NYSE$BAC

Bank of America Corp · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Bank of America reported a decrease in net income and revenue, driven by lower net interest income, while investment banking and asset management fees increased.

Bank of America's Q1 2024 net income was $6.7 billion, or $0.76 per diluted share, compared to $8.2 billion, or $0.94 per diluted share in Q1 2023. Revenue decreased by 2% to $25.8 billion, impacted by lower net interest income. The results include a $700 million FDIC special assessment expense.

  • Net income was $6.7 billion, with diluted earnings per share of $0.76.
  • Revenue decreased by 2% to $25.8 billion, influenced by lower net interest income.
  • Net interest income decreased by 3% to $14.0 billion due to higher deposit costs.
  • The company returned $4.4 billion to shareholders through dividends and share repurchases.

Headline financials

Total Revenue

$25.8B

Previous: $26.3B-1.7%
EPS

$0.76

Previous: $0.94-19.1%
CET1 Ratio

11.9%

Previous: 11.4%+4.4%
Average Deposits

$1.91T

Previous: $1.89T+0.7%
Net Charge-offs

$1.5B

No prior period
Free Cash Flow

$6.67B

Previous: $8.16B-18.2%
Net Income

$6.67B

Previous: $8.16B-18.2%
Operating Income

-$2.43B

Previous: $6.83B-135.6%
Gross Profit

$25.8B

Previous: $26.3B-1.7%
Cash & Equivalents

$313B

Previous: $376B-16.7%
Total Assets

$3.27T

Previous: $3.19T+2.5%
Stock-Based Comp

$865M

Previous: $794M+8.9%

Revenue & EPS history

Bank of America · Revenue · Quarterly

$25.8B

Q1 2024-1.7%vs Q1 2023
Beat estimate in 10 of 15 quarters(67%)
ActualEstimate

Revenue by segment

Bank of America · $26.9B total across 4 segments · Q3 2023

  • Consumer Banking
    $10.5B+5.7%
  • Global Banking
    $6.2B+10.9%
  • Wealth & Investment Mgmt
    $5.32B-2.0%
  • Global Markets
    $4.94B+10.2%

Forward guidance

The earnings report did not include forward guidance. Therefore, no information is available regarding the company's expectations for future performance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

+0.4%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+3.9%

Avg return

30 days after

56%

41 / 73 earnings

Positive

+10.0%

Q3 2022

Best reaction

-14.4%

Q2 2011

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.1%+1.1%-6.7%
Q4 2025-3.5%+1.1%-6.7%
Q3 2025+4.2%+3.9%+5.0%
Q2 2025+1.0%+1.8%+7.1%
Q1 2025+3.6%+2.0%+21.0%
Q4 2024-1.2%-0.9%-0.3%
Q3 2024+2.1%+1.0%+9.5%
Q2 2024+5.0%+2.4%-6.8%
Q1 2024-2.0%+2.8%+9.1%
Q4 2023-3.1%+1.3%+11.5%
Q3 2023+1.2%-2.5%+9.4%
Q2 2023+7.2%+8.8%-0.4%
Q1 2023-1.0%-1.6%-6.3%
Q4 2022+0.1%-2.2%+3.2%
Q3 2022+10.0%+10.3%+17.9%
Q2 2022+3.4%+3.7%+12.9%
Q1 2022+5.3%-0.0%-7.2%
Q4 2021-1.1%-3.7%-0.6%
Q3 2021+7.5%+7.7%+8.7%
Q2 2021-2.6%-7.4%+4.4%
Q1 2021-1.8%-4.5%+6.2%
Q4 2020-2.0%-4.4%+3.6%
Q3 2020-3.2%-4.9%+8.2%
Q2 2020-5.6%-0.7%+7.6%
Q1 2020-9.7%-5.2%-9.7%
Q4 2019-1.7%-1.7%-1.3%
Q3 2019+1.8%+4.3%+10.8%
Q2 2019+1.7%+2.0%-6.8%
Q1 2019+0.6%+0.6%-4.2%
Q4 2018+9.2%+10.4%+9.6%
Q3 2018+0.2%-0.5%-4.4%
Q2 2018+5.1%+5.5%+6.3%
Q1 2018+0.8%+1.5%+4.2%
Q4 2017+0.8%+2.2%+2.3%
Q3 2017+3.1%+4.0%+4.2%
Q2 2017+0.2%-0.9%-1.6%
Q1 2017-0.3%-0.4%-0.3%
Q4 2016-3.8%-1.3%+0.7%
Q3 2016+1.6%+4.2%+23.4%
Q2 2016+4.4%+5.3%+10.9%
Q1 2016+1.5%
Q4 2015-5.3%
Q3 2015+4.3%
Q2 2015+4.8%
Q1 2015-0.2%
Q4 2014-4.1%
Q3 2014-2.7%
Q2 2014-3.9%
Q1 2014-1.5%
Q4 2013+1.8%
Q3 2013+2.9%
Q2 2013+6.0%
Q1 2013-6.8%
Q4 2011+0.4%
Q4 2012-5.4%
Q3 2012+0.1%
Q2 2012-8.3%
Q1 2012+1.1%
Q3 2011-3.4%
Q2 2011-14.4%
Q1 2011-0.6%
Q4 2010+2.3%
Q4 2007+2.3%
Q3 2010+3.9%
Q2 2010-0.8%
Q4 2008-0.8%
Q4 2009-0.8%
Q1 2009+6.3%
Q1 2010+1.6%
Q3 2009+4.2%
Q3 2008+4.2%
Q2 2009-0.1%
Q2 2008-0.1%

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