NYSE$FOUR

Shift4 Payments Inc · Q3 2025 earnings

Q3 2025 earnings · · Before market open · Investor relations

Briefing

Shift4 reported Q3 2025 gross revenue of $1.18B with net income of $33.4M ($0.17 per share).

Gross revenue grew to $1.18 billion with payments volume and merchant additions. Net income attributable to common stockholders was $13.0 million; GAAP net income was $33.4 million with diluted EPS of $0.17.

  • Q3 gross revenue $1.18B.
  • Net income $33.4M; diluted EPS $0.17.
  • Integrated payments and commerce platform scale.
  • End-to-end solutions and venue verticals expand TAM.

Headline financials

Total Revenue

$1.18B

Previous: $909M+29.4%
EPS (adj)

$0.17

Previous: $0.74-77.0%
End-to-end payment volume

$54.7B

Previous: $43.5B+25.7%
GRLNF

$589M

Previous: $365M+61.4%
Adjusted EBITDA

$292M

Previous: $187M+55.9%
Adjusted EBITDA margin

50.0%

No prior period
Adjusted free cash flow

$141M

Previous: $111M+27.5%
Capital Expenditures

-$8.8M

Previous: -$5.5M-60.0%
Net Income

$28.1M

Previous: $53.8M-47.8%
Operating Income

$115M

Previous: $80.4M+42.5%
Gross Profit

$410M

Previous: -$668M+161.4%

Revenue & EPS history

Shift4 · Revenue · Quarterly

$1.18B

Q3 2025+29.4%vs Q3 2024
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Forward guidance

The filing discusses Shift4 Payments's outlook, capital priorities, and key risks, including guidance or operating targets where disclosed.

Tailwinds

  • Shift4 Payments cites execution and demand supporting the near-term outlook.
  • Balance sheet and capital allocation remain focal points in the filing.

Headwinds

  • Macro, competition, and input costs may pressure margins quarter to quarter.
  • One-time items and segment mix can affect comparability versus prior periods.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+3.7%

Avg return

Earnings day

+4.6%

Avg return

5 days after

+5.2%

Avg return

30 days after

61%

14 / 23 earnings

Positive

+21.7%

Q4 2022

Best reaction

-17.5%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+9.1%-4.9%-11.3%
Q4 2025-15.5%-13.0%-22.5%
Q3 2025-1.0%+6.3%+2.6%
Q1 2025+12.8%+3.4%+16.2%
Q4 2024-17.5%-22.8%-29.5%
Q3 2024-3.4%-7.5%-4.2%
Q2 2024+12.4%+19.7%+19.2%
Q1 2024+2.9%+0.6%+15.3%
Q4 2023+18.0%+14.8%-9.2%
Q3 2023+16.5%+23.5%+41.4%
Q2 2023+1.1%+1.7%-9.4%
Q1 2023-10.8%-6.4%-0.3%
Q4 2022+21.7%+26.7%+27.8%
Q3 2022-0.4%+17.8%+13.4%
Q2 2022+10.7%+12.6%+5.6%
Q1 2022-1.0%+0.6%-9.9%
Q4 2021-7.2%-16.5%+17.6%
Q3 2021+14.4%+20.8%-6.3%
Q2 2021+4.9%-1.0%-0.3%
Q1 2021-8.3%-12.2%-0.2%
Q4 2020+12.8%+15.1%+22.5%
Q3 2020+0.9%+11.1%+15.8%
Q2 2020+12.5%+15.1%+25.7%
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019

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