NYSE$AUB
Atlantic Union Bankshares Corporation · Q4 2019 earnings
Q4 2019 earnings · · Investor relations
Briefing
Atlantic Union reported a solid fourth quarter, executing its strategic plan and improving performance against key financial metrics despite a challenging interest rate environment.
Atlantic Union Bankshares Corporation reported net income of $55.8 million and earnings per share of $0.69 for the fourth quarter ended December 31, 2019. Net operating earnings were $57.3 million and operating earnings per share were $0.71 for the same period, excluding after-tax merger and rebranding-related costs.
- Return on Average Assets (ROA) was 1.27%.
- Operating Return on Average Tangible Common Equity (ROTCE) was 16.01%.
- Efficiency ratio improved to 57.40%.
- Net interest margin decreased 9 basis points to 3.48%.
Headline financials
Revenue & EPS history
Atlantic Union · Revenue · Quarterly
$164M
Revenue by segment
Atlantic Union · $15.9M total across 5 segments · Q1 2020
- Fiduciary and Asset Management Fees$5.98M+18.4%37.5%
- Loan-Related Interest Rate Swap Fees$3.95M+170.4%24.8%
- Bank Owned Life Insurance Income$2.05M-0.3%12.9%
- Mortgage Banking Income$2.02M+39.1%12.7%
- Gain (loss) on sale of securities$1.94M+1182.1%12.1%
Forward guidance
As we begin 2020 we continue to believe we have a great opportunity before us to create something uniquely valuable for our shareholders and the communities we serve and remain keenly focused on reaching the full potential of this powerful franchise.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2019
-0.7%
Avg return
Earnings day
-0.6%
Avg return
5 days after
+1.3%
Avg return
30 days after
41%
27 / 66 earnings
Positive
+11.5%
Q4 2016
Best reaction
-15.7%
Q1 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +1.5% | -3.4% | -2.8% | |
| Q4 2025 | -0.7% | -1.7% | +1.7% | |
| Q3 2025 | -3.2% | -1.8% | -3.4% | |
| Q2 2025 | -0.2% | -1.4% | +3.4% | |
| Q1 2025 | +0.5% | +5.7% | +9.3% | |
| Q4 2024 | -3.4% | -0.7% | -6.9% | |
| Q3 2024 | -6.1% | -5.2% | +6.3% | |
| Q2 2024 | +3.8% | +3.2% | -2.0% | |
| Q1 2024 | -1.4% | -3.8% | -3.8% | |
| Q4 2023 | -1.6% | -0.9% | -8.4% | |
| Q3 2023 | -4.2% | -5.4% | +10.4% | |
| Q2 2023 | +1.5% | +0.8% | -4.8% | |
| Q1 2023 | -15.7% | -11.8% | -21.3% | |
| Q4 2022 | +3.2% | +4.5% | +3.0% | |
| Q3 2022 | -2.3% | +0.8% | +3.4% | |
| Q2 2022 | -1.7% | -3.4% | +0.7% | |
| Q1 2022 | -5.0% | -8.4% | -10.3% | |
| Q4 2021 | +2.4% | +1.8% | -1.5% | |
| Q3 2021 | -0.1% | -2.8% | -3.3% | |
| Q2 2021 | -2.2% | -0.8% | +4.3% | |
| Q1 2021 | +2.3% | +1.9% | +9.8% | |
| Q4 2020 | -7.7% | -9.4% | +2.9% | |
| Q3 2020 | +5.5% | -0.4% | +18.2% | |
| Q2 2020 | +3.6% | +1.7% | +2.3% | |
| Q1 2020 | +6.8% | -5.5% | +2.2% | |
| Q4 2019 | -3.6% | -4.3% | -4.1% | |
| Q3 2019 | +2.4% | +1.9% | +3.0% | |
| Q2 2019 | +4.8% | +5.9% | +5.6% | |
| Q1 2019 | -0.8% | +3.0% | -2.8% | |
| Q4 2018 | -1.6% | -0.6% | +10.1% | |
| Q3 2018 | -2.4% | -8.1% | -4.1% | |
| Q2 2018 | +3.0% | +6.5% | +4.6% | |
| Q1 2018 | +4.6% | +4.5% | +11.9% | |
| Q4 2017 | -1.8% | -1.2% | -3.6% | |
| Q3 2017 | +0.6% | -1.5% | -2.2% | |
| Q2 2017 | -6.1% | -7.0% | -7.1% | |
| Q1 2017 | +0.4% | +3.7% | -7.9% | |
| Q4 2016 | +11.5% | +10.6% | +10.3% | |
| Q3 2016 | +2.8% | +3.9% | +24.9% | |
| Q2 2016 | +2.8% | +3.6% | +5.5% | |
| Q1 2016 | +3.4% | — | — | |
| Q4 2015 | -8.2% | — | — | |
| Q3 2015 | -0.8% | — | — | |
| Q2 2015 | +2.4% | — | — | |
| Q1 2015 | -4.2% | — | — | |
| Q4 2014 | -12.2% | — | — | |
| Q3 2014 | -7.6% | — | — | |
| Q2 2014 | -1.3% | — | — | |
| Q1 2014 | +2.0% | — | — | |
| Q4 2010 | -0.2% | — | — | |
| Q4 2013 | -2.6% | — | — | |
| Q3 2013 | -0.8% | — | — | |
| Q2 2013 | +0.9% | — | — | |
| Q1 2013 | -0.9% | — | — | |
| Q4 2012 | +1.7% | — | — | |
| Q3 2012 | +2.5% | — | — | |
| Q2 2012 | -1.3% | — | — | |
| Q4 2011 | -1.3% | — | — | |
| Q1 2011 | -0.3% | — | — | |
| Q1 2012 | +3.6% | — | — | |
| Q4 2009 | -1.4% | — | — | |
| Q3 2010 | -4.4% | — | — | |
| Q3 2011 | -4.4% | — | — | |
| Q2 2010 | -8.8% | — | — | |
| Q2 2011 | -8.8% | — | — | |
| Q1 2010 | +11.1% | — | — |
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