NYSE$CRCL

Circle Internet Group Inc · Q1 2026 earnings

Q1 2026 earnings ·

Briefing

Circle reported Q1 2026 total revenue and reserve income of $694.1M (+20% YoY) with net income of $55.2M and diluted EPS of $0.21.

Circle Internet Group (CRCL) grew total revenue and reserve income 20% to $694.1 million in Q1 2026, led by reserve income on USDC balances. Net income from continuing operations was $55.2 million ($0.21 diluted EPS) versus $64.8 million ($0.00 on smaller share count) a year ago. Operating income from continuing operations was $45.0 million as compensation and infrastructure investments rose. The company disclosed a $222M ARC token sale agreement in May 2026.

  • Total revenue and reserve income $694.1M (+20%).
  • Net income from continuing ops $55.2M; diluted EPS $0.21.
  • USDC reserve income $652.5M primary driver.
  • Operating expenses up on headcount and infrastructure.
  • ARC token financing transaction announced post-quarter.

Headline financials

Total Revenue

$694M

No prior period
EPS (adj)

$0.21

No prior period
Capital Expenditures

-$9.36M

No prior period
Free Cash Flow

$11.7M

No prior period
Net Income

$55.3M

No prior period
Operating Income

$45M

No prior period
Gross Profit

$693M

No prior period
Cash & Equivalents

$1.52B

No prior period
Total Assets

$80.5B

No prior period

Revenue & EPS history

Circle Internet Group Inc · Revenue · Quarterly

$694M

Q1 2026
Beat estimate in 3 of 4 quarters(75%)
ActualEstimate

Forward guidance

Circle discusses USDC circulation, rate environment, and regulatory developments; post-IPO company does not provide traditional quarterly EPS guidance in the 10-Q.

Tailwinds

  • USDC scale and reserve income growth with stablecoin adoption.
  • Strategic ARC network investment and token financing.

Headwinds

  • Net income down YoY on higher opex and tax.
  • Regulatory and digital-asset market structure uncertainty.
  • Concentration in interest income on reserves.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 3 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+10.1%

Avg return

Earnings day

+6.8%

Avg return

5 days after

-2.5%

Avg return

30 days after

75%

3 / 4 earnings

Positive

+35.5%

Q4 2025

Best reaction

-12.2%

Q3 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+15.8%+0.0%-30.6%
Q4 2025+35.5%+56.7%+52.6%
Q3 2025-12.2%-22.1%-15.1%
Q2 2025+1.3%-7.4%-17.0%

Discussion

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