NYSE$GL

Globe Life Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Globe Life's Q2 2024 performance reflected growth in net income and net operating income, driven by strong sales and premium increases across various divisions.

Globe Life Inc. reported a strong second quarter in 2024, with net income increasing by 20% and net operating income increasing by 8% compared to the year-ago quarter. The company saw growth in life and health net sales and premiums across its American Income Life, Liberty National, and Family Heritage divisions.

  • Net income increased 20% and net operating income increased 8% over the year-ago quarter.
  • American Income Life Division experienced a 16% increase in life net sales and premiums, and a 13% increase in the average producing agent count.
  • Liberty National Division saw a 16% increase in the average producing agent count, with life net sales and premiums increasing by 11% and 6%, respectively.
  • Family Heritage Division's health net sales increased 7% and premiums increased 8% over the year-ago quarter.

Headline financials

Total Revenue

$1.44B

Previous: $1.33B+8.6%
EPS

$2.83

Previous: $2.61+8.4%
Net Income as an ROE

20.8%

No prior period
Net Operating Income ROE (excl. AOCI)

14.5%

No prior period
Capital Expenditures

-$26.7M

Previous: -$25.6M-4.3%
Free Cash Flow

$232M

Previous: $190M+22.1%
Net Income

$258M

Previous: $215M+20.0%
Operating Income

$339M

Previous: $310M+9.1%
Gross Profit

$335M

Previous: $310M+7.9%
Cash & Equivalents

$87.9M

Previous: $75M+17.2%
Total Assets

$28.3B

Previous: $26.7B+6.0%

Revenue & EPS history

Globe Life · Revenue · Quarterly

$1.44B

Q2 2024+8.6%vs Q2 2023
Beat estimate in 3 of 15 quarters(20%)
ActualEstimate

Revenue by segment

Globe Life · $1.12B total across 2 segments · Q3 2023

  • Life Insurance
    $788M+4.4%
  • Health Insurance
    $331M+3.7%

Forward guidance

Globe Life projects net operating income between $11.80 to $12.10 per diluted common share for the year ending December 31, 2024.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.3%

Avg return

Earnings day

+1.0%

Avg return

5 days after

+1.8%

Avg return

30 days after

51%

37 / 72 earnings

Positive

+13.5%

Q1 2024

Best reaction

-4.6%

Q1 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.7%+0.9%+3.4%
Q4 2025+1.5%-2.0%-1.8%
Q3 2025-0.0%-0.9%-2.4%
Q2 2025-2.3%+0.4%+2.7%
Q1 2025-4.6%-2.4%-1.2%
Q4 2024-2.5%-1.3%+2.0%
Q3 2024-1.5%-5.0%-0.5%
Q2 2024-0.5%+2.8%+12.6%
Q1 2024+13.5%+13.5%+28.3%
Q4 2023+3.1%+4.2%+2.0%
Q3 2023+2.0%+1.9%+9.0%
Q2 2023-2.6%-1.7%-2.3%
Q1 2023-1.5%+0.8%-0.4%
Q4 2022-3.4%+0.5%-0.2%
Q3 2022-2.4%+0.8%+2.3%
Q2 2022-1.1%-1.5%-1.9%
Q1 2022+3.1%-0.6%-8.9%
Q4 2021-0.3%+1.0%-5.4%
Q3 2021-4.2%-4.9%-5.2%
Q2 2021-0.2%+0.8%+2.0%
Q1 2021-1.2%-0.8%+2.1%
Q4 2020-0.5%+2.6%+3.5%
Q3 2020+3.6%+0.5%+11.8%
Q2 2020+6.8%+5.8%+7.3%
Q1 2020+1.8%+11.9%-1.3%
Q4 2019+2.8%+3.0%-15.0%
Q3 2019+0.6%+0.9%+5.2%
Q2 2019+0.9%+0.6%-5.7%
Q1 2019+1.9%-0.0%+0.3%
Q4 2018-1.6%-2.9%-2.7%
Q3 2018-1.3%-1.3%+2.3%
Q2 2018+2.7%+4.3%+4.6%
Q1 2018+2.2%+1.8%+0.3%
Q4 2017-3.5%+0.1%+4.7%
Q3 2017+1.1%+1.5%+1.8%
Q2 2017+0.0%+0.2%-1.4%
Q1 2017+1.3%+3.0%-0.8%
Q4 2016+0.2%+1.2%+6.3%
Q3 2016-0.8%-0.5%+11.4%
Q2 2016+0.6%-0.6%+2.9%
Q1 2016+2.3%
Q4 2015-0.7%
Q3 2015-3.8%
Q2 2015-3.7%
Q1 2015+0.2%
Q4 2014+1.8%
Q3 2014-4.4%
Q2 2014-1.5%
Q1 2014+1.2%
Q4 2013-2.9%
Q3 2013-1.9%
Q2 2013+0.4%
Q1 2013+2.4%
Q4 2012-1.8%
Q3 2012-1.3%
Q2 2012-2.6%
Q1 2012-0.4%
Q4 2011-0.4%
Q3 2011-2.9%
Q2 2011-2.7%
Q1 2011+2.1%
Q4 2010+0.3%
Q3 2010-1.0%
Q2 2010+1.2%
Q1 2010+2.5%
Q4 2009+1.6%
Q4 2007+1.6%
Q3 2009+5.2%
Q3 2008+5.2%
Q2 2009+2.5%
Q2 2008+2.5%
Q4 2008+2.5%

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