NYSE$NTB
Bank of NT Butterfield & Son Ltd · Q4 2025 earnings
Q4 2025 earnings ·
Briefing
Bank of N.T. Butterfield & Son Ltd reported higher fourth-quarter net income supported by stable net interest income and increased non-interest income.
Butterfield delivered solid Q4 2025 results with modest revenue growth and improved profitability driven by higher non-interest income and lower credit loss provisions.
- Fourth-quarter net income increased to $63.8 million.
- Total net revenue for the quarter reached $159.1 million.
- Net interest income remained stable at $92.6 million.
- Diluted earnings per share rose to $1.54.
Headline financials
Revenue & EPS history
Bank of NT Butterfield & Son Ltd · Revenue · Quarterly
$159M
Revenue by segment
Bank of NT Butterfield & Son Ltd · $156M total across 2 segments · Q1 2026
- Net interest income$93.3M—59.8%
- Non-interest income$62.6M—40.2%
Forward guidance
The company did not provide specific quantitative forward guidance for future quarters.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 2 quarterly earnings reports · overlaid with Q4 2025
-2.0%
Avg return
Earnings day
+1.8%
Avg return
5 days after
-0.4%
Avg return
30 days after
0%
0 / 2 earnings
Positive
-1.4%
Q4 2025
Best reaction
-2.7%
Q1 2026
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -2.7% | -2.4% | +0.6% | |
| Q4 2025 | -1.4% | +6.0% | -1.4% |
Discussion
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