NYSE$HG

Hamilton Insurance Group Ltd · Q4 2025 earnings

Q4 2025 earnings · · After market close

Briefing

Hamilton Insurance Group reported Q4 2025, revenue of $576.7M, net income of $172.2M, diluted EPS of $1.69.

For Q4 2025, Hamilton Insurance Group reported revenue of $576.7M, net income of $172.2M, diluted EPS was $1.69. Management discusses segment performance, capital allocation, and outlook in the earnings release.

  • Revenue $576.7M.
  • Net income $172.2M.
  • Diluted EPS $1.69.

Headline financials

Total Revenue

$577M

No prior period
EPS (adj)

$1.69

No prior period
Gross Premiums Written

$669M

No prior period
Net Premiums Earned

$577M

No prior period
Combined Ratio

87.0%

No prior period
Underwriting Income

$75.5M

No prior period
Book Value Per Share

$28.50

No prior period
Net Income

$172M

No prior period
Operating Income

$168M

No prior period

Revenue & EPS history

Hamilton Insurance Group Ltd · Revenue · Quarterly

$577M

Q4 2025
Beat estimate in 2 of 2 quarters(100%)
ActualEstimate

Forward guidance

The release discusses Hamilton Insurance Group's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.

Tailwinds

  • Hamilton Insurance Group cites operational execution and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 7 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+0.2%

Avg return

Earnings day

-2.8%

Avg return

5 days after

-4.0%

Avg return

30 days after

43%

3 / 7 earnings

Positive

+3.8%

Q4 2025

Best reaction

-2.9%

Q1 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.7%+1.5%+1.0%
Q4 2025+3.8%+6.6%-2.6%
Q3 2025+0.8%-0.1%-3.5%
Q1 2025-2.9%-9.8%-13.3%
Q3 2024-2.3%-5.3%-10.9%
Q2 2024+0.0%-7.0%+3.5%
Q1 2024+0.0%-5.5%-2.5%
Q3 2023

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