NYSE$ONIT
Onity Group Inc · Q2 2025 earnings
Q2 2025 earnings · · Before market open · Investor relations
Briefing
Onity Group Inc reported net income of $21.5 million for the second quarter of 2025.
Onity Group Inc achieved total revenue of $246.6 million in Q2 2025, supported by servicing fees and origination activity. Net income attributable to common stockholders reached $20.5 million with basic EPS of $2.55. The company ended the quarter with $16.5 billion in total assets and $194.3 million in cash and cash equivalents.
- Net income totaled $21.5 million with income before taxes of $22.8 million.
- Servicing and subservicing fees contributed $211.3 million to revenue.
- Stockholders' equity increased to $481.9 million as of June 30, 2025.
- Total servicing and subservicing UPB reached $309.5 billion with approximately 4,200 employees.
Headline financials
Revenue & EPS history
Onity · Revenue · Quarterly
$247M
Revenue by segment
Onity · $247M total across 4 segments · Q2 2025
- Servicing and subservicing fees$211M—85.7%
- Other revenue, net$13M—5.3%
- Gain on reverse loans held for investment and HMBS-related borrowings, net$11.9M—4.8%
- Gain on loans held for sale, net$10.4M—4.2%
Forward guidance
The company provided forward-looking statements regarding market conditions, interest rates, and operational performance.
Tailwinds
- Continued growth in servicing portfolio through originations and acquisitions.
- Diversification of revenue streams across servicing and originations channels.
Headwinds
- Exposure to interest rate volatility impacting MSR valuations and hedging costs.
- Regulatory and compliance risks in mortgage servicing operations.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
-1.4%
Avg return
Earnings day
+0.8%
Avg return
5 days after
+1.8%
Avg return
30 days after
53%
34 / 64 earnings
Positive
+67.5%
Q1 2020
Best reaction
-65.7%
Q4 2015
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | -4.2% | -17.5% | -21.8% | |
| Q4 2025 | +6.1% | +11.3% | -8.3% | |
| Q3 2025 | +1.8% | +0.0% | +13.7% | |
| Q1 2025 | +5.6% | +5.4% | +4.3% | |
| Q4 2024 | -7.9% | -14.9% | -22.9% | |
| Q3 2024 | +3.5% | +3.6% | +9.7% | |
| Q2 2024 | -8.8% | -15.7% | -0.9% | |
| Q1 2024 | +6.4% | +12.3% | +1.4% | |
| Q4 2023 | -8.1% | -7.8% | -4.6% | |
| Q3 2023 | -2.2% | +0.3% | +12.3% | |
| Q2 2023 | -2.4% | -5.8% | -12.6% | |
| Q1 2023 | +1.8% | -0.7% | +3.6% | |
| Q4 2022 | -14.9% | -13.1% | -28.4% | |
| Q3 2022 | +24.3% | +20.8% | +16.5% | |
| Q2 2022 | -20.0% | -21.3% | -25.8% | |
| Q1 2022 | +7.6% | +3.4% | +32.7% | |
| Q4 2021 | -18.6% | -20.2% | -29.1% | |
| Q3 2021 | +9.1% | +1.9% | +10.1% | |
| Q2 2021 | -0.2% | +5.3% | +4.1% | |
| Q1 2021 | +9.8% | +26.8% | +24.1% | |
| Q4 2020 | +3.9% | -1.8% | -3.4% | |
| Q3 2020 | +2.5% | -0.3% | +0.4% | |
| Q2 2020 | +11.6% | +24.0% | -9.8% | |
| Q1 2020 | +67.5% | +40.0% | +97.5% | |
| Q4 2019 | +5.4% | +0.8% | -55.8% | |
| Q3 2019 | +0.0% | -1.1% | -17.1% | |
| Q2 2019 | -12.1% | -7.3% | +6.7% | |
| Q1 2019 | +6.9% | +8.1% | -7.5% | |
| Q4 2018 | +12.0% | +13.6% | -4.7% | |
| Q3 2018 | -19.2% | -25.7% | -52.0% | |
| Q2 2018 | -9.4% | -8.3% | -0.7% | |
| Q1 2018 | +10.2% | +14.8% | +8.5% | |
| Q4 2017 | +5.6% | +12.8% | +22.3% | |
| Q3 2017 | +0.9% | -6.4% | -5.0% | |
| Q2 2017 | +0.7% | -0.7% | +2.8% | |
| Q1 2017 | -15.4% | -17.1% | -10.0% | |
| Q4 2016 | -20.2% | -20.4% | -13.2% | |
| Q3 2016 | +10.2% | +14.2% | +37.7% | |
| Q2 2016 | +4.0% | +17.8% | +94.8% | |
| Q1 2016 | -20.7% | — | — | |
| Q4 2015 | -65.7% | — | — | |
| Q3 2015 | +0.4% | — | — | |
| Q2 2015 | -27.0% | — | — | |
| Q1 2015 | +18.2% | — | — | |
| Q4 2014 | -9.2% | — | — | |
| Q3 2014 | +13.2% | — | — | |
| Q2 2014 | -20.1% | — | — | |
| Q1 2014 | -8.8% | — | — | |
| Q4 2013 | +1.8% | — | — | |
| Q3 2013 | -9.6% | — | — | |
| Q2 2013 | +7.1% | — | — | |
| Q1 2013 | +2.0% | — | — | |
| Q4 2011 | +3.3% | — | — | |
| Q4 2012 | +6.0% | — | — | |
| Q3 2012 | -7.4% | — | — | |
| Q2 2012 | +2.7% | — | — | |
| Q1 2012 | +1.4% | — | — | |
| Q3 2010 | -10.7% | — | — | |
| Q3 2011 | -10.7% | — | — | |
| Q2 2011 | +0.2% | — | — | |
| Q4 2010 | -1.9% | — | — | |
| Q1 2010 | -1.9% | — | — | |
| Q2 2010 | -1.9% | — | — | |
| Q1 2011 | -1.9% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro