NYSE$GNTY
Guaranty Bancshares Inc · Q1 2022 earnings
Q1 2022 earnings · · Investor relations
Briefing
Reported financial results for the fiscal quarter ended March 31, 2022.
Guaranty Bancshares, Inc. reported net income available to common shareholders of $10.7 million, or $0.89 per basic share, for the quarter ended March 31, 2022. The increase in earnings during the first quarter of 2022, compared to the fourth quarter of 2021, was primarily due to a reverse provision for credit losses of $1.25 million during the first quarter of 2022.
- Strong loan growth with total loans increasing by $106.0 million, or 5.6%, during the quarter.
- Net core earnings were $10.9 million for the first quarter.
- Non-performing assets as a percentage of total assets were 0.08% at March 31, 2022.
- The bank is slightly asset-sensitive and should see benefits from expected rate increases by the Federal Reserve.
Headline financials
Revenue & EPS history
Guaranty Bancshares · Revenue · Quarterly
$30.8M
Revenue by segment
Guaranty Bancshares · $1.99B total across 9 segments · Q1 2022
- Commercial Real Estate$675M—33.9%
- 1-4 Family Residential$431M—21.6%
- Construction & Development$318M—16.0%
- Commercial & Industrial$270M—13.6%
- Farmland$187M—9.4%
- Consumer$52.7M—2.6%
- Multi-Family Residential$42M—2.1%
- Agricultural$14.4M—0.7%
- Overdrafts$303K—0.0%
Forward guidance
Guaranty Bancshares remains cautiously optimistic about the overall economy in the short to medium term, while remaining very optimistic about the Texas economy.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 6 quarterly earnings reports
+0.6%
Avg return
Earnings day
+2.8%
Avg return
5 days after
+4.0%
Avg return
30 days after
46%
18 / 39 earnings
Positive
+16.9%
Q4 2025
Best reaction
-11.7%
Q1 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q3 2025 | — | — | — | |
| Q2 2025 | -0.8% | -0.9% | +1.2% | |
| Q1 2025 | +0.9% | -0.1% | +4.7% | |
| Q4 2025 | +16.9% | +17.8% | +17.5% | |
| Q3 2024 | -2.8% | -6.7% | +1.2% | |
| Q2 2024 | +2.2% | +2.6% | -6.4% | |
| Q1 2024 | -4.0% | +4.3% | +5.9% | |
| Q4 2023 | +4.0% | — | — | |
| Q3 2023 | +0.9% | — | — | |
| Q2 2023 | +14.7% | — | — | |
| Q1 2023 | -11.7% | — | — | |
| Q4 2022 | -2.9% | — | — | |
| Q3 2022 | +2.0% | — | — | |
| Q2 2022 | -0.2% | — | — | |
| Q1 2022 | +3.8% | — | — | |
| Q4 2021 | +1.7% | — | — | |
| Q3 2021 | +4.3% | — | — | |
| Q2 2021 | -4.1% | — | — | |
| Q1 2021 | +0.5% | — | — | |
| Q4 2020 | +2.1% | — | — | |
| Q3 2020 | +0.5% | — | — | |
| Q2 2020 | +7.0% | — | — | |
| Q1 2020 | -0.4% | — | — | |
| Q4 2019 | -0.7% | — | — | |
| Q3 2019 | +5.8% | — | — | |
| Q2 2019 | +1.5% | — | — | |
| Q1 2019 | -2.2% | — | — | |
| Q4 2018 | -5.0% | — | — | |
| Q3 2018 | -2.3% | — | — | |
| Q2 2018 | -0.3% | — | — | |
| Q1 2018 | -1.8% | — | — | |
| Q4 2015 | -1.0% | — | — | |
| Q4 2017 | -2.0% | — | — | |
| Q3 2016 | -0.7% | — | — | |
| Q3 2017 | -3.2% | — | — | |
| Q2 2016 | +0.7% | — | — | |
| Q2 2017 | +1.0% | — | — | |
| Q4 2016 | -0.5% | — | — | |
| Q1 2017 | -0.5% | — | — | |
| Q1 2016 | -0.5% | — | — |
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