NYSE$FINV
FinVolution Group · Q1 2026 earnings
Q1 2026 earnings · · After market close · Investor relations
Briefing
FinVolution Group reported unaudited financial results for the first quarter ended March 31, 2026, with net revenue of RMB 3,210.1 million.
FinVolution Group delivered Q1 2026 results with group net revenue of RMB 3,210.1 million, down year-over-year but up sequentially. Overseas markets contributed 29.6% of revenue with strong growth, while China remained resilient. Net profit was RMB 421.1 million, with continued shareholder returns via dividends and repurchases. Management reiterated FY2026 revenue guidance of RMB 11.5-12.9 billion.
- Group net revenue RMB 3,210.1 million (US$465.4 million), compared to RMB 3,481.0 million in Q1 2025; overseas revenue up 34.5% YoY to RMB 948.9 million (29.6% of total).
- Net profit RMB 421.1 million (US$61.0 million), down from RMB 737.6 million YoY; diluted EPS per ADS RMB 1.65 (US$0.24).
- Total transaction volume RMB 42.6 billion, with China RMB 38.5 billion and overseas RMB 4.1 billion (up 36.7% YoY); unique overseas borrowers up 155.4% YoY.
- Reiterated full-year 2026 revenue guidance of RMB 11.5 billion to RMB 12.9 billion; continued capital returns with US$39.4 million in Q1 share repurchases and 8th annual dividend.
Headline financials
Revenue & EPS history
FinVolution · Revenue · Quarterly
¥3.21B
Revenue by segment
FinVolution · ¥3.21B total across 5 segments · Q1 2026
- Loan facilitation service fees¥1.18B—36.8%
- Guarantee income¥886M—27.6%
- Net interest income¥485M—15.1%
- Post-facilitation service fees¥348M—10.9%
- Other revenue¥310M—9.6%
Forward guidance
Reiterated full-year 2026 revenue guidance of RMB 11.5 billion to RMB 12.9 billion, reflecting near-term regulatory impacts in China while overseas scales.
Tailwinds
- Overseas revenue up 34.5% YoY with operating profit up 87.7% YoY.
- Sequential revenue growth of 6.2% and operating profit improvement.
- Strong capital returns and healthy balance sheet.
Headwinds
- YoY declines in China transaction volume and net revenue due to regulatory environment.
- Overall group net profit and operating profit down YoY.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
+3.6%
Avg return
Earnings day
+0.3%
Avg return
5 days after
-1.0%
Avg return
30 days after
61%
22 / 36 earnings
Positive
+70.0%
Q4 2020
Best reaction
-23.0%
Q3 2019
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | — | — | — | |
| Q4 2025 | +12.2% | -17.3% | -18.4% | |
| Q3 2025 | -14.0% | -5.4% | -6.5% | |
| Q2 2025 | +5.7% | +2.7% | -11.4% | |
| Q1 2025 | -0.1% | -0.2% | +7.2% | |
| Q4 2024 | +17.5% | +10.1% | -21.5% | |
| Q3 2024 | +4.9% | +4.0% | +14.6% | |
| Q2 2024 | -5.0% | -8.1% | -5.9% | |
| Q1 2024 | -2.1% | -6.6% | -9.1% | |
| Q4 2023 | -4.0% | -3.0% | -7.3% | |
| Q3 2023 | -3.6% | -9.1% | -6.9% | |
| Q2 2023 | +2.2% | +0.2% | -2.9% | |
| Q1 2023 | -3.9% | -3.2% | +11.5% | |
| Q4 2022 | -15.1% | -17.1% | -15.7% | |
| Q3 2022 | +9.4% | -2.7% | -0.2% | |
| Q2 2022 | +6.8% | +7.7% | +1.4% | |
| Q1 2022 | +7.4% | -4.8% | +12.8% | |
| Q4 2021 | +3.9% | +36.7% | +20.8% | |
| Q3 2021 | -6.9% | -7.7% | -22.1% | |
| Q2 2021 | +8.8% | +5.0% | +1.2% | |
| Q1 2021 | -4.2% | -3.2% | +21.9% | |
| Q4 2020 | +70.0% | +59.7% | +36.8% | |
| Q3 2020 | +0.5% | +0.5% | +10.8% | |
| Q2 2020 | -6.6% | -18.8% | -34.0% | |
| Q1 2020 | -0.7% | +1.4% | +17.6% | |
| Q4 2019 | +9.2% | +16.2% | +27.7% | |
| Q3 2019 | -23.0% | -25.1% | -18.5% | |
| Q2 2019 | +0.3% | -0.3% | -6.5% | |
| Q1 2019 | +4.4% | -12.7% | -26.8% | |
| Q4 2018 | -0.8% | -6.9% | +7.1% | |
| Q3 2018 | +13.8% | +14.7% | -30.9% | |
| Q2 2018 | +6.0% | +10.0% | +27.2% | |
| Q1 2018 | +21.4% | +8.1% | -9.7% | |
| Q4 2016 | +1.6% | -2.1% | +10.0% | |
| Q4 2015 | +1.6% | -2.1% | +10.0% | |
| Q4 2017 | +4.0% | -5.7% | -12.9% | |
| Q3 2017 | +7.9% | -3.2% | -6.7% | |
| Q2 2017 | — | — | — | |
| Q1 2017 | — | — | — | |
| Q3 2016 | — | — | — | |
| Q2 2016 | — | — | — | |
| Q1 2016 | — | — | — |
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