NYSE$CNA
CNA Financial Corporation · Q4 2024 earnings
Q4 2024 earnings · · Before market open · Investor relations
Briefing
CNA Financial Corporation reported Q4 2024 earnings with revenue of $3.689 billion, an increase of 5% from the prior year. However, net income declined significantly to $21 million, primarily due to a $367 million pre-tax loss from pension settlement transactions. Adjusted EPS was reported at $1.25, reflecting stable core income, while GAAP EPS fell to $0.07.
Headline financials
Revenue & EPS history
CNA · Revenue · Quarterly
$3.28B
Forward guidance
CNA Financial remains focused on premium growth and cost management while addressing challenges from pension settlements and catastrophe losses.
Tailwinds
- Continued revenue growth across core business segments
- Stable core income performance despite market challenges
- Net investment income increased by 5% year-over-year
- Strong commercial insurance premium growth of 14%
- Retention rates remained stable at 85% or higher
Headwinds
- Significant impact of pension settlement transactions on net income
- Higher combined ratio in specialty and international segments
- Catastrophe losses increased compared to prior year
- Net investment losses impacted overall earnings
- Market challenges and economic conditions remain a concern
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2024
+0.6%
Avg return
Earnings day
+1.9%
Avg return
5 days after
+0.2%
Avg return
30 days after
54%
33 / 61 earnings
Positive
+8.9%
Q3 2020
Best reaction
-7.9%
Q1 2026
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -7.9% | -9.4% | -12.8% | |
| Q4 2025 | -1.4% | -2.3% | -5.9% | |
| Q3 2025 | -1.3% | +1.5% | +3.3% | |
| Q1 2025 | -0.5% | +0.1% | -2.7% | |
| Q4 2024 | +1.2% | -0.7% | -2.9% | |
| Q3 2024 | -0.1% | +3.8% | +4.8% | |
| Q2 2024 | +2.5% | +0.8% | +6.8% | |
| Q1 2024 | -0.5% | +1.2% | +1.7% | |
| Q4 2023 | +6.4% | +6.0% | +2.2% | |
| Q3 2023 | +2.2% | +1.3% | +4.7% | |
| Q2 2023 | -1.1% | +4.8% | -0.9% | |
| Q1 2023 | +1.0% | +2.6% | -5.3% | |
| Q4 2022 | +5.9% | +6.0% | -0.0% | |
| Q3 2022 | +0.6% | +0.3% | +1.0% | |
| Q2 2022 | -5.8% | -5.7% | -9.3% | |
| Q1 2022 | -4.5% | -4.0% | -3.9% | |
| Q4 2021 | +1.9% | +1.1% | -4.5% | |
| Q3 2021 | +3.3% | +2.2% | -6.8% | |
| Q2 2021 | -0.0% | +0.6% | +1.3% | |
| Q1 2021 | +1.5% | +3.0% | +1.6% | |
| Q4 2020 | +5.8% | +6.0% | +12.7% | |
| Q3 2020 | +8.9% | +9.3% | +19.6% | |
| Q2 2020 | -3.0% | +2.6% | -3.0% | |
| Q1 2020 | -0.1% | +1.3% | +8.8% | |
| Q4 2019 | +8.3% | +7.5% | -17.2% | |
| Q3 2019 | -1.5% | -1.1% | -2.4% | |
| Q2 2019 | +0.5% | +2.4% | +0.8% | |
| Q1 2019 | +2.2% | +1.0% | -0.6% | |
| Q4 2018 | -7.1% | -4.3% | -7.1% | |
| Q3 2018 | +7.8% | +10.3% | +4.4% | |
| Q2 2018 | -3.8% | -4.7% | -7.2% | |
| Q1 2018 | +2.5% | -0.9% | -3.2% | |
| Q4 2017 | +5.9% | +8.9% | +6.3% | |
| Q3 2017 | +6.6% | +8.2% | +7.3% | |
| Q2 2017 | +6.8% | +7.6% | -0.3% | |
| Q1 2017 | +0.2% | +0.8% | +0.8% | |
| Q4 2016 | +0.2% | +0.3% | +2.8% | |
| Q3 2016 | +4.3% | +3.2% | +9.9% | |
| Q2 2016 | -1.0% | +3.0% | +4.6% | |
| Q1 2016 | +3.1% | — | — | |
| Q4 2015 | -7.3% | — | — | |
| Q3 2015 | +0.5% | — | — | |
| Q2 2015 | -1.6% | — | — | |
| Q1 2015 | -1.8% | — | — | |
| Q4 2014 | +4.5% | — | — | |
| Q3 2014 | -0.6% | — | — | |
| Q2 2014 | -2.4% | — | — | |
| Q1 2014 | -6.6% | — | — | |
| Q4 2013 | +7.2% | — | — | |
| Q3 2013 | +2.3% | — | — | |
| Q2 2013 | +2.3% | — | — | |
| Q1 2013 | +1.0% | — | — | |
| Q4 2012 | +0.3% | — | — | |
| Q3 2012 | +2.3% | — | — | |
| Q2 2012 | -3.3% | — | — | |
| Q4 2011 | -1.2% | — | — | |
| Q3 2011 | -0.9% | — | — | |
| Q2 2011 | -2.9% | — | — | |
| Q1 2010 | -1.5% | — | — | |
| Q4 2010 | +1.2% | — | — | |
| Q3 2010 | -2.2% | — | — |
Discussion
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