NYSE$ABR

Arbor Realty Trust Inc · Q3 2025 earnings

Q3 2025 earnings · · Before market open · Investor relations

Briefing

ABR reported Q3 2025, revenue of $1.24B, net income of $52M, diluted EPS of $0.20.

For Q3 2025, ABR reported revenue of $1.24B, net income of $52M, diluted EPS was $0.20. Management discusses segment performance, capital allocation, and outlook in the earnings filing.

  • Revenue $1.24B.
  • Net income $52M.
  • Diluted EPS $0.20.

Headline financials

Total Revenue

$298M

Previous: $355M-16.1%
EPS (adj)

$0.20

Previous: $0.43-53.5%
Agency Loan Originations

$1.98B

No prior period
Structured Loan Originations

$957M

No prior period
Servicing Portfolio UPB

$35.2B

No prior period
Structured Portfolio UPB

$11.7B

No prior period
Loan Runoff

$734M

No prior period
Loans Held-for-Sale

$319M

No prior period
Agency Loan Commitments

$2B

No prior period
Structured Loans Originated

30

No prior period
WA Interest Rate (Portfolio)

6.6%

No prior period
WA Yield (Portfolio)

7.0%

No prior period
Allowance for Loan Losses

$246M

No prior period
Non-Performing Loans UPB

$566M

No prior period
Debt Financing Balance

$9.93B

No prior period
WA Interest Rate (Debt)

6.7%

No prior period
Capital Expenditures

-$26.8M

Previous: -$2.53M-959.7%
Net Income

$52M

Previous: $73.5M-29.3%
Operating Income

$14M

Previous: $247M-94.3%

Revenue & EPS history

Arbor Realty · Revenue · Quarterly

$298M

Q3 2025-16.1%vs Q3 2024
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Arbor Realty · $80.8M total across 1 segment · Q3 2023

  • Agency Business
    $80.8M+87.5%

Forward guidance

The release discusses ABR's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.

Tailwinds

  • ABR cites operational execution and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+2.0%

Avg return

Earnings day

+1.0%

Avg return

5 days after

+0.6%

Avg return

30 days after

71%

46 / 65 earnings

Positive

+14.7%

Q3 2011

Best reaction

-15.2%

Q3 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-11.5%-28.0%-35.7%
Q4 2025+9.5%+21.9%+1.2%
Q3 2025-15.2%-17.1%-22.9%
Q1 2025-3.2%-5.8%-13.5%
Q4 2024-13.3%-11.4%-11.3%
Q3 2024-0.3%+2.0%-0.5%
Q2 2024+0.6%+0.5%+3.0%
Q1 2024+2.6%+3.2%+4.6%
Q4 2023+2.2%-0.3%-1.2%
Q3 2023-2.8%-3.2%-5.2%
Q2 2023+4.7%+0.7%-3.7%
Q1 2023+11.9%+12.1%+23.2%
Q4 2022+2.8%+2.7%-24.8%
Q3 2022+10.0%+7.4%+12.2%
Q2 2022+0.8%-5.9%-7.6%
Q1 2022-3.1%-3.9%-5.2%
Q4 2021+4.1%+3.6%+3.2%
Q3 2021+3.9%-1.8%-9.2%
Q2 2021+0.1%-0.4%+1.2%
Q1 2021+3.1%-5.0%+7.6%
Q4 2020+6.4%+10.4%+8.2%
Q3 2020+9.6%+8.8%+17.6%
Q2 2020+12.2%+11.8%+21.3%
Q1 2020+0.4%-9.4%+40.2%
Q4 2019-1.9%-2.8%-43.7%
Q3 2019+3.7%+8.9%+11.0%
Q2 2019+0.4%+2.4%+2.4%
Q1 2019+1.5%+4.3%-2.9%
Q4 2018+7.3%+7.3%+8.4%
Q3 2018+2.1%+2.0%-0.3%
Q2 2018+1.7%-0.5%+7.7%
Q1 2018+6.9%+7.9%+7.5%
Q4 2017+4.0%+3.0%+5.4%
Q3 2017+3.2%+1.1%+4.8%
Q2 2017+0.5%+1.1%+0.2%
Q1 2017+4.6%+3.9%-1.9%
Q4 2016+3.2%+2.3%+12.9%
Q3 2016-0.1%+3.5%+3.9%
Q2 2016+0.0%-0.1%+6.7%
Q1 2016+3.7%
Q4 2015+6.1%
Q3 2015+7.3%
Q2 2015+1.0%
Q1 2015+2.0%
Q4 2014-1.6%
Q3 2014+6.0%
Q2 2014-1.0%
Q1 2014+2.1%
Q4 2013+2.6%
Q3 2013-0.5%
Q2 2013-0.1%
Q1 2013+0.4%
Q4 2012+6.3%
Q3 2012-2.7%
Q2 2012+3.5%
Q4 2011+3.5%
Q1 2011+10.2%
Q1 2012-0.5%
Q4 2009+4.6%
Q3 2010+14.7%
Q3 2011+14.7%
Q2 2011-11.5%
Q4 2010-11.5%
Q2 2010-11.5%
Q1 2010+6.5%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro