NYSE$DCOM
Dime Community Bancshares Inc · Q2 2026 earnings
Q2 2026 earnings · · Before market open · Investor relations
Briefing
Dime Community Bancshares Inc reported record quarterly revenue of $126 million and EPS of $0.75 for Q2 2026.
Dime Community Bancshares Inc delivered net income available to common stockholders of $33.0 million or $0.75 per diluted share for the quarter ended June 30, 2026. Net interest income rose to $115.2 million with net interest margin expanding to 3.28%. The company announced plans to resume share buybacks in Q3 amid strong capital levels and improving profitability.
- Adjusted diluted EPS rose to $0.79 from $0.64 year-over-year.
- Business loans grew $743 million year-over-year while core deposits increased $948 million.
- Efficiency ratio improved to 51.2% and adjusted efficiency ratio to 49.9%.
- Tier 1 common equity ratio reached 11.99% and CRE concentration ratio declined to 352%.
Headline financials
Revenue & EPS history
Dime · Revenue · Quarterly
$126M
Revenue by segment
Dime · $143M total across 6 segments · Q3 2023
- Multifamily Residential$46.1M—32.2%
- Commercial RE (Non-Owner)$44.2M—30.9%
- Business Loans$38.4M—26.8%
- 1-4 Family Residential$9.17M—6.4%
- Acquisition & Construction$5.08M—3.5%
- Other Loans$88K—0.1%
Forward guidance
Company expects to resume share repurchases in the third quarter given strong capital, lower CRE concentration, and improving profitability.
Tailwinds
- Significant loan repricing opportunity continuing through 2027
- Growth in core deposits and business loans expected to benefit future results
- Substantial liquidity of $1.9 billion cash provides flexibility
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
+0.3%
Avg return
Earnings day
-0.2%
Avg return
5 days after
+1.1%
Avg return
30 days after
56%
37 / 66 earnings
Positive
+8.5%
Q4 2025
Best reaction
-9.5%
Q1 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | — | — | — | |
| Q1 2026 | -1.1% | +0.9% | +2.7% | |
| Q4 2025 | +8.5% | +9.9% | +13.8% | |
| Q3 2025 | -0.7% | -3.9% | +4.7% | |
| Q2 2025 | -0.8% | -3.8% | +3.7% | |
| Q1 2025 | +2.8% | +2.0% | +0.4% | |
| Q4 2024 | -2.4% | -3.1% | -3.7% | |
| Q3 2024 | +3.2% | +1.1% | +19.8% | |
| Q2 2024 | +0.4% | +6.6% | -2.7% | |
| Q1 2024 | +1.7% | +0.1% | -1.1% | |
| Q4 2023 | -1.3% | -9.0% | -23.9% | |
| Q3 2023 | -8.3% | -9.4% | +5.0% | |
| Q2 2023 | +3.4% | +4.6% | -2.6% | |
| Q1 2023 | +1.7% | -7.0% | -12.3% | |
| Q4 2022 | -8.2% | -5.6% | -7.8% | |
| Q3 2022 | +4.3% | -0.8% | +5.1% | |
| Q2 2022 | +5.9% | +3.3% | -0.2% | |
| Q1 2022 | -9.5% | -4.7% | -8.7% | |
| Q4 2021 | -0.4% | -2.5% | -2.5% | |
| Q3 2021 | +7.6% | +9.9% | +1.6% | |
| Q2 2021 | -2.0% | -0.5% | +0.3% | |
| Q1 2021 | +0.4% | +2.0% | +4.4% | |
| Q4 2020 | -2.3% | -1.7% | -1.1% | |
| Q3 2020 | -7.6% | -3.0% | +20.5% | |
| Q2 2020 | +3.3% | +0.4% | +11.3% | |
| Q1 2020 | -0.7% | -4.5% | +2.2% | |
| Q4 2019 | +0.3% | -3.0% | -12.9% | |
| Q3 2019 | +6.5% | +8.5% | +8.7% | |
| Q2 2019 | +0.8% | +1.4% | -8.7% | |
| Q1 2019 | +0.6% | +1.5% | -5.6% | |
| Q4 2018 | +1.0% | +8.8% | +18.0% | |
| Q3 2018 | +3.1% | +2.0% | +1.8% | |
| Q2 2018 | +3.9% | +3.5% | +2.2% | |
| Q1 2018 | +0.0% | +0.0% | +10.1% | |
| Q4 2017 | +0.3% | -1.8% | -4.8% | |
| Q3 2017 | +5.6% | +1.7% | -1.1% | |
| Q2 2017 | -2.6% | -1.5% | -5.2% | |
| Q1 2017 | -2.7% | -2.7% | -8.5% | |
| Q4 2016 | -0.4% | -1.8% | -1.2% | |
| Q3 2016 | +1.8% | -0.7% | +21.1% | |
| Q2 2016 | +0.0% | -3.6% | -0.0% | |
| Q1 2016 | -1.7% | — | — | |
| Q4 2015 | +2.7% | — | — | |
| Q3 2015 | +3.7% | — | — | |
| Q2 2015 | -3.0% | — | — | |
| Q1 2015 | -1.1% | — | — | |
| Q4 2014 | -2.3% | — | — | |
| Q3 2014 | +1.5% | — | — | |
| Q2 2014 | -2.1% | — | — | |
| Q1 2014 | -1.2% | — | — | |
| Q4 2013 | +0.2% | — | — | |
| Q3 2013 | +0.8% | — | — | |
| Q2 2013 | -4.2% | — | — | |
| Q1 2013 | +1.1% | — | — | |
| Q4 2012 | -1.0% | — | — | |
| Q3 2012 | -0.6% | — | — | |
| Q2 2012 | -0.5% | — | — | |
| Q1 2011 | +0.5% | — | — | |
| Q1 2012 | +3.3% | — | — | |
| Q4 2009 | +2.7% | — | — | |
| Q4 2011 | +2.7% | — | — | |
| Q4 2010 | +2.7% | — | — | |
| Q3 2011 | +0.6% | — | — | |
| Q3 2010 | +0.6% | — | — | |
| Q2 2010 | -1.7% | — | — | |
| Q2 2011 | -1.7% | — | — | |
| Q1 2010 | +4.3% | — | — |
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