NYSE$FBK
Fb Financial Corporation · Q1 2025 earnings
Q1 2025 earnings · · After market close · Investor relations
Briefing
FB Financial reported Q1 2025 net income of $39.4M on $130.7M total revenue, with diluted EPS of $0.84.
Net interest income was $107.6 million and noninterest income $23.0 million for the quarter ended March 31, 2025. Net income rose to $39.4 million ($0.84 diluted EPS) from $28.0 million ($0.59) a year ago. Mortgage banking and investment services fees supported noninterest income; credit provisions remained modest.
- Q1 net income $39.4M (+41% YoY); diluted EPS $0.84.
- Net interest income $107.6M; total revenue ~$130.7M.
- Mortgage banking income $12.4M.
- Credit provision on loans $1.9M.
Headline financials
Revenue & EPS history
FB Financial · Revenue · Quarterly
$131M
Revenue by segment
FB Financial · $29.5M total across 1 segment · Q1 2022
- Mortgage Banking Income$29.5M-46.6%100.0%
Forward guidance
Regional banks emphasize net interest income, credit quality, and capital returns amid rate and macro uncertainty.
Tailwinds
- NIM expansion if deposit costs fall faster than asset yields.
- Loan growth and fee income when credit remains stable.
Headwinds
- Tariff/macro shocks could weaken credit and loan demand.
- Commercial real estate and consumer credit remain watch items.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2025
+0.7%
Avg return
Earnings day
+0.4%
Avg return
5 days after
+4.7%
Avg return
30 days after
52%
23 / 44 earnings
Positive
+11.5%
Q1 2020
Best reaction
-9.9%
Q4 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -2.6% | -3.6% | -7.8% | |
| Q4 2025 | -1.4% | -7.2% | -4.1% | |
| Q3 2025 | +3.8% | -7.5% | -3.0% | |
| Q2 2025 | -1.4% | -1.1% | +3.9% | |
| Q1 2025 | -2.0% | -1.3% | +11.6% | |
| Q4 2024 | +0.9% | +0.7% | -2.7% | |
| Q3 2024 | +6.0% | +3.0% | +17.8% | |
| Q2 2024 | +11.1% | +9.1% | +3.3% | |
| Q1 2024 | +4.8% | +5.6% | +13.5% | |
| Q4 2023 | -7.8% | -2.3% | -2.0% | |
| Q3 2023 | +3.8% | +6.0% | +23.6% | |
| Q2 2023 | +11.4% | +12.8% | +12.1% | |
| Q1 2023 | -3.2% | -0.6% | -8.0% | |
| Q4 2022 | -5.3% | -2.8% | +2.0% | |
| Q3 2022 | -3.8% | -10.5% | +1.7% | |
| Q2 2022 | +1.8% | +4.5% | +11.1% | |
| Q1 2022 | +1.4% | -0.6% | -5.1% | |
| Q4 2021 | -5.5% | -9.1% | -5.9% | |
| Q3 2021 | +0.1% | +3.7% | +3.8% | |
| Q2 2021 | +0.6% | +3.7% | +8.9% | |
| Q1 2021 | +0.3% | -2.5% | -3.5% | |
| Q4 2020 | -0.8% | +0.0% | +18.0% | |
| Q3 2020 | -6.1% | -3.3% | +10.9% | |
| Q2 2020 | +8.6% | +9.2% | +16.1% | |
| Q1 2020 | +11.5% | +10.6% | +25.5% | |
| Q4 2019 | -1.8% | -2.6% | -6.0% | |
| Q3 2019 | +2.2% | +0.6% | +0.3% | |
| Q2 2019 | +1.1% | +4.4% | -1.5% | |
| Q1 2019 | +4.7% | +5.6% | +0.8% | |
| Q4 2018 | -9.9% | -11.4% | -7.8% | |
| Q3 2018 | +4.8% | +6.2% | +10.2% | |
| Q2 2018 | +3.9% | +3.9% | +7.8% | |
| Q1 2018 | -1.2% | -1.9% | -1.1% | |
| Q4 2017 | -1.6% | -0.7% | -4.9% | |
| Q3 2017 | +2.9% | +8.8% | +4.3% | |
| Q2 2017 | -0.4% | -1.2% | -0.4% | |
| Q1 2016 | -1.0% | -1.1% | -2.0% | |
| Q1 2017 | +5.8% | +3.1% | +5.9% | |
| Q2 2016 | -1.8% | -4.2% | +4.5% | |
| Q4 2015 | -1.8% | -4.2% | +4.5% | |
| Q4 2014 | -1.8% | -4.2% | +4.5% | |
| Q4 2016 | +1.9% | +1.0% | +27.8% | |
| Q3 2015 | +1.9% | +4.1% | +10.7% | |
| Q3 2016 | -4.7% | -3.5% | +6.9% | |
| Q2 2015 | — | — | — | |
| Q1 2015 | — | — | — | |
| Q3 2014 | — | — | — | |
| Q2 2014 | — | — | — | |
| Q1 2014 | — | — | — |
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