NYSE$RGA

Reinsurance Group America Inc · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Reported solid Q4 2022 earnings with strong segment performance.

Reinsurance Group of America reported Q4 net income available to RGA shareholders of $204 million, or $3.02 per diluted share, compared to $156 million, or $2.30 per diluted share in the prior-year quarter. Adjusted operating income for the fourth quarter totaled $202 million, or $2.99 per diluted share, compared with adjusted operating loss of $38 million, or $0.56 per diluted share, the year before.

  • Net income available to RGA shareholders was $3.02 per diluted share, including adverse foreign currency effects of $0.42 per diluted share.
  • Adjusted operating income was $2.99 per diluted share, including adverse foreign currency effects of $0.22 per diluted share.
  • Premium growth of 1.1% over the prior-year quarter, 6.0% on a constant currency basis.
  • Capital deployment of $80 million into in-force and other transactions with total shareholder capital returns of $78 million.

Headline financials

Total Revenue

$4.38B

Previous: $4.36B+0.4%
EPS (adj)

$2.99

Previous: -$0.56+633.9%
Book Value / Share

$62.16

No prior period
BVPS excl. AOCI

$146.22

No prior period
Avg. Investment Yield

4.5%

Previous: 4.7%-5.3%
Capital Expenditures

$6M

Previous: $4M+50.0%
Free Cash Flow

$260M

Previous: $357M-27.2%
Net Income

$206M

Previous: $156M+32.1%
Operating Income

$271M

Previous: $57M+375.4%
Gross Profit

$3.37B

Previous: $15.6B-78.4%
Cash & Equivalents

$84.7B

Previous: $92.2B-8.1%
Total Assets

$84.9B

Previous: $92.2B-7.9%

Revenue & EPS history

RGA · Revenue · Quarterly

$4.38B

Q4 2022+0.4%vs Q4 2021
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Forward guidance

Based on favorable business conditions and RGA's global leadership position, the company is optimistic about the future and expects to continue to deliver attractive financial results over time.

Tailwinds

  • Favorable business conditions
  • RGA's global leadership position
  • Expectation to continue to deliver attractive financial results over time
  • Strong balance sheet with excess capital of approximately $1.2 billion
  • Good new business activity in organic business and pipeline for in-force transactions

Headwinds

  • Not Applicable
  • Not Applicable
  • Not Applicable
  • Not Applicable
  • Not Applicable

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

-0.1%

Avg return

Earnings day

+0.7%

Avg return

5 days after

+2.0%

Avg return

30 days after

51%

34 / 67 earnings

Positive

+11.5%

Q2 2020

Best reaction

-13.6%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.4%-2.5%-3.9%
Q4 2025+9.4%+7.1%+0.6%
Q3 2025-3.9%-0.9%+0.5%
Q1 2025+5.7%+6.6%+8.7%
Q4 2024-9.6%-13.6%-17.3%
Q3 2024+0.1%-0.9%+6.3%
Q2 2024-8.5%-12.4%-2.1%
Q1 2024+5.6%+6.4%+9.9%
Q4 2023-3.9%-4.0%+1.5%
Q3 2023+2.4%+4.4%+10.1%
Q2 2023-1.5%-1.9%-2.5%
Q1 2023+5.3%+6.7%+5.2%
Q4 2022-6.5%-2.1%-3.5%
Q3 2022-0.3%-0.2%+0.7%
Q2 2022+6.6%+7.7%+7.6%
Q1 2022+7.1%+4.6%+11.3%
Q4 2021-1.7%+2.2%-9.4%
Q3 2021-9.3%-9.0%-18.0%
Q2 2021+5.4%+9.6%+6.5%
Q1 2021-4.4%-3.7%-2.6%
Q4 2020+3.7%+3.2%+18.5%
Q3 2020+4.9%+15.8%+21.9%
Q2 2020+11.5%+8.1%+11.1%
Q1 2020-13.6%-5.9%-3.7%
Q4 2019-3.9%-5.3%-15.5%
Q3 2019+0.1%+2.8%+2.0%
Q2 2019-5.7%-7.1%-7.8%
Q1 2019+0.7%+0.2%-0.8%
Q4 2018-4.1%-2.6%-3.3%
Q3 2018+6.6%+9.4%+14.0%
Q2 2018-1.4%+1.9%+3.3%
Q1 2018-0.5%-2.4%-4.3%
Q4 2017-0.8%-3.6%-4.7%
Q3 2017+6.0%+4.0%+10.4%
Q2 2017+3.7%+5.0%+1.9%
Q1 2017-4.2%-2.6%-3.7%
Q4 2016-0.2%+1.1%+5.2%
Q3 2016+1.0%-0.1%+13.5%
Q2 2016+3.5%+3.0%+9.1%
Q1 2016-1.8%
Q4 2015-1.3%
Q3 2015-7.0%
Q2 2015-0.2%
Q1 2015-1.7%
Q4 2014+3.2%
Q3 2014+2.9%
Q2 2014+1.7%
Q1 2014-4.5%
Q4 2011+2.4%
Q4 2013+2.0%
Q3 2013+2.2%
Q2 2013-6.1%
Q1 2013+1.6%
Q4 2012+2.7%
Q3 2012-9.0%
Q2 2012-0.7%
Q1 2012+0.8%
Q3 2011+1.9%
Q2 2011-7.0%
Q1 2010-1.1%
Q1 2011+1.1%
Q4 2009-0.3%
Q4 2010-0.3%
Q3 2009+2.2%
Q3 2010+2.2%
Q2 2010+1.5%
Q2 2009+1.5%

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