NYSE$CADE
Cadence Bank · Q3 2025 earnings
Q3 2025 earnings · · After market close · Investor relations
Briefing
Cadence Bank posted strong Q3 results with higher earnings and margin expansion driven by recent acquisitions.
Cadence Bank delivered solid financial performance in Q3 2025, with net income of $127.5 million and an adjusted EPS of $0.81. The quarter was supported by improved net interest margin, increased deposits and loans, and successful integration of recent bank acquisitions.
Headline financials
Revenue & EPS history
Cadence Bank · Revenue · Quarterly
$517M
Revenue by segment
Cadence Bank · $517M total across 2 segments · Q3 2025
- Net Interest Revenue$424M+17.2%81.9%
- Noninterest Revenue$93.5M+8.8%18.1%
Forward guidance
Management expects continued growth and stable credit performance, supported by integration benefits from recent acquisitions.
Tailwinds
- Successful integration of Industry Bancshares and First Chatham
- Continued expansion in net interest margin
- Organic and acquisition-driven loan growth
- Core deposit growth from acquisitions
- Strong capital and liquidity position
Headwinds
- Higher noninterest expenses due to merger costs
- Slight decline in tangible book value per share
- Decreased return on average assets vs prior year
- Lower mortgage banking revenue sequentially
- Modest increase in criticized and classified loans
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 15 quarterly earnings reports · overlaid with Q3 2025
-0.2%
Avg return
Earnings day
+1.2%
Avg return
5 days after
+2.4%
Avg return
30 days after
48%
16 / 33 earnings
Positive
+7.4%
Q3 2020
Best reaction
-5.9%
Q4 2025
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | — | — | — | |
| Q4 2025 | -5.9% | -7.1% | — | |
| Q3 2025 | -3.8% | -1.5% | +1.0% | |
| Q2 2025 | -2.6% | -0.6% | +3.5% | |
| Q1 2025 | +1.3% | +4.6% | +11.1% | |
| Q4 2024 | -4.8% | -1.2% | -8.0% | |
| Q3 2024 | +1.3% | +1.1% | +11.4% | |
| Q2 2024 | +5.9% | +5.5% | -2.6% | |
| Q1 2024 | +6.3% | +6.8% | +5.5% | |
| Q4 2023 | -4.6% | -11.2% | -9.4% | |
| Q3 2023 | +4.0% | +6.9% | +23.4% | |
| Q2 2023 | +0.4% | +9.3% | -0.7% | |
| Q1 2023 | -0.4% | -0.6% | -8.3% | |
| Q4 2022 | -1.1% | +8.2% | +1.6% | |
| Q3 2022 | +1.3% | +2.1% | +6.7% | |
| Q2 2022 | +1.9% | +8.4% | +11.6% | |
| Q1 2022 | +0.2% | -5.7% | -2.8% | |
| Q4 2021 | -0.6% | -4.2% | -5.9% | |
| Q3 2021 | -3.7% | — | — | |
| Q2 2021 | -2.9% | — | — | |
| Q1 2021 | +2.5% | — | — | |
| Q4 2020 | -4.4% | — | — | |
| Q3 2020 | +7.4% | — | — | |
| Q2 2020 | -0.7% | — | — | |
| Q1 2020 | +1.5% | — | — | |
| Q4 2019 | -0.9% | — | — | |
| Q3 2019 | -0.1% | — | — | |
| Q2 2019 | +0.2% | — | — | |
| Q1 2019 | +0.1% | — | — | |
| Q4 2018 | +0.6% | — | — | |
| Q3 2018 | -2.4% | — | — | |
| Q2 2018 | -0.6% | — | — | |
| Q1 2018 | +0.8% | — | — | |
| Q4 2017 | -2.0% | — | — | |
| Q3 2017 | — | — | — |
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