NYSE$BMA

Banco Macro S A · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Banco Macro S.A. reported net income of ARS 275.2 billion for the first quarter ended March 31, 2024.

Banco Macro S.A. announced results for Q1 2024 with net income of ARS 275.2 billion, representing a 626% increase from Q1 2023 but a 61% decrease from Q4 2023. Operating income after G&A and personnel expenses reached ARS 1.25 trillion. The bank maintained strong capital ratios with a 46.5% capital adequacy ratio and low non-performing loan ratio of 1.14%.

  • Net income totaled ARS 275.2 billion in Q1 2024, up 626% YoY but down 61% QoQ.
  • ROAE was 37.4% and ROAA was 11.9% on an annualized basis.
  • Total deposits reached ARS 5 trillion, with excess capital of ARS 2.6 trillion.
  • NPL ratio stood at 1.14% with a coverage ratio of 222.7%; served 5.18 million retail customers via 517 branches.

Headline financials

Total Revenue

AR$1.64T

Previous: AR$663B+147.0%
EPS (adj)

AR$5.02

Previous: AR$1.04+382.7%
ROAA

11.9%

No prior period
NPL Ratio

1.1%

No prior period
Coverage Ratio

222.7%

No prior period
Capital Adequacy Ratio

46.5%

No prior period
Tier 1 Ratio

44.5%

No prior period
Digital Customers

2.2M

No prior period
ROAE

37.4%

No prior period
Branches

517

No prior period
Net Income

AR$275B

Previous: AR$37.9B+626.7%
Operating Income

AR$1.25T

Previous: AR$59.5B+2002.1%
Gross Profit

AR$1.64T

Previous: AR$663B+147.0%
R&D Expense

AR$0.00

Previous: AR$0.00

Revenue & EPS history

Banco Macro · Revenue · Quarterly

AR$1.64T

Q1 2024+147%vs Q1 2023
Beat estimate in 5 of 8 quarters(63%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports

Historical avg

-0.1%

Avg return

Earnings day

+2.2%

Avg return

5 days after

+5.5%

Avg return

30 days after

56%

25 / 45 earnings

Positive

+16.1%

Q2 2018

Best reaction

-12.6%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2024+2.0%
Q4 2026-6.9%+2.8%-8.6%
Q4 2024+4.2%+0.6%-20.6%
Q3 2024+1.3%+4.6%+19.6%
Q4 2023-2.3%-9.0%+15.4%
Q3 2023-2.1%-4.2%-8.6%
Q2 2023-1.5%-1.8%-5.2%
Q1 2023-0.8%+24.7%+50.3%
Q4 2022-3.7%+7.2%+26.9%
Q3 2022+7.2%+6.8%+1.9%
Q2 2022+3.5%-0.9%+30.7%
Q1 2022+8.4%+6.9%-12.0%
Q4 2021+0.1%+2.0%+12.4%
Q3 2021+2.8%+1.3%-6.6%
Q2 2021-4.2%-4.8%+23.1%
Q1 2021-4.0%+8.8%+30.5%
Q4 2020-3.4%-6.6%+18.4%
Q3 2020+0.3%+9.0%+5.4%
Q2 2020-5.0%-8.6%+11.2%
Q4 2019+1.1%-0.3%+12.5%
Q1 2020+1.9%+8.2%+0.9%
Q3 2019-1.9%-6.8%+1.2%
Q2 2019-1.8%-0.5%-2.7%
Q1 2019+1.6%-0.3%-11.3%
Q3 2018-12.6%-4.0%+6.1%
Q2 2018+16.1%+17.5%-5.9%
Q1 2018+5.6%+7.8%-14.1%
Q4 2017+0.8%+4.8%-0.4%
Q3 2017+2.1%+4.6%+8.4%
Q2 2017+3.5%+1.8%-2.2%
Q4 2016+1.1%-4.9%-2.3%
Q3 2016+1.8%+3.9%-0.3%
Q2 2016+0.3%+0.9%+1.7%
Q1 2016
Q4 2015
Q3 2015+0.3%
Q2 2015-4.6%
Q1 2015
Q3 2014-6.4%
Q2 2014-0.1%
Q1 2014
Q4 2013
Q3 2013+5.8%
Q2 2013-6.7%
Q1 2013
Q4 2012
Q3 2012-0.6%
Q2 2012+1.2%
Q3 2011-10.6%
Q2 2011+3.5%
Q3 2010-1.4%
Q2 2010+0.9%

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