NYSE$PSFE
Paysafe Limited · Q4 2024 earnings
Q4 2024 earnings · · Before market open · Investor relations
Briefing
Paysafe reported a 1% revenue increase and a net income turnaround in Q4 2024.
Paysafe's Q4 2024 revenue rose to $420.1 million, a 1% increase year-over-year. Net income turned positive at $33.5 million, compared to a loss of $12.1 million in Q4 2023, mainly due to a gain on foreign exchange and a tax benefit. However, adjusted EBITDA fell 15% to $103.3 million due to increased credit losses. Adjusted EPS decreased to $0.48 from $0.66 in the prior year.
- Revenue grew 1% to $420.1 million, with a 2% increase on a constant currency basis.
- Net income reached $33.5 million, reversing a loss of $12.1 million in Q4 2023.
- Adjusted EBITDA declined 15% to $103.3 million due to higher credit losses.
- Total payment volume increased 12% to $40.0 billion.
Headline financials
Revenue & EPS history
Paysafe · Revenue · Quarterly
$420M
Forward guidance
Paysafe expects 0% to 2% reported revenue growth in FY25, with an adjusted EBITDA margin of 27.1% to 27.6%. The company aims to reduce net leverage to 3.5x by 2026 while expanding organic revenue growth by 6.5% to 8.0%.
Tailwinds
- Organic revenue growth expected between 6.5% and 8.0%.
- Adjusted EBITDA expected to grow in the mid-teens percentage range.
- Strong free cash flow generation anticipated in FY25.
- Expansion in e-commerce and digital wallets expected to drive growth.
- Continued cost optimization initiatives to improve profitability.
Headwinds
- Headwinds from the disposed business may impact revenue growth.
- Foreign exchange fluctuations could present challenges.
- Interest revenue expected to decline slightly.
- Competitive pressures in the payments industry remain high.
- Potential regulatory risks in key markets.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports · overlaid with Q4 2024
-2.5%
Avg return
Earnings day
-5.9%
Avg return
5 days after
-7.4%
Avg return
30 days after
45%
9 / 20 earnings
Positive
+24.6%
Q3 2022
Best reaction
-38.1%
Q3 2021
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q4 2026 | +20.6% | -13.4% | -17.7% | |
| Q2 2025 | +17.1% | +16.4% | +22.3% | |
| Q1 2025 | -15.2% | -21.8% | -20.6% | |
| Q4 2024 | -18.6% | -17.0% | -22.2% | |
| Q3 2024 | -29.0% | -33.0% | -26.8% | |
| Q1 2024 | +24.1% | +19.7% | +22.3% | |
| Q4 2023 | -14.5% | -9.7% | +12.6% | |
| Q3 2023 | +24.4% | +19.0% | +8.9% | |
| Q2 2023 | +15.1% | +4.7% | +13.2% | |
| Q1 2023 | -17.5% | -23.8% | -23.5% | |
| Q4 2022 | -5.7% | -9.4% | -23.1% | |
| Q3 2022 | +24.6% | +35.6% | +6.8% | |
| Q2 2022 | -5.5% | -2.8% | -16.6% | |
| Q1 2022 | -12.3% | -0.4% | +11.0% | |
| Q4 2019 | +2.8% | -0.3% | -20.8% | |
| Q4 2020 | +2.8% | -0.3% | -20.8% | |
| Q4 2021 | +9.7% | -3.8% | +22.8% | |
| Q3 2021 | -38.1% | -39.1% | -45.3% | |
| Q2 2021 | -16.6% | -19.2% | -18.4% | |
| Q1 2021 | -18.3% | -20.0% | -12.8% | |
| Q3 2020 | — | — | — | |
| Q2 2020 | — | — | — | |
| Q1 2020 | — | — | — |
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