NYSE$AMP

Ameriprise Financial Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Ameriprise demonstrated strong financial performance, driven by growth in revenue and earnings across its business segments.

Ameriprise Financial reported a strong third quarter in 2024, with adjusted operating earnings per diluted share increasing by 17% to $9.02, excluding unlocking and severance expenses. The company saw an 11% increase in adjusted operating net revenues, driven by organic growth, strong equity markets, and higher spread revenues. Assets under management and administration reached $1.5 trillion, a 22% increase. Ameriprise returned $713 million of capital to shareholders, highlighting its financial strength and cash flow.

  • Adjusted operating earnings per diluted share increased 17% to $9.02, excluding unlocking and severance expenses.
  • Assets under management and administration grew 22% to $1.5 trillion.
  • Adjusted operating net revenues increased 11% due to organic growth and strong equity markets.
  • The company returned $713 million of capital to shareholders.

Headline financials

Total Revenue

$4.56B

Previous: $4.08B+11.9%
EPS

$5.00

Previous: $7.68-34.9%
Total AUM, Administration & Advisement

$1.54T

Previous: $1.2T+28.2%
AWM AUM

$1.02T

No prior period
Asset Management AUM & AUA

$705B

No prior period
Pretax Adjusted Operating Margin

24.1%

No prior period
AWM Pretax Adjusted Operating Margin

30.1%

No prior period
Asset Management Net Pretax Adjusted Operating Margin

40.9%

No prior period
Asset Management Total Net AUM & AUA Flows

-$2.37B

No prior period
Capital Expenditures

-$49M

No prior period
Free Cash Flow

$511M

Previous: $872M-41.4%
Net Income

$511M

Previous: $872M-41.4%
Operating Income

$2.72B

Previous: $2.56B+6.3%
Gross Profit

$4B

Previous: $3.8B+5.2%
Stock-Based Comp

$48M

Previous: $46M+4.3%

Revenue & EPS history

Ameriprise · Revenue · Quarterly

$4.56B

Q3 2024+11.9%vs Q3 2023
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Ameriprise · $4.11B total across 3 segments · Q3 2023

  • Advice & Wealth Management
    $2.41B+12.6%
  • Retirement & Protection Solutions
    $876M+11.5%
  • Asset Management
    $826M+0.4%

Forward guidance

Ameriprise anticipates continued growth and profitability, driven by strategic investments, operational efficiencies, and a strong focus on client and advisor value propositions.

Tailwinds

  • Strong revenue and earnings growth across the business.
  • Positive market environment and planning expertise driving client investments.
  • Significant increase in flows into fee-based investment advisory accounts.
  • Strong transactional activity and advisor productivity.
  • Continued drive for operating efficiencies and investments for growth.

Headwinds

  • Unfavorable market impacts on the valuation of derivatives and market risk benefits.
  • Annual actuarial assumption update resulting in an unfavorable after-tax impact.
  • Severance expenses related to initiatives to enhance operational efficiency.
  • Increased distribution expenses associated with strong sales levels.
  • Mark-to-market impacts on share-based compensation.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+0.5%

Avg return

Earnings day

+1.4%

Avg return

5 days after

+3.4%

Avg return

30 days after

53%

39 / 73 earnings

Positive

+9.9%

Q1 2020

Best reaction

-8.0%

Q3 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.5%+3.4%-1.5%
Q4 2025+4.3%+1.5%-3.3%
Q3 2025-0.3%+1.1%+0.4%
Q2 2025-2.1%-1.6%-3.2%
Q1 2025+0.5%-0.0%+6.9%
Q4 2024-4.2%-6.1%-6.0%
Q3 2024-3.0%-1.2%+10.1%
Q2 2024+4.8%+2.5%+4.3%
Q1 2024-2.2%-1.7%+5.0%
Q4 2023+0.9%+1.4%+5.0%
Q3 2023+0.9%+0.7%+12.1%
Q2 2023-1.7%-1.8%-5.8%
Q1 2023-7.7%-2.9%-6.7%
Q4 2022+1.9%+0.7%-0.4%
Q3 2022+7.7%+14.9%+22.4%
Q2 2022+4.3%+9.7%+15.3%
Q1 2022-5.5%-5.2%-5.3%
Q4 2021+1.7%+1.9%+1.4%
Q3 2021-0.6%+1.4%+1.5%
Q2 2021+0.3%+3.5%+9.6%
Q1 2021+3.0%+3.7%+2.6%
Q4 2020-2.2%-4.9%+4.7%
Q3 2020-0.8%+1.3%+17.5%
Q2 2020-1.3%+1.1%+3.1%
Q1 2020+9.9%+11.9%+40.5%
Q4 2019+3.3%+1.4%-14.4%
Q3 2019+5.0%+7.3%+12.2%
Q2 2019-1.4%+0.4%-16.5%
Q1 2019+0.1%+2.0%+1.1%
Q4 2018+4.3%+4.7%+8.9%
Q3 2018-7.9%-8.4%-7.2%
Q2 2018+1.6%+4.0%-2.8%
Q1 2018-0.7%-1.4%-1.1%
Q4 2017-2.9%-0.5%-10.1%
Q3 2017+1.9%+4.2%+3.5%
Q2 2017+5.2%+5.0%+0.6%
Q1 2017+1.9%-0.5%-5.2%
Q4 2016+5.0%+9.9%+18.5%
Q3 2016-8.0%-8.9%+16.0%
Q2 2016-0.8%-0.5%+1.2%
Q1 2016-2.1%
Q4 2015-5.9%
Q3 2015+1.6%
Q2 2015-1.1%
Q1 2015-2.4%
Q4 2014-0.6%
Q3 2014+4.4%
Q2 2014+1.6%
Q1 2014+5.8%
Q4 2013+1.9%
Q3 2013+1.9%
Q2 2013+1.1%
Q1 2013+2.0%
Q4 2012-1.6%
Q3 2012+3.3%
Q2 2012+4.7%
Q1 2012-1.9%
Q4 2011-0.5%
Q3 2011+4.5%
Q2 2011-0.4%
Q1 2011+1.8%
Q4 2007-1.2%
Q4 2010-1.2%
Q3 2010+1.3%
Q2 2010+1.4%
Q1 2009-4.2%
Q1 2010+2.0%
Q4 2009+1.0%
Q3 2008+5.1%
Q3 2009+5.1%
Q2 2008-1.1%
Q2 2009-1.1%
Q4 2008-1.1%

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