%
Q4 2017+3.5%+1.9%+4.9%
Q3 2017-4.7%-3.9%-7.2%
Q2 2017-2.4%-1.5%-7.0%
Q1 2017+1.8%+1.3%-2.8%
Q4 2016-9.4%-7.3%-4.9%
Q3 2016-0.1%-3.4%+17.3%
Q2 2016-6.6%-5.1%-0.7%
Q1 2016+4.6%
Q4 2015+1.1%
Q3 2015+1.6%
Q2 2015+1.0%
Q1 2015-1.1%
Q4 2014+2.8%
Q3 2014-0.2%
Q2 2014+2.4%
Q1 2014+4.8%
Q4 2013+0.2%
Q3 2013-0.3%
Q2 2013-0.5%
Q1 2013+1.0%
Q4 2012-1.5%
Q3 2012-0.7%
Q2 2012-0.9%
Q1 2010-3.2%
Q1 2011-3.2%
Q1 2012+1.1%
Q4 2011-0.2%
Q4 2009-0.2%
Q4 2010-0.2%
Q3 2010-2.2%
Q3 2011-2.2%
Q2 2011-4.5%
Q2 2010-4.5%

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