NYSE$MITT

AG Mortgage Investment Trust Inc · Q4 2025 earnings

Q4 2025 earnings · · Before market open · Investor relations

Briefing

MITT reported solid fourth quarter 2025 results with positive earnings, a 2.4% quarterly economic return on equity, and increased dividends.

For Q4 2025, MITT generated revenue of 20990000 and net income available to common stockholders of 8012000, or 0.25 per diluted share. The company delivered earnings available for distribution of 0.25 per share, declared a 0.23 dividend per common share, and maintained strong liquidity and leverage metrics.

  • Reported revenue of 20990000 for Q4 2025.
  • Net income available to common stockholders was 8012000, or 0.25 per diluted share.
  • Delivered 2.4% quarterly economic return on equity and 0.25 EAD per diluted share.
  • Declared a 0.23 dividend per common share and ended the quarter with 108700000 of total liquidity.

Headline financials

Total Revenue

$21M

Previous: $17.4M+20.8%
EPS (adj)

$0.25

Previous: $0.30-16.7%
Quarterly Economic ROE

2.4%

Previous: 2.4%+0.0%
Investment Portfolio

$8.5B

Previous: $6.7B+26.9%
Economic Leverage Ratio

1.6

Previous: 1.4+14.3%
Total Liquidity

$109M

Previous: $137M-20.6%
Dividend per Common Share

$0.23

Previous: $0.19+21.1%
Net Income

$8.01M

Previous: $8.82M-9.1%
Operating Income

$0.00

Previous: $0.00
Cash & Equivalents

$57.8M

No prior period

Revenue & EPS history

MITT · Revenue · Quarterly

$21M

Q4 2025+20.8%vs Q4 2024
Beat estimate in 4 of 14 quarters(29%)
ActualEstimate

Forward guidance

Management remains focused on resolving legacy WMC commercial loans and driving earnings growth through its securitization strategy, call strategy, and Arc Home platform.

Tailwinds

  • Executed 10 securitizations during 2025.
  • Dividend increased 21% from Q4 2024 levels during 2025.
  • Arc Home delivered 79% year-over-year Non-Agency origination growth.
  • Maintained strong liquidity position of 108700000.
  • Economic leverage ratio remained low at 1.6x.

Headwinds

  • Exposure to interest rate volatility impacting spreads.
  • Ongoing resolution of legacy WMC commercial loans.
  • High GAAP leverage ratio of 14.4x.
  • Dependence on securitization markets for financing.
  • Sensitivity to mortgage prepayment and default rates.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+1.1%

Avg return

Earnings day

+1.9%

Avg return

5 days after

-0.1%

Avg return

30 days after

52%

30 / 58 earnings

Positive

+24.5%

Q4 2020

Best reaction

-14.3%

Q2 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-6.1%-4.9%
Q4 2025-1.3%-4.6%-10.9%
Q3 2025+6.7%+9.2%+15.5%
Q2 2025-7.8%-4.1%+0.0%
Q1 2025-2.7%+3.0%+10.6%
Q4 2024+1.6%-1.1%-5.0%
Q3 2024-4.1%-0.3%-3.8%
Q2 2024-14.3%-12.4%-2.1%
Q1 2024+17.0%+17.2%+18.4%
Q4 2023+4.4%+2.5%+2.7%
Q3 2023+2.3%+2.5%+11.3%
Q2 2023+4.9%+0.8%+0.8%
Q1 2023+8.4%+4.6%+15.1%
Q4 2022+3.5%+5.7%-8.2%
Q3 2022+10.1%+8.0%+28.2%
Q2 2022-8.9%-8.3%-24.3%
Q1 2022-4.7%-2.4%+5.4%
Q4 2021-2.1%-4.1%+3.6%
Q3 2021+10.9%+12.8%-11.7%
Q2 2021-1.9%-6.7%-2.1%
Q1 2021+4.9%+0.8%+7.4%
Q4 2020+24.5%+40.2%+29.4%
Q3 2020-0.7%-1.8%+21.0%
Q2 2020+12.1%+12.1%-3.9%
Q1 2020+5.9%+1.5%-33.5%
Q4 2019-7.1%-2.7%-75.5%
Q3 2019-2.7%-1.3%-0.4%
Q2 2019-2.4%-1.8%-8.0%
Q1 2019-2.5%-2.3%-9.8%
Q4 2018+0.2%-0.3%-3.9%
Q3 2018+2.2%+3.6%+2.1%
Q2 2018-3.0%-1.3%-0.6%
Q1 2018+1.8%+4.1%+6.7%
Q4 2017-6.4%-4.2%-0.6%
Q3 2017+2.5%+0.5%+0.3%
Q2 2017+4.3%+4.3%+2.4%
Q1 2017-4.3%-1.7%+0.0%
Q4 2016+1.5%-0.4%+0.7%
Q3 2016+3.4%+6.9%+14.5%
Q2 2016+2.1%+3.7%+4.5%
Q1 2016+1.2%
Q4 2015+5.8%
Q3 2015-3.9%
Q2 2015-2.1%
Q1 2015-3.8%
Q4 2014+0.3%
Q3 2014+0.3%
Q2 2014-0.1%
Q1 2014+2.8%
Q4 2013+2.5%
Q3 2013-1.9%
Q2 2013-0.6%
Q1 2013+1.2%
Q4 2012-3.2%
Q3 2012-0.8%
Q2 2012+0.0%
Q1 2012-0.3%
Q3 2011+11.5%

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