NYSE$BKU
BankUnited Inc. · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Reported net income of $125.3 million, or $1.41 per diluted share, and total loans grew by $1.0 billion.
BankUnited, Inc. reported a strong Q4 2021 with significant loan and deposit growth, margin expansion, and increased profitability. Net income reached $125.3 million, or $1.41 per diluted share, driven by loan growth of over $1 billion and deposit growth of over $1.3 billion. The net interest margin expanded by 11 basis points, reflecting improved efficiency and strategic initiatives.
- Reported net income of $125.3 million, or $1.41 per diluted share, for Q4 2021.
- Total loans, excluding PPP loans, grew by $1.0 billion, marking the largest loan growth quarter since Q2 2016.
- Net interest margin expanded to 2.44%, an increase of 11 basis points.
- Total deposits increased by $1.3 billion, with non-interest bearing demand deposits growing significantly.
Headline financials
Revenue & EPS history
BankUnited · Revenue · Quarterly
$252M
Revenue by segment
BankUnited · $14.5B total across 5 segments · Q4 2022
- Commercial & Industrial$6.41B—44.1%
- Non-owner CRE$5.41B—37.2%
- Owner-occupied CRE$1.89B—13.0%
- Mortgage Warehouse$525M—3.6%
- Construction & Land$294M—2.0%
Forward guidance
The company's outlook for 2022 is optimistic.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
+0.4%
Avg return
Earnings day
+0.5%
Avg return
5 days after
+3.7%
Avg return
30 days after
56%
36 / 64 earnings
Positive
+13.8%
Q2 2020
Best reaction
-7.3%
Q1 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +2.2% | -0.4% | -1.5% | |
| Q4 2025 | +8.0% | +2.4% | +7.9% | |
| Q3 2025 | +1.6% | +5.8% | +12.6% | |
| Q2 2025 | +0.6% | -2.2% | +3.4% | |
| Q1 2025 | -2.2% | +0.5% | +1.3% | |
| Q4 2024 | -1.3% | +1.5% | -5.5% | |
| Q3 2024 | -0.7% | -1.5% | +19.0% | |
| Q2 2024 | +6.3% | +9.8% | +5.8% | |
| Q1 2024 | +5.7% | +12.1% | +22.3% | |
| Q4 2023 | -0.3% | -6.1% | -10.1% | |
| Q3 2023 | -1.6% | -1.8% | +21.2% | |
| Q2 2023 | +8.7% | +8.3% | -6.2% | |
| Q1 2023 | +0.3% | +4.8% | -10.2% | |
| Q4 2022 | +3.5% | +2.8% | +8.3% | |
| Q3 2022 | -4.1% | -1.9% | +0.8% | |
| Q2 2022 | +0.5% | -0.9% | +7.8% | |
| Q1 2022 | -7.3% | -12.1% | -9.8% | |
| Q4 2021 | -4.5% | -0.3% | -0.8% | |
| Q3 2021 | -5.3% | -5.2% | -4.0% | |
| Q2 2021 | -2.4% | -1.0% | +3.6% | |
| Q1 2021 | +6.2% | +7.4% | +10.3% | |
| Q4 2020 | -2.8% | -7.2% | +5.6% | |
| Q3 2020 | -1.9% | +1.7% | +19.1% | |
| Q2 2020 | +13.8% | +11.1% | +33.0% | |
| Q1 2020 | -3.5% | -11.4% | -9.9% | |
| Q4 2019 | -3.2% | -4.0% | -6.5% | |
| Q3 2019 | +1.7% | +3.2% | +2.8% | |
| Q2 2019 | +5.6% | +5.8% | -4.5% | |
| Q1 2019 | +1.0% | +2.2% | -5.1% | |
| Q4 2018 | +1.4% | +2.8% | +10.3% | |
| Q3 2018 | +0.6% | +5.5% | +6.9% | |
| Q2 2018 | -0.8% | -1.7% | +0.5% | |
| Q1 2018 | +1.3% | +0.4% | +8.3% | |
| Q4 2017 | -1.7% | -3.1% | -7.0% | |
| Q3 2017 | -4.9% | -6.0% | +5.1% | |
| Q2 2017 | +3.5% | +2.0% | -0.4% | |
| Q1 2017 | +0.2% | -2.2% | -6.4% | |
| Q4 2016 | +6.0% | +6.9% | +10.3% | |
| Q3 2016 | +0.1% | -0.8% | +19.2% | |
| Q2 2016 | -7.1% | -6.9% | -7.7% | |
| Q1 2016 | -2.8% | — | — | |
| Q4 2015 | +1.9% | — | — | |
| Q3 2015 | -3.1% | — | — | |
| Q2 2015 | -1.7% | — | — | |
| Q1 2015 | -1.6% | — | — | |
| Q4 2014 | +5.1% | — | — | |
| Q3 2014 | -4.2% | — | — | |
| Q2 2014 | -0.2% | — | — | |
| Q1 2014 | -0.6% | — | — | |
| Q4 2013 | +1.6% | — | — | |
| Q3 2013 | -2.2% | — | — | |
| Q2 2013 | +3.5% | — | — | |
| Q1 2013 | +4.2% | — | — | |
| Q4 2012 | +1.1% | — | — | |
| Q3 2012 | +0.0% | — | — | |
| Q2 2012 | +2.0% | — | — | |
| Q1 2012 | +0.5% | — | — | |
| Q4 2009 | +0.7% | — | — | |
| Q4 2011 | +0.7% | — | — | |
| Q4 2010 | +0.7% | — | — | |
| Q1 2011 | +0.7% | — | — | |
| Q3 2011 | -4.1% | — | — | |
| Q3 2010 | -4.1% | — | — | |
| Q2 2011 | +4.8% | — | — | |
| Q2 2010 | — | — | — | |
| Q1 2010 | — | — | — |
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