NYSE$GDOT

Green Dot Corp · Q2 2025 earnings

Q2 2025 earnings · · After market close · Investor relations

Briefing

Green Dot reported Q2 2025, revenue of $285M, net loss of $47M, diluted EPS of $-0.85.

For Q2 2025, Green Dot reported revenue of $285M, a net loss of $47M, diluted EPS was $-0.85. Management discusses operating trends, capital, and sector risks in the quarterly filing.

  • Revenue $285M.
  • Net loss $47M.
  • Diluted EPS $-0.85.
  • Green Dot MD&A highlights liquidity, capital, and core trends.
  • Segment and macro factors shape year-over-year comparisons.

Headline financials

Total Revenue

$504M

Previous: $407M+23.8%
EPS (adj)

-$0.85

Previous: $0.54-257.4%
Gross Dollar Volume

$38.5B

No prior period
Number of Active Accounts

3.5M

No prior period
Purchase Volume

$4.99B

No prior period
Consumer Services GDV

$3.93B

No prior period
Consumer Services Active Accts

1.7M

No prior period
Consumer Services DD Accts

410.0K

No prior period
Consumer Services Purchase Vol

$2.99B

No prior period
B2B Services GDV

$34.6B

No prior period
B2B Services Active Accts

1.8M

No prior period
B2B Services Purchase Vol

$2B

No prior period
Cash Transfers

7.5M

No prior period
Tax Refunds Processed

3.7M

No prior period
Adjusted EBITDA

$45.4M

No prior period
Adjusted EBITDA Margin

9.1%

No prior period
Cash at Holding Company

$108M

No prior period
Capital Expenditures

-$38.9M

Previous: -$31.5M-23.6%
Net Income

-$47M

Previous: -$28.7M-63.8%
Operating Income

$13.4M

Previous: -$23.7M+156.6%

Revenue & EPS history

Green Dot · Revenue · Quarterly

$504M

Q2 2025+23.8%vs Q2 2024
Beat estimate in 13 of 15 quarters(87%)
ActualEstimate

Forward guidance

Managed care and fintech operators emphasize membership trends, medical cost ratio, and regulatory capital.

Tailwinds

  • Membership and benefit design optimization.
  • Optum services growth and care delivery efficiency.
  • Capital returns when regulatory capital allows.

Headwinds

  • Medicare Advantage rate and utilization pressure.
  • Regulatory changes to pharmacy and payments.
  • Cybersecurity and operational resilience costs.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2025

Historical avgQ2 2025

-0.7%

Avg return

Earnings day

-1.1%

Avg return

5 days after

-0.6%

Avg return

30 days after

48%

31 / 64 earnings

Positive

+34.8%

Q2 2025

Best reaction

-40.8%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.6%+0.1%+2.0%
Q4 2025-6.0%-0.4%+2.8%
Q3 2025-3.7%-8.3%+14.9%
Q2 2025+34.8%+33.7%+37.1%
Q1 2025+25.0%+16.1%+10.1%
Q4 2024-6.4%-13.1%+2.3%
Q3 2024-17.9%-14.2%-20.8%
Q2 2024+15.8%+22.1%+21.7%
Q1 2024+3.0%+10.7%+6.1%
Q4 2023-0.8%-4.2%+11.2%
Q3 2023-35.5%-32.9%-23.4%
Q2 2023-14.4%-15.6%-21.9%
Q1 2023+14.9%+5.3%+15.2%
Q4 2022-0.3%+6.6%-9.2%
Q3 2022-3.1%+4.2%-0.5%
Q2 2022-14.3%-17.9%-30.0%
Q1 2022-7.7%-14.0%-0.6%
Q4 2021-10.1%-7.8%-6.9%
Q3 2021+0.8%+0.7%-21.1%
Q2 2021-0.3%+4.8%+18.8%
Q1 2021-0.9%-4.9%-7.5%
Q4 2020-4.9%-9.7%-9.6%
Q3 2020-3.1%-2.6%-1.0%
Q2 2020+7.0%+1.2%+0.5%
Q1 2020+10.6%+6.3%+22.2%
Q4 2019+8.8%+6.5%-45.4%
Q3 2019-16.6%-11.8%-15.0%
Q2 2019-40.8%-39.9%-39.5%
Q1 2019-26.2%-25.6%-21.3%
Q4 2018-10.2%-13.6%-21.4%
Q3 2018+15.4%-0.9%-1.8%
Q2 2018+3.4%+2.0%+5.8%
Q1 2018+15.3%+15.6%+20.7%
Q4 2017+9.0%+9.3%+7.0%
Q3 2017+12.9%+12.1%+6.0%
Q2 2017+15.4%+12.8%+19.5%
Q1 2017+4.0%+4.5%+14.0%
Q4 2016+7.0%+10.9%+21.4%
Q3 2016+1.8%+7.6%+15.9%
Q2 2016+2.6%+2.5%-0.7%
Q1 2016+1.5%
Q4 2015+6.7%
Q3 2015-8.5%
Q2 2015-7.2%
Q1 2015-8.9%
Q4 2014-22.6%
Q3 2014-1.9%
Q2 2014+3.1%
Q1 2014+5.8%
Q4 2013+3.1%
Q3 2013+3.4%
Q2 2013-1.1%
Q1 2013-2.7%
Q4 2012+6.2%
Q3 2012+0.5%
Q2 2012+0.9%
Q1 2012-4.8%
Q4 2011+2.4%
Q3 2011-3.2%
Q2 2011+10.3%
Q1 2011+2.5%
Q4 2010-8.1%
Q3 2010-2.4%
Q2 2010-4.4%
Q1 2010

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro