NYSE$FLG
Flagstar Financial Inc · Q1 2020 earnings
Q1 2020 earnings · · Investor relations
Briefing
Reported diluted earnings per common share of $0.20 due to NIM expansion, net interest income growth, and an increase in loans.
New York Community Bancorp reported a net income of $100.3 million and diluted EPS of $0.20 for Q1 2020. Results included a provision for credit losses of $20.6 million due to CECL and COVID-19. The company saw growth in net interest income and net interest margin, driven by growth in the specialty finance portfolio and in the multi-family portfolio.
- Diluted EPS of $0.20, up 5% year-over-year.
- Net income available to common shareholders was $92.1 million, up 3% year-over-year.
- Net interest income increased to $244.5 million.
- Total assets were $54.3 billion, up 5% annualized.
Headline financials
Revenue & EPS history
Flagstar Financial · Revenue · Quarterly
$261M
Forward guidance
The Company expects continued improvement in net interest income and net interest margin over the course of the year, at a faster pace than what was experienced during the current quarter. The company also expects loan pricing to improve.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2020
+0.1%
Avg return
Earnings day
-0.0%
Avg return
5 days after
-0.8%
Avg return
30 days after
49%
36 / 73 earnings
Positive
+27.2%
Q1 2024
Best reaction
-44.6%
Q4 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -2.2% | -3.8% | -3.4% | |
| Q4 2025 | -2.2% | +3.5% | -6.3% | |
| Q3 2025 | +4.8% | -0.3% | -1.8% | |
| Q2 2025 | +0.0% | +0.8% | +5.8% | |
| Q1 2025 | +4.1% | +3.9% | +4.9% | |
| Q4 2024 | +15.3% | +23.9% | +25.0% | |
| Q3 2024 | +3.7% | -0.5% | +3.5% | |
| Q2 2024 | +2.6% | -3.1% | +3.2% | |
| Q1 2024 | +27.2% | +37.7% | +24.2% | |
| Q4 2023 | -44.6% | -48.0% | -65.8% | |
| Q3 2023 | -8.2% | -6.1% | -9.2% | |
| Q2 2023 | +10.3% | +9.9% | -4.4% | |
| Q1 2023 | +16.5% | +6.5% | +14.0% | |
| Q4 2022 | +5.0% | +4.2% | -11.6% | |
| Q3 2022 | -2.2% | +4.0% | +5.7% | |
| Q2 2022 | +12.9% | +13.3% | +7.3% | |
| Q1 2022 | -1.6% | -3.2% | +1.6% | |
| Q4 2021 | -4.0% | -4.3% | -5.3% | |
| Q3 2021 | -9.3% | -9.8% | -11.0% | |
| Q2 2021 | +7.8% | +7.4% | +13.9% | |
| Q1 2021 | +6.3% | -0.3% | -0.9% | |
| Q4 2020 | -2.3% | -4.2% | +11.4% | |
| Q3 2020 | -1.7% | +1.1% | +15.0% | |
| Q2 2020 | +5.1% | +0.1% | -11.0% | |
| Q1 2020 | +5.5% | +2.2% | -2.3% | |
| Q4 2019 | -5.7% | -5.1% | -7.8% | |
| Q3 2019 | -14.9% | -12.6% | -12.9% | |
| Q2 2019 | +3.5% | +2.1% | +3.0% | |
| Q1 2019 | -0.4% | +1.5% | -13.0% | |
| Q4 2018 | +6.9% | +9.0% | +16.4% | |
| Q3 2018 | -3.0% | -0.6% | +2.2% | |
| Q2 2018 | -7.5% | -5.1% | -5.6% | |
| Q1 2018 | -8.2% | -8.3% | -8.3% | |
| Q4 2017 | +1.9% | -3.0% | +1.5% | |
| Q3 2017 | -0.4% | -1.8% | -0.2% | |
| Q2 2017 | -3.4% | -1.4% | -9.0% | |
| Q1 2017 | -2.5% | -3.6% | -5.3% | |
| Q4 2016 | -6.3% | -6.1% | -4.6% | |
| Q3 2016 | +0.1% | -0.1% | +11.4% | |
| Q2 2016 | -3.1% | -1.8% | -0.7% | |
| Q1 2016 | -4.3% | — | — | |
| Q4 2015 | +2.7% | — | — | |
| Q3 2015 | -0.3% | — | — | |
| Q2 2015 | +1.5% | — | — | |
| Q1 2015 | +1.6% | — | — | |
| Q4 2014 | +0.3% | — | — | |
| Q3 2014 | +1.1% | — | — | |
| Q2 2014 | +2.8% | — | — | |
| Q1 2014 | -1.6% | — | — | |
| Q4 2013 | -2.2% | — | — | |
| Q3 2013 | +1.5% | — | — | |
| Q2 2013 | -1.0% | — | — | |
| Q1 2013 | -1.2% | — | — | |
| Q4 2012 | +1.0% | — | — | |
| Q3 2012 | -0.6% | — | — | |
| Q2 2012 | +0.8% | — | — | |
| Q1 2012 | -0.9% | — | — | |
| Q4 2011 | -0.2% | — | — | |
| Q3 2011 | -6.3% | — | — | |
| Q2 2011 | +3.2% | — | — | |
| Q1 2011 | +1.2% | — | — | |
| Q4 2010 | -3.2% | — | — | |
| Q3 2010 | +0.8% | — | — | |
| Q2 2010 | -0.2% | — | — | |
| Q1 2009 | +4.7% | — | — | |
| Q1 2010 | +0.0% | — | — | |
| Q4 2007 | +1.5% | — | — | |
| Q4 2009 | +1.5% | — | — | |
| Q4 2008 | +1.5% | — | — | |
| Q3 2009 | +1.8% | — | — | |
| Q3 2008 | +1.8% | — | — | |
| Q2 2008 | -5.6% | — | — | |
| Q2 2009 | -5.6% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro