NYSE$MFG

Mizuho Financial Group Inc-ADR · Q4 2024 earnings

Q4 2024 earnings · · Before market open · Investor relations

Briefing

Mizuho Financial Group reported fiscal 2025 net income attributable to shareholders of ¥593B on net interest income of ¥1.26T and noninterest income of ¥2.00T.

For the year ended March 31, 2025, net income attributable to MHFG shareholders fell 35% to ¥593B as income before tax declined on higher credit costs and expenses. Diluted EPS was ¥234.55; the group cited integration of banking and securities businesses and global markets volatility.

  • FY25 net income ¥593B vs ¥912B prior year.
  • Net interest income ¥1.26T; provision for credit losses ¥97B.
  • Global markets and fee businesses support diversification.
  • Capital and liquidity ratios discussed for Japanese megabank framework.
  • Macro and rate environment shaped wholesale and retail results.

Headline financials

Total Revenue

¥3.26T

No prior period
EPS (adj)

¥234.55

No prior period
Net interest income

¥5.59T

No prior period
Profit before tax

¥2.4T

No prior period
Net Income

¥593B

No prior period

Revenue & EPS history

Mizuho Financial Group · Revenue · Quarterly

¥3.26T

Q4 2024
Beat estimate in 8 of 8 quarters(100%)
ActualEstimate

Forward guidance

Regional and global banks discuss net interest income, credit quality, capital ratios, and dividends rather than quarterly EPS targets in periodic filings.

Tailwinds

  • Net interest income supported by loan and securities yields.
  • Wealth management and fee income diversify revenue.
  • Capital returns via dividends when earnings allow.

Headwinds

  • Deposit beta and funding cost pressure.
  • Credit provision volatility and macro uncertainty.
  • Regulatory capital and rate-path sensitivity.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-0.6%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+0.1%

Avg return

30 days after

25%

13 / 53 earnings

Positive

+5.2%

Q2 2023

Best reaction

-5.2%

Q4 2011

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2027-0.2%+7.2%+18.6%
Q4 2024-0.2%+0.8%+4.6%
Q2 2023+5.2%+5.5%+7.1%
Q1 2023-1.5%-2.0%-4.1%
Q4 2022+2.0%+0.3%+3.4%
Q3 2022-0.9%+0.6%+0.6%
Q2 2022+0.0%+1.8%+9.3%
Q1 2022+2.9%+0.0%-3.8%
Q4 2021-1.7%-2.1%-6.9%
Q3 2021-0.7%+3.2%-6.1%
Q2 2021+0.4%-3.0%-4.8%
Q1 2021+0.0%-1.0%-1.4%
Q4 2020+3.3%+5.7%+1.3%
Q3 2020+1.9%+6.7%+10.8%
Q2 2020-2.5%-0.7%-7.2%
Q1 2020-2.7%+0.4%+8.6%
Q4 2019+2.7%+1.8%+12.5%
Q3 2019-1.0%+0.3%-11.4%
Q2 2019-0.3%-0.6%-0.9%
Q1 2019+1.0%+1.4%+2.1%
Q4 2018-1.9%-2.8%-12.9%
Q3 2018-4.0%-4.0%-4.9%
Q2 2018-2.6%-3.2%-10.7%
Q1 2018-0.8%+0.6%-0.6%
Q4 2017-0.3%-1.1%-4.3%
Q3 2017-0.3%-6.2%-3.6%
Q2 2017-2.0%-1.7%+2.8%
Q1 2017-0.3%-1.1%-5.0%
Q4 2016-2.7%-3.8%-0.5%
Q3 2016+0.0%+1.9%+2.2%
Q2 2016+0.9%+2.9%+9.6%
Q4 2015-1.6%
Q1 2016-1.6%
Q3 2015-1.5%
Q2 2015-1.1%
Q4 2014+1.3%
Q1 2015+1.3%
Q3 2014-1.1%
Q2 2014-2.3%
Q1 2014-1.6%
Q4 2013-1.6%
Q3 2013+2.4%
Q2 2013-1.2%
Q1 2013-1.9%
Q4 2012-1.9%
Q2 2012-4.4%
Q4 2011-5.2%
Q1 2012+4.7%
Q2 2011-2.0%
Q4 2008-1.0%
Q4 2010-1.0%
Q4 2009-1.0%
Q1 2011-0.9%
Q2 2010
Q3 2009

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