NYSE$PRA

ProAssurance Corporation · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

ProAssurance reported a net income of $7.7 million and operating income of $2.1 million for Q1 2021.

ProAssurance reported improved bottom line in all major segments, a 4.7 percentage point improvement in Specialty Property & Casualty net loss ratio, and a 9.0% reduction in consolidated underwriting and operating expenses. Earnings from unconsolidated subsidiaries were $6.8 million.

  • Improved bottom line in all major segments
  • Specialty Property & Casualty net loss ratio improved by 4.7 percentage points to 87.5%
  • Consolidated underwriting and operating expenses reduced by 9.0%, or approximately $5.6 million
  • Earnings from unconsolidated subsidiaries were $6.8 million

Headline financials

Total Revenue

$220M

Previous: $197M+11.9%
EPS (adj)

$0.04

Previous: -$0.02+300.0%
Free Cash Flow

$7.74M

Previous: -$22M+135.2%
Net Income

$7.74M

Previous: -$22M+135.2%
Operating Income

$12.8M

Previous: -$30.2M+142.5%
Gross Profit

$45.3M

Previous: $4.59M+887.9%
Cash & Equivalents

$215M

Previous: $217M-1.1%
Total Assets

$4.67B

Previous: $4.73B-1.2%
Stock-Based Comp

$1.03M

Previous: $1.01M+2.0%

Revenue & EPS history

ProAssurance · Revenue · Quarterly

$220M

Q1 2021+11.9%vs Q1 2020
Beat estimate in 5 of 16 quarters(31%)
ActualEstimate

Revenue by segment

ProAssurance · $172M total across 3 segments · Q1 2021

  • Specialty P&C
    $116M-4.9%
  • Workers' Compensation Insurance
    $40.4M-10.8%
  • Segregated Portfolio Cell Reinsurance
    $15.9M-8.6%

Forward guidance

ProAssurance's planned acquisition of NORCAL Group is nearing completion, on schedule with previously stated target closure in the second quarter of 2021.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

-0.4%

Avg return

Earnings day

-1.1%

Avg return

5 days after

-0.7%

Avg return

30 days after

56%

38 / 68 earnings

Positive

+18.1%

Q2 2024

Best reaction

-22.1%

Q3 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.0%+0.2%-0.5%
Q4 2025+0.4%+0.6%+1.3%
Q3 2025+0.2%+0.3%-0.4%
Q1 2025-0.2%+0.2%+0.8%
Q4 2024+14.3%+10.8%+65.5%
Q3 2024+3.0%+3.7%+2.5%
Q2 2024+18.1%+15.5%+14.6%
Q1 2024+9.6%+6.9%+0.7%
Q4 2023-4.7%+0.2%-0.8%
Q3 2023-22.1%-27.6%-27.7%
Q2 2023+8.2%+8.2%+3.7%
Q1 2023-21.5%-21.3%-22.5%
Q4 2022+4.7%+3.7%-5.9%
Q3 2022-12.7%-11.2%-14.4%
Q2 2022+6.1%+6.7%-4.3%
Q1 2022-12.7%-15.0%-8.0%
Q4 2021+1.1%-0.9%+3.4%
Q3 2021-0.9%-2.0%-6.3%
Q2 2021+5.4%+17.5%+23.7%
Q1 2021+1.1%-3.1%-6.8%
Q4 2020+5.0%+5.6%+13.7%
Q3 2020-10.2%+2.0%+8.6%
Q2 2020-2.1%-5.1%-12.2%
Q1 2020-18.0%-22.1%-17.0%
Q4 2019-0.2%-5.4%-22.7%
Q3 2019+1.4%-1.6%-5.3%
Q2 2019-0.6%+1.6%+3.7%
Q1 2019-0.9%+4.2%+6.7%
Q4 2018-3.7%-9.3%-22.3%
Q3 2018+4.2%-0.4%-4.9%
Q2 2018+5.5%+6.8%+16.1%
Q1 2018-13.5%-12.7%-17.2%
Q4 2017-6.9%-5.4%-7.5%
Q3 2017+6.1%+5.5%+7.7%
Q2 2017-5.0%-6.0%-10.7%
Q1 2017+1.1%-2.4%-1.0%
Q4 2016+8.9%+4.9%+4.0%
Q3 2016-2.5%-1.6%+10.6%
Q2 2016+2.4%+5.4%+5.7%
Q1 2016+1.1%
Q4 2015-3.3%
Q3 2015-0.9%
Q2 2015+0.1%
Q1 2015-3.5%
Q4 2014+0.1%
Q3 2014-4.9%
Q2 2014-0.4%
Q1 2014-0.6%
Q4 2013-2.2%
Q3 2013+2.7%
Q2 2013-6.3%
Q1 2013+0.1%
Q4 2012+0.9%
Q3 2012-1.9%
Q2 2012+0.9%
Q1 2012+1.5%
Q4 2011+5.7%
Q4 2010+5.7%
Q3 2011+2.0%
Q2 2011+1.8%
Q1 2010+0.4%
Q1 2011+0.6%
Q4 2008+8.2%
Q3 2009+4.2%
Q3 2010+4.2%
Q2 2010-3.5%
Q2 2009-3.5%
Q4 2009-3.5%

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