NYSE$FBP
First BanCorp/Puerto Rico · Q3 2021 earnings
Q3 2021 earnings · · Investor relations
Briefing
Reported net income and record pre-tax, pre-provision income.
First BanCorp reported strong third quarter results with net income of $75.7 million and a record pre-tax, pre-provision income of $103.6 million. Improvements in the economic backdrop within the operating markets and improvements in asset quality drove core performance metrics.
- Net income of $75.7 million, or $0.36 per diluted share.
- Adjusted pre-tax, pre-provision income of $103.6 million.
- Non-performing assets reached a decade low of 0.81% of total assets.
- Core deposits, net of brokered and government deposits grew by $288.5 million.
Headline financials
Revenue & EPS history
First BanCorp · Revenue · Quarterly
$215M
Revenue by segment
First BanCorp · $30.4M total across 3 segments · Q4 2020
- Other Income$14.5M—47.7%
- Deposit Charges$8.33M—27.4%
- Mortgage Banking$7.55M—24.9%
Forward guidance
The company did not provide specific forward guidance in this earnings report.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2021
+0.6%
Avg return
Earnings day
+0.5%
Avg return
5 days after
+1.9%
Avg return
30 days after
54%
35 / 65 earnings
Positive
+15.0%
Q4 2015
Best reaction
-13.6%
Q1 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +2.7% | +0.8% | +0.3% | |
| Q4 2025 | +5.2% | +5.9% | +6.2% | |
| Q3 2025 | -2.4% | -3.9% | -1.8% | |
| Q2 2025 | +0.2% | -0.7% | +1.3% | |
| Q1 2025 | +0.1% | +1.5% | +3.4% | |
| Q3 2024 | -5.3% | -4.0% | +4.4% | |
| Q2 2024 | +1.4% | +3.6% | -2.2% | |
| Q1 2024 | +2.7% | +0.1% | +2.6% | |
| Q4 2023 | +6.0% | +9.5% | +4.3% | |
| Q3 2023 | -3.8% | -5.3% | +11.3% | |
| Q2 2023 | +2.0% | +4.6% | -5.3% | |
| Q1 2023 | +2.2% | +3.6% | +1.5% | |
| Q4 2022 | -3.9% | +3.0% | +6.4% | |
| Q3 2022 | -5.6% | -1.9% | -4.6% | |
| Q2 2022 | +2.3% | +3.9% | +7.4% | |
| Q1 2022 | +3.5% | +5.6% | +15.4% | |
| Q4 2021 | -6.3% | -4.2% | -6.9% | |
| Q3 2021 | +4.0% | -3.0% | +4.2% | |
| Q2 2021 | +2.0% | +3.1% | +7.4% | |
| Q1 2021 | +2.3% | +4.0% | +4.2% | |
| Q4 2020 | -2.6% | -1.6% | +9.0% | |
| Q3 2020 | +4.8% | +5.1% | +27.6% | |
| Q2 2020 | +2.5% | -3.7% | +2.3% | |
| Q1 2020 | -13.6% | -15.7% | -11.5% | |
| Q4 2019 | -5.9% | -5.9% | -35.3% | |
| Q3 2019 | +2.5% | +5.2% | +1.5% | |
| Q2 2019 | -0.9% | +1.7% | -10.1% | |
| Q1 2019 | -3.8% | -0.9% | -12.5% | |
| Q4 2018 | +7.0% | +1.6% | +5.1% | |
| Q3 2018 | +2.8% | +2.5% | -1.0% | |
| Q2 2018 | +0.2% | -1.2% | +9.0% | |
| Q1 2018 | +3.4% | +4.9% | +12.8% | |
| Q4 2017 | +5.5% | +6.8% | +7.3% | |
| Q3 2017 | -3.1% | -7.4% | -2.5% | |
| Q2 2017 | +0.0% | +1.4% | -2.4% | |
| Q1 2017 | +10.0% | +6.7% | -2.0% | |
| Q4 2016 | -2.2% | -1.1% | -10.4% | |
| Q3 2016 | +1.5% | -2.6% | +25.7% | |
| Q2 2016 | -0.2% | -1.5% | +3.9% | |
| Q1 2016 | +8.1% | — | — | |
| Q4 2015 | +15.0% | — | — | |
| Q3 2015 | -5.6% | — | — | |
| Q2 2015 | -2.7% | — | — | |
| Q1 2015 | -4.2% | — | — | |
| Q4 2014 | +8.2% | — | — | |
| Q3 2014 | +9.1% | — | — | |
| Q2 2014 | -0.2% | — | — | |
| Q1 2014 | -2.9% | — | — | |
| Q4 2013 | -7.2% | — | — | |
| Q3 2013 | +3.0% | — | — | |
| Q2 2013 | -5.5% | — | — | |
| Q1 2013 | +0.8% | — | — | |
| Q4 2012 | +1.5% | — | — | |
| Q4 2011 | -4.3% | — | — | |
| Q3 2012 | +3.9% | — | — | |
| Q2 2012 | +0.0% | — | — | |
| Q1 2011 | -0.3% | — | — | |
| Q1 2012 | -3.0% | — | — | |
| Q4 2010 | -0.2% | — | — | |
| Q4 2009 | -0.2% | — | — | |
| Q3 2010 | +4.8% | — | — | |
| Q3 2011 | +4.8% | — | — | |
| Q2 2010 | -1.6% | — | — | |
| Q2 2011 | -1.6% | — | — | |
| Q1 2010 | +4.9% | — | — |
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