NYSE$BSAC
Banco Santander Chile-ADR · Q2 2026 earnings
Q2 2026 earnings · · Investor relations
Briefing
Banco Santander Chile reported strong Q2 2026 results with net income rising 40% quarter-over-quarter to CLP 383 billion.
Banco Santander Chile delivered robust second-quarter 2026 earnings, driven by higher inflation-related readjustment income and lower loan loss provisions. Net income attributable to owners reached CLP 383 billion, up 40.4% year-over-year, boosting ROAE to 31.5%. The bank also saw continued customer growth and improved efficiency amid solid capital levels.
- Q2 2026 net income CLP 383 billion, +40.0% QoQ and +40.4% YoY, with EPS CLP 2.00 per share / US$0.90 per ADR.
- ROAE reached 31.5% in Q2 2026, up from 23.0% in Q1 2026 and 24.5% in Q2 2025.
- Efficiency ratio improved to 30.8%; NIM rose to 4.7% on strong readjustment income from 2.5% inflation.
- Customer base exceeded 4.8 million (+6.9% YoY), with 20.8% market share in current accounts and CET1 at 11.1%.
Headline financials
Revenue & EPS history
Banco Santander Chile-ADR · Revenue · Quarterly
CLP$481M
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
+0.5%
Avg return
Earnings day
+1.5%
Avg return
5 days after
+0.8%
Avg return
30 days after
66%
37 / 56 earnings
Positive
+6.4%
Q1 2011
Best reaction
-8.0%
Q3 2011
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | — | — | — | |
| Q4 2026 | -5.0% | -3.8% | +7.5% | |
| Q4 2023 | -0.3% | -0.2% | -5.9% | |
| Q3 2023 | -2.0% | -2.8% | -5.3% | |
| Q2 2023 | +2.1% | +1.8% | +14.0% | |
| Q1 2023 | -2.2% | -0.4% | -1.8% | |
| Q4 2022 | -3.2% | -0.9% | +3.3% | |
| Q3 2022 | +5.7% | +1.4% | +3.3% | |
| Q2 2022 | +0.3% | -4.3% | -4.6% | |
| Q1 2022 | +1.3% | +0.1% | -13.0% | |
| Q4 2021 | +2.5% | +4.4% | +22.5% | |
| Q3 2021 | +0.3% | -1.4% | -10.1% | |
| Q2 2021 | -2.5% | -3.3% | -2.3% | |
| Q1 2021 | +0.5% | -0.4% | -9.6% | |
| Q4 2020 | +3.4% | +7.1% | +4.9% | |
| Q3 2020 | +2.2% | +7.7% | +3.0% | |
| Q2 2020 | +1.2% | +6.4% | +1.7% | |
| Q1 2020 | +5.1% | +14.1% | +15.9% | |
| Q4 2019 | +2.6% | +1.7% | -14.0% | |
| Q3 2019 | -2.7% | -0.0% | -13.8% | |
| Q1 2019 | +2.6% | +4.5% | -5.9% | |
| Q4 2018 | +1.1% | +3.1% | +7.9% | |
| Q3 2018 | -0.3% | -2.1% | -9.3% | |
| Q2 2018 | -2.5% | +0.8% | +4.2% | |
| Q1 2018 | +0.4% | +1.9% | -1.4% | |
| Q4 2017 | +3.5% | +6.6% | +9.5% | |
| Q3 2017 | +0.7% | +2.7% | +6.4% | |
| Q2 2017 | +1.7% | +1.3% | +9.2% | |
| Q1 2017 | +0.2% | -1.3% | -6.3% | |
| Q4 2016 | +0.6% | +0.8% | -1.1% | |
| Q3 2016 | +0.9% | +0.3% | +8.2% | |
| Q2 2016 | +1.3% | +0.4% | +7.6% | |
| Q1 2016 | +1.0% | — | — | |
| Q4 2015 | -2.3% | — | — | |
| Q3 2015 | +0.6% | — | — | |
| Q2 2015 | +0.0% | — | — | |
| Q1 2015 | +4.7% | — | — | |
| Q4 2014 | -2.1% | — | — | |
| Q3 2014 | -0.3% | — | — | |
| Q2 2014 | -2.0% | — | — | |
| Q1 2014 | +1.1% | — | — | |
| Q4 2013 | -0.8% | — | — | |
| Q3 2013 | -0.5% | — | — | |
| Q2 2013 | -0.5% | — | — | |
| Q1 2013 | -0.6% | — | — | |
| Q4 2012 | +1.4% | — | — | |
| Q3 2012 | +0.3% | — | — | |
| Q2 2012 | +1.9% | — | — | |
| Q1 2012 | +1.8% | — | — | |
| Q4 2011 | +0.5% | — | — | |
| Q3 2011 | -8.0% | — | — | |
| Q2 2011 | +1.4% | — | — | |
| Q1 2011 | +6.4% | — | — | |
| Q4 2010 | +0.3% | — | — | |
| Q3 2010 | +0.1% | — | — | |
| Q2 2010 | -1.1% | — | — | |
| Q1 2010 | +3.3% | — | — | |
| Q4 2009 | — | — | — |
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