NYSE$ASB
Associated Banc-Corp · Q4 2025 earnings
Q4 2025 earnings · · After market close · Investor relations
Briefing
Associated Banc-Corp reported Q4 2025, net income of $463M, diluted EPS of $0.80.
For Q4 2025, Associated Banc-Corp reported net income of $463M, diluted EPS was $0.80. Management discusses segment performance, capital allocation, and outlook in the earnings filing.
- Net income $463M.
- Diluted EPS $0.80.
- Associated Banc-Corp highlights liquidity, credit, and 2026 priorities.
Headline financials
Revenue & EPS history
Associated Bank · Revenue · Quarterly
$389M
Revenue by segment
Associated Bank · $9.67M total across 1 segment · Q4 2021
- Capital Markets$9.67M+64.0%100.0%
Forward guidance
The release discusses Associated Banc-Corp's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.
Tailwinds
- Associated Banc-Corp cites operational execution and demand trends supporting the outlook.
- Balance sheet and liquidity actions aim to fund growth and shareholder returns.
- Net interest margin and loan/deposit growth support the regional banking outlook.
Headwinds
- Macro, pricing, and input-cost volatility could pressure margins.
- Segment mix and one-time items may affect quarter-to-quarter comparability.
- Credit costs and funding competition remain key risks for banks.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2025
+0.4%
Avg return
Earnings day
+0.1%
Avg return
5 days after
+2.0%
Avg return
30 days after
52%
36 / 69 earnings
Positive
+9.5%
Q1 2018
Best reaction
-9.1%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -2.0% | -1.0% | -1.2% | |
| Q4 2025 | -3.9% | -2.4% | +4.0% | |
| Q3 2025 | +0.7% | -2.0% | +1.2% | |
| Q2 2025 | -2.4% | -0.5% | +3.1% | |
| Q1 2025 | +1.4% | +0.2% | +4.5% | |
| Q4 2024 | -0.8% | -2.4% | -3.5% | |
| Q3 2024 | +2.0% | +4.9% | +21.6% | |
| Q2 2024 | +3.5% | +0.2% | -2.6% | |
| Q1 2024 | +1.1% | -1.3% | -0.5% | |
| Q4 2023 | -1.0% | +0.0% | -5.6% | |
| Q3 2023 | -6.1% | -6.2% | +10.3% | |
| Q2 2023 | -2.0% | -3.0% | -6.5% | |
| Q1 2023 | -3.0% | -8.1% | -17.6% | |
| Q4 2022 | -0.9% | +1.1% | +6.4% | |
| Q3 2022 | +2.6% | +6.8% | +9.3% | |
| Q2 2022 | +2.7% | +3.7% | +13.1% | |
| Q1 2022 | -5.9% | -9.5% | -12.8% | |
| Q4 2021 | -0.1% | +0.2% | +2.2% | |
| Q3 2021 | -1.2% | +0.2% | +1.5% | |
| Q2 2021 | +0.0% | -0.6% | +6.7% | |
| Q1 2021 | +0.6% | +2.9% | +9.0% | |
| Q4 2020 | -2.9% | -5.3% | -1.5% | |
| Q3 2020 | +3.8% | -1.2% | +13.7% | |
| Q2 2020 | +3.4% | -1.1% | -0.8% | |
| Q1 2020 | +8.2% | +14.4% | +10.9% | |
| Q4 2019 | -1.3% | -2.5% | -5.1% | |
| Q3 2019 | -2.0% | -0.8% | +4.8% | |
| Q2 2019 | +0.8% | +1.4% | -11.7% | |
| Q1 2019 | -0.3% | +1.3% | -5.7% | |
| Q4 2018 | +3.5% | +4.3% | +11.1% | |
| Q3 2018 | -9.1% | -10.3% | -8.2% | |
| Q2 2018 | -1.6% | -1.6% | -3.7% | |
| Q1 2018 | +9.5% | +9.9% | +11.4% | |
| Q4 2017 | -1.6% | -2.7% | -1.6% | |
| Q3 2017 | +6.1% | +5.1% | +0.2% | |
| Q2 2017 | -5.1% | -3.7% | -11.4% | |
| Q1 2017 | +4.8% | +6.3% | +2.1% | |
| Q4 2016 | +1.9% | +4.1% | +7.8% | |
| Q3 2016 | -0.5% | +0.0% | +16.6% | |
| Q2 2016 | +2.8% | +3.8% | +9.8% | |
| Q1 2016 | -0.3% | — | — | |
| Q4 2015 | -0.9% | — | — | |
| Q3 2015 | +2.8% | — | — | |
| Q2 2015 | -1.8% | — | — | |
| Q1 2015 | -1.6% | — | — | |
| Q4 2014 | +2.5% | — | — | |
| Q3 2014 | +1.1% | — | — | |
| Q2 2014 | -0.5% | — | — | |
| Q1 2014 | -0.6% | — | — | |
| Q4 2013 | +0.9% | — | — | |
| Q3 2013 | +0.6% | — | — | |
| Q2 2013 | -0.7% | — | — | |
| Q1 2013 | +3.6% | — | — | |
| Q4 2012 | +0.3% | — | — | |
| Q3 2012 | +0.5% | — | — | |
| Q2 2012 | +2.8% | — | — | |
| Q1 2012 | -0.1% | — | — | |
| Q4 2011 | +0.6% | — | — | |
| Q3 2011 | -1.6% | — | — | |
| Q2 2011 | -5.1% | — | — | |
| Q1 2010 | -0.9% | — | — | |
| Q1 2011 | +2.7% | — | — | |
| Q4 2008 | +0.5% | — | — | |
| Q4 2010 | +0.5% | — | — | |
| Q4 2009 | +0.5% | — | — | |
| Q3 2009 | +5.6% | — | — | |
| Q3 2010 | +5.6% | — | — | |
| Q2 2009 | +1.0% | — | — | |
| Q2 2010 | +1.0% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro