NYSE$CION

CION Investment Corporation · Q4 2024 earnings

Q4 2024 earnings · · Before market open · Investor relations

Briefing

CION reported stable net investment income in Q4 2024 but faced net asset value declines due to portfolio adjustments.

CION Investment Corporation reported total investment income of $57.9 million in Q4 2024, with net investment income per share of $0.35. The company experienced a decrease in net asset value per share to $15.43 due to mark-to-market adjustments. Investments in senior secured loans remained the core of the portfolio, accounting for 86.1% of total investments.

  • Total investment income reached $57.9 million, slightly lower than the prior quarter.
  • Net investment income per share was $0.35, while EPS stood at $0.10.
  • Net asset value per share decreased to $15.43 from $15.73 in Q3 2024.
  • The company funded $100 million in new investment commitments and had $64 million in net portfolio growth.

Headline financials

Total Revenue

$57.9M

No prior period
EPS (adj)

$0.10

No prior period
Net Asset Value Per Share

$15.43

No prior period
Debt-to-Equity Ratio

1.36

No prior period
Non-Accrual Investments

1.4%

No prior period
Net Income

$5.46M

No prior period
Operating Income

$18.7M

No prior period

Revenue & EPS history

CION · Revenue · Quarterly

$57.9M

Q4 2024
Beat estimate in 1 of 2 quarters(50%)
ActualEstimate

Forward guidance

CION expects continued stable investment performance in 2025, supported by a strong portfolio of senior secured loans and prudent capital management.

Tailwinds

  • Projected stable net investment income in 2025.
  • Continued strong dividend distributions with a base distribution of $0.36 per share declared for Q1 2025.
  • New credit facility with UBS improves capital flexibility and reduces interest costs.
  • Strong portfolio performance with 93.8% of loans bearing floating rates.
  • Potential for NAV stabilization through disciplined investment management.

Headwinds

  • Net asset value per share declined due to portfolio mark-to-market adjustments.
  • Lower SOFR rates impacted investment income during Q4 2024.
  • Higher interest expense due to increased debt levels.
  • Potential macroeconomic risks affecting portfolio companies.
  • Market volatility could impact equity investment valuations.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 13 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-0.3%

Avg return

Earnings day

+0.0%

Avg return

5 days after

+2.1%

Avg return

30 days after

62%

8 / 13 earnings

Positive

+7.0%

Q3 2025

Best reaction

-9.8%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.3%-13.7%-15.1%
Q4 2025-9.8%+1.3%+14.2%
Q3 2025+7.0%+5.5%+9.0%
Q2 2025+0.6%+9.9%+4.5%
Q1 2025-0.9%-2.8%-7.4%
Q4 2024-4.3%-15.7%-5.2%
Q3 2024-3.6%-4.0%-3.4%
Q2 2024+0.3%+2.2%+0.3%
Q1 2024+0.3%+4.8%+3.2%
Q3 2023+0.2%+6.6%+6.9%
Q2 2023+3.0%+0.5%-4.1%
Q1 2023+1.5%-1.6%+9.3%
Q3 2022+3.4%+7.3%+14.8%

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