NYSE$HIG
The Hartford Financial Services Group Inc · Q4 2025 earnings
Q4 2025 earnings · · After market close · Investor relations
Briefing
The Hartford reported Q4 2025 core earnings with diluted EPS of $4.06.
Core earnings remained strong across Commercial Lines and Group Benefits. Diluted EPS was $4.06 with adjusted EPS of $3.98. Underwriting discipline and investment income supported returns.
- Q4 diluted EPS $4.06.
- Commercial Lines and Group Benefits performed well.
- Underwriting discipline supports combined ratios.
- Catastrophe and reserve development are key risks.
Headline financials
Revenue & EPS history
The Hartford · Revenue · Quarterly
$7.34B
Revenue by segment
The Hartford · $248M total across 1 segment · Q3 2023
- Hartford Funds$248M+0.4%100.0%
Forward guidance
The release discusses The Hartford's outlook for upcoming periods, including capital allocation, operating priorities, and market risks.
Tailwinds
- Underwriting discipline and investment income support returns.
- The Hartford cites operational execution and demand trends supporting the outlook.
- Balance sheet and liquidity actions aim to fund growth and returns.
Headwinds
- Macro, pricing, and input-cost volatility could pressure margins.
- Segment mix and one-time items may affect quarter-to-quarter comparability.
- Catastrophe losses and reserve development can swing quarterly earnings.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2025
-0.1%
Avg return
Earnings day
+0.6%
Avg return
5 days after
+2.7%
Avg return
30 days after
44%
32 / 73 earnings
Positive
+7.8%
Q3 2010
Best reaction
-9.0%
Q2 2016
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -1.2% | -2.1% | -2.5% | |
| Q4 2025 | +3.9% | +6.4% | +6.4% | |
| Q3 2025 | -1.8% | -0.6% | +9.9% | |
| Q2 2025 | +2.8% | +1.5% | +9.1% | |
| Q1 2025 | -0.4% | +2.9% | +8.1% | |
| Q4 2024 | -2.4% | -0.6% | +3.5% | |
| Q3 2024 | -6.3% | -6.4% | +0.7% | |
| Q2 2024 | +7.5% | +9.7% | +10.5% | |
| Q1 2024 | -4.6% | -3.0% | +1.4% | |
| Q4 2023 | +3.9% | +3.2% | +8.6% | |
| Q3 2023 | -2.1% | +2.2% | +8.7% | |
| Q2 2023 | -4.5% | -4.9% | -5.1% | |
| Q1 2023 | +3.7% | +3.0% | +0.3% | |
| Q4 2022 | -1.7% | +0.3% | +1.9% | |
| Q3 2022 | +4.2% | +6.5% | +9.7% | |
| Q2 2022 | +0.2% | -2.1% | +2.9% | |
| Q1 2022 | -0.1% | +1.0% | +3.9% | |
| Q4 2021 | -3.6% | -0.5% | -7.7% | |
| Q3 2021 | +0.2% | -0.0% | -4.9% | |
| Q2 2021 | +2.1% | +4.1% | +10.1% | |
| Q1 2021 | +1.3% | +3.0% | -3.0% | |
| Q4 2020 | +2.0% | +1.6% | +8.5% | |
| Q3 2020 | +3.1% | +5.8% | +22.7% | |
| Q2 2020 | +2.1% | -2.1% | +0.2% | |
| Q1 2020 | -3.4% | -10.0% | -2.7% | |
| Q4 2019 | -2.6% | +0.9% | -9.1% | |
| Q3 2019 | +5.0% | +6.2% | +5.7% | |
| Q2 2019 | -0.3% | -0.0% | +1.1% | |
| Q1 2019 | -0.3% | +0.5% | +0.7% | |
| Q4 2018 | +2.8% | +1.9% | +3.1% | |
| Q3 2018 | +0.5% | +0.5% | -1.8% | |
| Q2 2018 | -0.7% | +0.6% | -4.5% | |
| Q1 2018 | +5.3% | +4.0% | +2.1% | |
| Q4 2017 | -3.4% | -3.4% | +0.5% | |
| Q3 2017 | -2.9% | -2.3% | -1.3% | |
| Q2 2017 | +3.0% | +4.7% | +3.4% | |
| Q1 2017 | +0.5% | +1.4% | +2.3% | |
| Q4 2016 | -2.3% | -2.3% | +1.5% | |
| Q3 2016 | +1.9% | +1.6% | +10.2% | |
| Q2 2016 | -9.0% | -8.4% | -9.0% | |
| Q1 2016 | -1.4% | — | — | |
| Q4 2015 | +4.1% | — | — | |
| Q3 2015 | -7.9% | — | — | |
| Q2 2015 | +0.8% | — | — | |
| Q1 2015 | -1.1% | — | — | |
| Q4 2014 | +1.9% | — | — | |
| Q3 2014 | +3.3% | — | — | |
| Q2 2014 | -2.7% | — | — | |
| Q1 2014 | +0.5% | — | — | |
| Q4 2013 | -1.3% | — | — | |
| Q3 2013 | +1.5% | — | — | |
| Q2 2013 | -2.6% | — | — | |
| Q1 2013 | +3.6% | — | — | |
| Q4 2012 | -3.3% | — | — | |
| Q3 2012 | -2.1% | — | — | |
| Q2 2012 | -1.8% | — | — | |
| Q1 2012 | -4.5% | — | — | |
| Q4 2011 | -0.5% | — | — | |
| Q3 2011 | -1.7% | — | — | |
| Q2 2011 | -4.4% | — | — | |
| Q1 2011 | +3.5% | — | — | |
| Q4 2009 | -2.2% | — | — | |
| Q4 2010 | -2.2% | — | — | |
| Q4 2008 | -2.2% | — | — | |
| Q4 2007 | -2.2% | — | — | |
| Q3 2010 | +7.8% | — | — | |
| Q2 2010 | -3.2% | — | — | |
| Q1 2009 | -1.2% | — | — | |
| Q1 2010 | +3.0% | — | — | |
| Q3 2009 | -1.5% | — | — | |
| Q3 2008 | -1.5% | — | — | |
| Q2 2008 | +4.5% | — | — | |
| Q2 2009 | +4.5% | — | — |
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