NYSE$CBAN

Colony Bankcorp · Q4 2019 earnings

Q4 2019 earnings · · Investor relations

Briefing

Reported solid results for the fourth quarter and year-end.

Colony Bankcorp reported a net income of $2.8 million, or $0.29 per diluted share, for Q4 2019, compared to $3.0 million, or $0.35 per diluted share, for the same quarter last year. Adjusted net income was $3.0 million, or $0.32 per diluted share, versus $3.1 million, or $0.36 per diluted share for the prior-year fourth quarter. The board increased the quarterly cash dividend to $0.10 per share.

  • Net income for Q4 2019 was $2.8 million, or $0.29 per diluted share.
  • Adjusted net income for Q4 2019 was $3.0 million, or $0.32 per diluted share.
  • Net interest margin increased to 3.72%, up eight basis points sequentially and 17 basis points year-over-year.
  • The Board of Directors increased the quarterly cash dividend to $0.10 per share.

Headline financials

Total Revenue

$17.4M

Previous: $12.9M+35.4%
EPS (adj)

$0.32

Previous: $0.37-13.5%
Net Interest Margin

3.7%

Previous: 3.5%+4.8%
Tier 1 Leverage

9.0%

No prior period
Tier 1 Capital Ratio

12.5%

No prior period
Total Capital Ratio

13.2%

No prior period
CET1 Ratio

10.3%

No prior period
Capital Expenditures

$231K

Previous: $507K-54.4%
Net Income

$2.8M

Previous: $2.97M-5.6%
Stock-Based Comp

$9K

Previous: $7.89K+14.1%

Revenue & EPS history

Colony Bankcorp · Revenue · Quarterly

$17.4M

Q4 2019+35.4%vs Q4 2018
Beat estimate in 1 of 1 quarters(100%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2019

Historical avgQ4 2019

+0.4%

Avg return

Earnings day

+1.5%

Avg return

5 days after

+1.9%

Avg return

30 days after

58%

38 / 65 earnings

Positive

+6.9%

Q2 2014

Best reaction

-8.2%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-3.9%-3.3%-4.9%
Q4 2025+4.8%+10.5%+6.8%
Q3 2025-1.7%-2.2%+0.5%
Q1 2025+0.4%+0.8%-1.4%
Q4 2024+5.9%+6.6%+5.5%
Q3 2024-0.7%-2.1%+15.4%
Q2 2024+2.6%+10.6%+8.0%
Q1 2024+0.5%+2.5%+9.7%
Q4 2023+1.6%-0.4%-13.1%
Q3 2023+0.6%+2.3%+10.9%
Q2 2023+2.6%+3.7%+0.8%
Q1 2023+5.1%-3.8%-1.0%
Q4 2022+0.2%+0.7%-1.5%
Q3 2022-0.4%-1.8%-0.6%
Q2 2022-8.2%-8.6%-5.3%
Q1 2022-2.1%-3.2%-10.6%
Q4 2021-2.7%-5.4%+1.0%
Q3 2021+1.1%+1.8%+0.2%
Q2 2021+1.4%+0.7%+1.5%
Q1 2021-1.0%+1.8%+19.9%
Q4 2020+0.4%+0.2%+4.2%
Q3 2020-0.2%+1.1%+6.1%
Q2 2020-3.9%-2.7%+3.8%
Q1 2020+5.8%+23.1%+1.2%
Q4 2019-0.9%-0.3%-2.8%
Q3 2019-0.3%-1.0%-0.6%
Q2 2019+3.9%+2.2%+0.1%
Q1 2019+1.0%+1.0%+2.2%
Q4 2018+1.2%+1.2%+2.3%
Q3 2018-0.6%+0.2%-4.6%
Q2 2018+0.6%-0.9%-0.6%
Q1 2018+2.6%+13.8%+8.3%
Q4 2017-0.3%-0.3%-1.7%
Q3 2017+0.4%+2.2%+4.1%
Q2 2017+1.1%+1.1%+2.2%
Q1 2017+1.0%+0.8%+0.7%
Q4 2016+0.7%-0.1%+2.2%
Q3 2016-0.5%+1.5%+4.0%
Q2 2016+1.9%+3.0%+1.6%
Q1 2016+0.2%
Q4 2015+1.3%
Q3 2015+0.7%
Q2 2015+1.8%
Q1 2015+2.6%
Q4 2014-0.7%
Q3 2014+2.6%
Q2 2014+6.9%
Q1 2014+0.0%
Q4 2013+0.0%
Q3 2013+0.5%
Q2 2013-3.6%
Q1 2013+3.1%
Q4 2012-3.0%
Q3 2012-1.7%
Q2 2012-5.6%
Q1 2011-3.3%
Q1 2012+1.3%
Q4 2009-1.8%
Q4 2011-1.8%
Q3 2011+1.7%
Q3 2010+1.7%
Q2 2010-0.4%
Q2 2011-0.4%
Q4 2010+2.1%
Q1 2010+5.0%

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