NYSE$RNR

RenaissanceRe Holdings Ltd · Q2 2025 earnings

Q2 2025 earnings · · After market close · Investor relations

Briefing

RenaissanceRe Holdings Ltd reported net income of $1.16 billion for Q2 2025 with a combined ratio of 75.1%.

The company achieved net premiums earned of $2.41 billion and underwriting income of $602 million in the quarter. Strong investment results included net investment income of $413 million and net realized and unrealized gains of $350 million. Net income attributable to common shareholders was $827 million, or $17.20 per diluted share.

  • Net income reached $1.16 billion with diluted EPS of $17.20
  • Combined ratio improved to 75.1% on lower catastrophe losses and favorable prior year development
  • Gross premiums written totaled $3.42 billion with net premiums written of $2.77 billion
  • Book value per common share rose to $212.15, delivering an annualized ROE of 33.7%

Headline financials

Total Revenue

$3.21B

Previous: $2.83B+13.4%
EPS (adj)

$17.20

Previous: $9.41+82.8%
Combined Ratio

75.1%

Previous: 81.1%-7.4%
Book Value per Common Share

$212.15

Previous: $179.87+17.9%
Annualized ROE

33.7%

Previous: 21.4%+57.5%
Gross Premiums Written

$3.42B

Previous: $3.43B-0.1%
Net Income

$835M

Previous: $504M+65.8%
Operating Income

$1.37B

Previous: $732M+88.0%
Cash & Equivalents

$1.43B

Previous: $1.63B-12.2%
Total Assets

$54.7B

Previous: $51.6B+6.1%

Revenue & EPS history

RenaissanceRe · Revenue · Quarterly

$3.21B

Q2 2025+13.4%vs Q2 2024
Beat estimate in 10 of 16 quarters(63%)
ActualEstimate

Revenue by segment

RenaissanceRe · $2.41B total across 2 segments · Q2 2025

  • Casualty and Specialty
    $1.54B
  • Property
    $868M

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports

Historical avg

-0.2%

Avg return

Earnings day

+0.4%

Avg return

5 days after

+2.4%

Avg return

30 days after

54%

37 / 68 earnings

Positive

+8.8%

Q4 2022

Best reaction

-8.6%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2025
Q1 2026+1.0%-2.7%-9.8%
Q4 2025+5.0%+1.1%+4.5%
Q3 2025+7.2%+10.5%+12.8%
Q1 2025-5.0%+0.9%-0.4%
Q4 2024-8.6%-10.4%-8.3%
Q3 2024-1.3%-1.7%+3.9%
Q2 2024-2.8%+0.5%+11.6%
Q1 2024-1.5%-1.5%+2.7%
Q4 2023+6.7%+5.5%+4.8%
Q3 2023-5.0%-5.7%-2.9%
Q2 2023-5.5%-7.3%-9.7%
Q1 2023-0.4%-4.2%-12.5%
Q4 2022+8.8%+7.0%+11.2%
Q3 2022+4.2%+18.2%+18.2%
Q2 2022-3.3%-7.3%-2.9%
Q1 2022+0.8%+0.6%+5.6%
Q4 2021-3.5%-5.7%-9.1%
Q3 2021+4.3%-3.9%+10.6%
Q2 2021-1.7%-0.4%+7.1%
Q1 2021-3.8%-3.2%-10.7%
Q4 2020-2.3%-5.0%-5.3%
Q3 2020-6.2%-7.5%-2.0%
Q2 2020+2.3%+1.8%+4.8%
Q1 2020+3.6%+11.5%+31.7%
Q4 2019+1.3%+3.2%-8.3%
Q3 2019+1.4%+2.2%+4.6%
Q2 2019+1.1%+4.6%+5.7%
Q1 2019+4.3%+7.2%+14.5%
Q4 2018+3.9%+3.9%+10.2%
Q3 2018-2.5%-0.9%+4.4%
Q2 2018+3.0%+6.9%+5.9%
Q1 2018-4.9%-6.4%-9.8%
Q4 2017+2.3%+0.5%-1.2%
Q3 2017-2.9%-0.6%-5.4%
Q2 2017+1.4%-0.3%-1.3%
Q1 2017-2.0%-1.1%+2.0%
Q4 2016+3.5%+3.3%+9.3%
Q3 2016-0.2%-0.1%+5.1%
Q2 2016+0.7%+1.1%+0.5%
Q1 2016+1.1%
Q4 2015-3.3%
Q3 2015+0.4%
Q2 2015+3.0%
Q1 2015+0.6%
Q4 2014+5.4%
Q3 2014-1.3%
Q2 2014-6.6%
Q1 2014+0.5%
Q4 2013+1.8%
Q3 2013+1.8%
Q2 2013-1.5%
Q1 2013-2.4%
Q4 2012-1.3%
Q3 2012-5.0%
Q2 2012-4.0%
Q1 2012+0.2%
Q4 2011+0.7%
Q3 2011+0.7%
Q2 2011-2.2%
Q1 2010+0.4%
Q1 2011+3.5%
Q4 2008+0.3%
Q4 2010+0.3%
Q3 2009+0.1%
Q3 2010+0.1%
Q4 2009-2.7%
Q2 2010-2.7%
Q2 2009-2.7%

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