NYSE$LDI

Loandepot Inc -Class A · Q2 2025 earnings

Q2 2025 earnings · · After market close

Briefing

loanDepot reported a net loss of $13.4 million for the second quarter of 2025.

loanDepot, Inc. reported total net revenues of $282.5 million for the three months ended June 30, 2025, driven by higher loan origination volumes and improved gain on sale margins. The company recorded a net loss attributable to loanDepot, Inc. of $13.4 million, an improvement from the prior year period, with Adjusted EBITDA of $25.6 million. Loan originations reached $6.7 billion with a pull-through weighted gain on sale margin of 3.30%.

  • Total net revenues increased 6.5% year-over-year to $282.5 million on higher origination volumes.
  • Net loss attributable to loanDepot, Inc. narrowed to $13.4 million from $32.2 million in Q2 2024.
  • Loan originations grew 10.6% to $6.73 billion with pull-through weighted gain on sale margin at 3.30%.
  • Adjusted EBITDA reached $25.6 million as operating expenses declined 8.1% year-over-year.

Headline financials

Total Revenue

$164M

Previous: $175M-6.3%
EPS (adj)

-$0.06

Previous: -$0.18+66.7%
Loan Originations

6.7B

No prior period
Pull-through Gain on Sale Margin

3.3%

No prior period
Adjusted EBITDA

$25.6M

No prior period
Capital Expenditures

-$13M

Previous: -$12.2M-6.9%
Net Income

-$13.4M

Previous: -$32.2M+58.4%
Operating Income

$76.9M

Previous: $52.4M+46.7%
Cash & Equivalents

$409M

Previous: $533M-23.4%
Total Assets

$6.21B

Previous: $5.94B+4.5%

Revenue & EPS history

Loandepot · Revenue · Quarterly

$164M

Q2 2025-6.3%vs Q2 2024
Beat estimate in 0 of 2 quarters(0%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports

Historical avg

-0.8%

Avg return

Earnings day

-4.4%

Avg return

5 days after

-4.7%

Avg return

30 days after

25%

4 / 16 earnings

Positive

+2.5%

Q1 2023

Best reaction

-6.9%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2025
Q1 2026-1.3%-7.3%-17.9%
Q4 2025-6.9%-17.0%-27.1%
Q3 2025-6.1%-4.7%-8.1%
Q1 2025+0.0%+21.8%-6.7%
Q3 2024+1.5%-10.0%-20.4%
Q2 2024+0.0%-7.3%+18.2%
Q1 2024+0.0%-6.2%-19.7%
Q3 2023+0.0%-12.2%-31.4%
Q2 2023+2.4%-3.9%+17.9%
Q1 2023+2.5%-5.1%+16.6%
Q3 2022-1.5%+1.5%+32.1%
Q2 2022-0.7%-4.1%+22.8%
Q1 2022-2.6%-9.6%-28.4%
Q3 2021-0.9%-7.8%-4.0%
Q2 2021-0.9%-5.0%-20.0%
Q1 2021+2.0%+6.6%+1.5%

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