NYSE$RF

Regions Financial Corp · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Regions reported earnings of $343 million, with earnings per diluted share of $0.37, driven by solid core performance and a peer-leading margin.

Regions Financial Corp. reported a net income available to common shareholders of $343 million and earnings per diluted share of $0.37 for the first quarter of 2024. The results reflect the strength and diversity of the balance sheet, a robust liquidity position, and proactive interest rate risk management practices.

  • Net income available to common shareholders was $343 million, with diluted earnings per share of $0.37.
  • Total revenue was reported at $1.7 billion for the quarter.
  • The company's net interest margin was 3.55 percent.
  • The Common Equity Tier 1 ratio was estimated at 10.3 percent.

Headline financials

Total Revenue

$1.75B

Previous: $1.95B-10.5%
EPS

$0.37

Previous: $0.62-40.3%
Net Charge-offs / Avg Loans

0.5%

No prior period
Free Cash Flow

$368M

Previous: $612M-39.9%
Net Income

$368M

Previous: $612M-39.9%
Operating Income

$981M

Previous: $1.52B-35.4%
Gross Profit

$1.6B

Previous: $1.82B-12.2%
Cash & Equivalents

$11.3B

Previous: $8.83B+27.4%
Total Assets

$155B

Previous: $154B+0.5%

Revenue & EPS history

Regions · Revenue · Quarterly

$1.75B

Q1 2024-10.5%vs Q1 2023
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Revenue by segment

Regions · $497M total across 7 segments · Q1 2023

  • Deposit Charges
    $155M
  • Card & ATM Fees
    $121M-2.4%
  • Wealth Management
    $112M+10.9%
  • Capital Markets
    $42M-42.5%
  • Commercial Credit Fees
    $26M+18.2%
  • Mortgage Income
    $24M-50.0%
  • BOLI Income
    $17M+21.4%

Forward guidance

This release may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements are subject to the risk that the actual effects may differ, possibly materially, from what is reflected in those forward-looking statements due to factors and future developments that are uncertain, unpredictable and in many cases beyond our control.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

+0.4%

Avg return

Earnings day

+1.5%

Avg return

5 days after

+4.7%

Avg return

30 days after

57%

41 / 72 earnings

Positive

+9.2%

Q1 2012

Best reaction

-13.9%

Q3 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025-2.7%+1.0%-4.5%
Q1 2026-2.2%+1.0%-4.5%
Q3 2025+0.9%+3.3%+6.9%
Q2 2025+0.8%-0.5%+5.1%
Q1 2025+0.7%+3.2%+17.8%
Q3 2024-1.5%-1.4%+9.9%
Q2 2024+1.4%+0.1%-2.7%
Q1 2024+0.9%+4.1%+6.2%
Q4 2023+6.2%+7.2%+3.0%
Q3 2023-13.9%-14.7%-0.4%
Q2 2023-1.7%-0.6%-4.0%
Q1 2023-3.1%-6.2%-10.7%
Q4 2022+5.9%+5.6%+10.0%
Q3 2022+4.1%+7.9%+13.9%
Q2 2022+4.5%+3.9%+10.9%
Q1 2022+0.3%-1.3%-6.5%
Q4 2021-6.6%-1.8%+0.2%
Q3 2021+4.0%+0.4%+1.8%
Q2 2021+2.0%+2.4%+5.6%
Q1 2021+4.0%+5.5%+12.2%
Q4 2020-0.4%-3.6%+14.5%
Q3 2020+3.6%+11.7%+25.3%
Q2 2020-5.3%+0.0%+9.0%
Q1 2020+6.2%+2.7%+3.8%
Q4 2019-2.4%-2.6%-0.7%
Q3 2019+1.3%+2.1%+2.6%
Q2 2019+2.2%+7.8%-4.7%
Q1 2019-3.3%-2.5%-8.6%
Q4 2018-0.1%-1.5%+2.5%
Q3 2018-5.7%-2.0%-3.5%
Q2 2018+3.7%+3.8%+10.6%
Q1 2018+3.9%+4.8%+5.4%
Q4 2017+5.6%+7.1%+7.2%
Q3 2017+3.0%+4.0%+2.9%
Q2 2017+0.6%+1.0%-1.7%
Q1 2017-4.5%-3.7%+0.1%
Q4 2016-0.5%+4.6%+10.0%
Q3 2016+5.3%+6.3%+31.6%
Q2 2016-2.6%-1.4%+5.1%
Q1 2016+3.3%
Q4 2015-3.3%
Q3 2015+1.0%
Q2 2015+4.9%
Q1 2015+1.5%
Q4 2014-4.0%
Q3 2014+1.1%
Q2 2014-0.9%
Q1 2014+1.3%
Q4 2013+4.3%
Q3 2013-4.5%
Q2 2013-1.9%
Q1 2013+6.3%
Q4 2012+3.1%
Q4 2011+2.1%
Q3 2012-8.8%
Q2 2012+8.1%
Q1 2012+9.2%
Q3 2011+3.6%
Q2 2011-11.6%
Q1 2011+0.8%
Q4 2010-1.4%
Q3 2010+6.9%
Q2 2010-1.5%
Q1 2009-4.3%
Q1 2010+2.0%
Q4 2007-0.6%
Q4 2009-0.6%
Q4 2008-0.6%
Q3 2009-0.6%
Q3 2008-0.6%
Q2 2009+0.4%
Q2 2008+0.4%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro