NYSE$BOH

Bank of Hawaii Corp · Q4 2024 earnings

Q4 2024 earnings · · Before market open · Investor relations

Briefing

Reported diluted earnings per common share of $0.85 and net income of $39.2 million for the quarter ended December 31, 2024.

Bank of Hawaii Corporation reported a diluted earnings per common share of $0.85 for Q4 2024, compared to $0.93 in the linked quarter and $0.72 in the same period last year. Net income for the fourth quarter of 2024 was $39.2 million, down 3.0% from the linked quarter and up 28.8% from the same period last year. Net interest income increased by 3.8% compared to the same period last year.

  • Diluted earnings per common share was $0.85 for the fourth quarter of 2024.
  • Net income for the fourth quarter of 2024 was $39.2 million.
  • Net interest income for the fourth quarter of 2024 was $120.2 million, an increase of 3.8% as compared to the same period last year.
  • Net interest margin was 2.19% in the fourth quarter of 2024, an increase of 6 basis points from the same period last year.

Headline financials

Total Revenue

$163M

Previous: $158M+3.3%
EPS (adj)

$0.85

Previous: $1.01-15.8%
Efficiency Ratio

66.1%

Previous: 73.4%-9.9%
ROA

0.7%

Previous: 0.5%+29.4%
ROE

9.4%

No prior period
Tier 1 Capital Ratio

13.9%

Previous: 12.6%+11.1%
Total Deposits

$20.6B

No prior period
Loans and Leases

$14.1B

No prior period
Capital Expenditures

$2.81M

Previous: $3.87M-27.4%
Net Income

$39.2M

Previous: $30.4M+28.8%
Operating Income

$51.5M

Previous: $39.6M+30.1%

Revenue & EPS history

Bank of Hawaii · Revenue · Quarterly

$163M

Q4 2024+3.3%vs Q4 2023
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

Bank of Hawaii · $203M total across 3 segments · Q2 2023

  • Consumer Banking
    $132M
  • Commercial Banking
    $61.6M
  • Treasury & Other
    $9.61M

Forward guidance

This news release, and other statements made by the Company in connection with it may contain "forward-looking statements" (as defined in the Private Securities Litigation Reform Act of 1995) that involve risks and uncertainties that could cause results to be materially different from expectations.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

+0.0%

Avg return

Earnings day

+0.5%

Avg return

5 days after

+2.0%

Avg return

30 days after

51%

35 / 69 earnings

Positive

+10.2%

Q3 2024

Best reaction

-6.4%

Q3 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.8%-3.8%-2.6%
Q4 2025+6.3%+5.6%+10.5%
Q3 2025+0.4%+1.6%+3.9%
Q2 2025-0.3%-2.0%+1.4%
Q1 2025-1.0%+1.4%+3.7%
Q4 2024+4.3%+4.8%-0.2%
Q3 2024+10.2%+9.6%+21.7%
Q2 2024+1.6%+2.7%-4.0%
Q1 2024-0.3%+0.4%-0.3%
Q4 2023-5.4%-5.0%-10.0%
Q3 2023+5.3%+6.3%+21.7%
Q2 2023+2.1%+6.4%-0.8%
Q1 2023-2.1%-0.8%-18.8%
Q4 2022-4.9%-3.7%-5.2%
Q3 2022-5.4%-0.3%+7.8%
Q2 2022+2.1%+4.1%+4.3%
Q1 2022-1.6%-4.3%-0.1%
Q4 2021+0.7%-2.1%-1.7%
Q3 2021+1.6%-2.3%+0.4%
Q2 2021+2.1%+1.9%+3.4%
Q1 2021+1.0%-0.0%-1.8%
Q4 2020-3.9%-7.0%+11.1%
Q3 2020-4.4%-2.5%+27.6%
Q2 2020-3.8%-4.3%-5.4%
Q1 2020+3.8%+6.7%+5.8%
Q4 2019+0.8%-2.5%-12.2%
Q3 2019+1.6%+1.7%+4.6%
Q2 2019+1.5%+4.1%+0.7%
Q1 2019+0.7%+2.5%-1.5%
Q4 2018+2.8%+2.1%+7.3%
Q3 2018+0.3%+1.1%+3.7%
Q2 2018-1.8%-3.2%+0.1%
Q1 2018+1.5%+1.5%+2.7%
Q4 2017-0.9%-1.6%-2.8%
Q3 2017-2.9%-2.4%-5.8%
Q2 2017+4.7%+1.9%-2.8%
Q1 2017+1.7%+0.4%-2.7%
Q4 2016-0.2%-0.1%-3.3%
Q3 2016+0.7%+0.6%+16.0%
Q2 2016+2.1%+0.4%+2.7%
Q1 2016+2.6%
Q4 2015+0.8%
Q3 2015-2.9%
Q2 2015+0.9%
Q1 2015-3.0%
Q4 2014+0.7%
Q3 2014+1.5%
Q2 2014+1.4%
Q1 2014-0.0%
Q4 2013-0.2%
Q3 2013+2.5%
Q2 2013+2.4%
Q1 2013-3.5%
Q4 2012+0.4%
Q3 2012+0.5%
Q2 2012-0.9%
Q1 2012-0.3%
Q4 2010-1.0%
Q4 2011-1.0%
Q3 2011-0.8%
Q2 2011-0.8%
Q1 2010-1.7%
Q1 2011+0.6%
Q4 2008-0.6%
Q4 2009-0.6%
Q3 2009-6.4%
Q3 2010-6.4%
Q2 2009-1.7%
Q2 2010-1.7%

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