NYSE$MCB

Metropolitan Bank Holding Corp · Q4 2019 earnings

Q4 2019 earnings · · Investor relations

Briefing

Reported sustained growth in earnings with a diluted EPS of $0.93 for the fourth quarter.

Metropolitan Bank Holding Corp. reported a net income of $7.9 million, or $0.93 per diluted common share, for Q4 2019, compared to $6.3 million, or $0.75 per diluted common share, for Q4 2018.

  • Net income increased by $1.6 million to $7.9 million compared to Q4 2018.
  • Total assets reached $3.36 billion, compared to $2.18 billion in the previous year.
  • Loans, net of deferred fees and unamortized costs, increased by $807.7 billion, or 43.3%, to $2.67 billion.
  • Total cash and cash equivalents increased by $158.3 million, or 67.9%, to $391.2 million.

Headline financials

Total Revenue

$30.9M

Previous: $21.1M+46.1%
EPS (adj)

$0.93

Previous: $0.75+24.0%
Net interest margin

3.4%

Previous: 3.8%-11.1%
Net Income

$7.9M

Previous: $6.29M+25.7%
Cash & Equivalents

$391M

Previous: $233M+67.9%
Total Assets

$3.36B

Previous: $2.18B+53.9%
Stock-Based Comp

$1.09M

Previous: $492K+121.7%

Revenue & EPS history

Metropolitan Bank · Revenue · Quarterly

$30.9M

Q4 2019+46.1%vs Q4 2018
Beat estimate in 9 of 12 quarters(75%)
ActualEstimate

Forward guidance

The company did not provide specific forward guidance in this earnings report.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2019

Historical avgQ4 2019

+1.4%

Avg return

Earnings day

+2.8%

Avg return

5 days after

+5.7%

Avg return

30 days after

60%

25 / 42 earnings

Positive

+19.6%

Q1 2024

Best reaction

-12.0%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.8%+1.5%+2.0%
Q4 2025+13.7%+11.5%+18.2%
Q3 2025-4.9%-10.3%-2.1%
Q2 2025-1.8%-2.1%+4.3%
Q1 2025+3.6%+9.6%+15.2%
Q4 2024+7.9%+5.2%-2.6%
Q3 2024-3.5%-8.0%+6.8%
Q2 2024-1.0%-2.9%-15.5%
Q1 2024+19.6%+30.7%+36.9%
Q4 2023-4.2%+2.8%-6.6%
Q3 2023-0.4%-1.9%+13.1%
Q2 2023-12.0%-6.6%-10.5%
Q1 2023+16.4%+8.9%-18.5%
Q4 2022-4.6%-2.5%-0.2%
Q3 2022-5.1%+0.6%+5.5%
Q2 2022+3.1%+5.0%+14.8%
Q1 2022-7.3%-14.4%-28.1%
Q4 2021-3.4%-2.0%-4.0%
Q3 2021+5.3%+11.0%+13.3%
Q2 2021+11.0%+18.3%+30.3%
Q1 2021+11.7%+17.7%+22.1%
Q4 2020+2.0%+9.3%+23.9%
Q3 2020-1.8%-4.5%+7.2%
Q2 2020+0.2%-2.5%-3.0%
Q1 2020-4.5%+8.3%+9.4%
Q4 2019+2.9%+2.9%+4.5%
Q3 2019+0.2%+2.2%+10.0%
Q2 2019-0.9%+1.1%-14.8%
Q1 2019+5.4%+7.4%+7.9%
Q4 2018+1.8%-2.0%+7.9%
Q3 2018+2.9%+3.3%+6.7%
Q2 2018-0.5%-3.6%-16.8%
Q1 2017+0.4%+0.5%+8.5%
Q1 2018+4.5%+5.3%+9.0%
Q2 2016+1.1%+2.0%+13.4%
Q4 2016+1.1%+2.0%+13.4%
Q4 2015+1.1%+2.0%+13.4%
Q2 2017+1.1%+2.0%+13.4%
Q1 2016+1.1%+2.0%+13.4%
Q4 2017+3.2%+8.2%+2.9%
Q3 2016-3.7%-9.1%-9.5%
Q3 2017+0.3%+7.0%+24.8%

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