NYSE$FCF
First Commonwealth Financial Corporation · Q3 2025 earnings
Q3 2025 earnings · · After market close · Investor relations
Briefing
First Commonwealth Financial reported Q3 2025, revenue of $180M, net income of $41.3M, diluted EPS of $0.39.
For Q3 2025, First Commonwealth Financial reported revenue of $180M, net income of $41.3M, diluted EPS was $0.39. The filing discusses segment trends, liquidity, and management outlook for upcoming periods.
- Revenue $180M.
- Net income $41.3M.
- Diluted EPS $0.39.
Headline financials
Revenue & EPS history
First Commonwealth · Revenue · Quarterly
$136M
Revenue by segment
First Commonwealth · $7.9M total across 3 segments · Q2 2021
- Gain on Mortgage Loans$3.08M—39.0%
- Trust Income$2.71M—34.2%
- Gain on Other Loans/Assets$2.11M—26.7%
Forward guidance
The release discusses First Commonwealth Financial's outlook, capital allocation, and key risks for upcoming quarters, including guidance ranges or operating priorities where disclosed.
Tailwinds
- Net interest income and credit quality support the regional banking outlook.
- First Commonwealth Financial cites demand and execution supporting the near-term outlook.
- Liquidity and balance-sheet capacity support operations and shareholder returns.
Headwinds
- Macro, input costs, and FX may pressure margins quarter to quarter.
- Segment mix and one-time items can affect comparability versus prior periods.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2025
-0.6%
Avg return
Earnings day
+0.0%
Avg return
5 days after
+1.8%
Avg return
30 days after
49%
33 / 67 earnings
Positive
+13.6%
Q1 2010
Best reaction
-16.5%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +1.3% | -1.0% | +1.3% | |
| Q4 2025 | -0.7% | +3.2% | -1.0% | |
| Q3 2025 | -5.1% | -5.7% | -0.9% | |
| Q1 2025 | +1.6% | +3.8% | +2.7% | |
| Q4 2024 | -3.9% | -2.6% | -2.3% | |
| Q3 2024 | -1.2% | -3.6% | +11.1% | |
| Q2 2024 | +4.1% | +11.8% | -1.7% | |
| Q1 2024 | +3.4% | +2.0% | +2.3% | |
| Q4 2023 | -6.9% | -10.0% | -13.4% | |
| Q3 2023 | -4.2% | -0.6% | +10.4% | |
| Q2 2023 | +2.0% | +2.5% | -7.8% | |
| Q1 2023 | +2.5% | +5.2% | +8.6% | |
| Q4 2022 | -8.2% | +0.1% | +13.1% | |
| Q3 2022 | -1.7% | +3.1% | +5.1% | |
| Q2 2022 | +3.1% | +3.5% | +2.9% | |
| Q1 2022 | -4.0% | -6.5% | -3.5% | |
| Q4 2021 | -3.4% | -0.2% | -5.7% | |
| Q3 2021 | -0.3% | +5.2% | +10.9% | |
| Q2 2021 | -1.5% | -1.8% | -1.1% | |
| Q1 2021 | +0.3% | +1.0% | +5.9% | |
| Q4 2020 | -7.1% | -6.8% | +9.5% | |
| Q3 2020 | -6.5% | -4.3% | +14.7% | |
| Q2 2020 | +6.3% | +1.3% | +8.1% | |
| Q1 2020 | +4.7% | -6.2% | -9.8% | |
| Q4 2019 | -2.5% | -2.2% | -11.4% | |
| Q3 2019 | +4.3% | +2.9% | +2.3% | |
| Q2 2019 | +3.5% | +4.8% | -4.0% | |
| Q1 2019 | -0.7% | +1.4% | -3.3% | |
| Q4 2018 | +1.8% | +1.9% | +4.8% | |
| Q3 2018 | -16.5% | -10.7% | -4.7% | |
| Q2 2018 | +3.2% | +6.0% | +2.7% | |
| Q1 2018 | +2.1% | +2.3% | +5.3% | |
| Q4 2017 | -1.5% | -1.8% | -6.2% | |
| Q3 2017 | +3.0% | +1.8% | +1.5% | |
| Q2 2017 | -1.7% | -1.1% | -3.1% | |
| Q1 2017 | +2.6% | -1.6% | -4.1% | |
| Q4 2016 | +3.8% | +1.3% | +1.4% | |
| Q3 2016 | +2.1% | +1.8% | +25.6% | |
| Q2 2016 | +1.8% | +1.3% | +5.2% | |
| Q1 2016 | +1.4% | — | — | |
| Q4 2015 | +4.2% | — | — | |
| Q3 2015 | +1.4% | — | — | |
| Q2 2015 | -0.3% | — | — | |
| Q1 2015 | +3.9% | — | — | |
| Q4 2014 | -7.0% | — | — | |
| Q3 2014 | +0.0% | — | — | |
| Q2 2014 | +0.7% | — | — | |
| Q1 2014 | +4.1% | — | — | |
| Q4 2013 | +0.1% | — | — | |
| Q3 2013 | +8.8% | — | — | |
| Q2 2013 | -7.8% | — | — | |
| Q1 2013 | +1.6% | — | — | |
| Q4 2012 | -5.4% | — | — | |
| Q3 2012 | -3.7% | — | — | |
| Q2 2012 | -1.6% | — | — | |
| Q1 2011 | -0.9% | — | — | |
| Q1 2012 | +1.3% | — | — | |
| Q4 2009 | -2.0% | — | — | |
| Q4 2011 | -2.0% | — | — | |
| Q4 2010 | -2.0% | — | — | |
| Q3 2011 | -6.5% | — | — | |
| Q2 2011 | -10.9% | — | — | |
| Q3 2009 | +0.3% | — | — | |
| Q3 2010 | +0.3% | — | — | |
| Q2 2010 | -4.2% | — | — | |
| Q2 2009 | -4.2% | — | — | |
| Q1 2010 | +13.6% | — | — |
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