NASDAQ$ZION
Zions Bancorp NA · Q2 2023 earnings
Q2 2023 earnings · · Investor relations
Briefing
Zions Bancorporation reported net earnings of $166 million and diluted EPS of $1.11 for Q2 2023.
Zions Bancorporation, N.A. reported second quarter 2023 financial results, with net earnings of $166 million and diluted EPS of $1.11. The results reflect a rebound in customer deposits and stable net interest income, offset by higher costs of funds. Credit quality remained strong, with reductions in nonperforming and classified loans.
- Net interest income was relatively stable at $591 million.
- Customer-related noninterest income was $162 million, up 5%.
- Loans and leases were $56.9 billion, up 9%.
- Total deposits were $74.3 billion, down 6% from prior year quarter; customer deposits (excluding brokered deposits) were $65.9 billion, up 3% from the prior quarter.
Headline financials
Revenue & EPS history
Zions · Revenue · Quarterly
$162M
Forward guidance
Zions Bancorporation expects to see continued improvement in the operating environment in the months ahead.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2023
+0.1%
Avg return
Earnings day
+1.4%
Avg return
5 days after
+3.1%
Avg return
30 days after
49%
34 / 69 earnings
Positive
+16.9%
Q2 2023
Best reaction
-12.2%
Q3 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -1.7% | +2.0% | +0.3% | |
| Q4 2025 | +4.2% | -2.7% | -2.0% | |
| Q3 2025 | +1.4% | +2.2% | -3.0% | |
| Q2 2025 | -2.0% | +0.0% | +8.6% | |
| Q1 2025 | -1.1% | +2.8% | +7.7% | |
| Q4 2024 | +0.1% | +1.0% | -5.0% | |
| Q3 2024 | +2.5% | +0.2% | +14.5% | |
| Q2 2024 | +7.2% | +6.8% | -3.9% | |
| Q1 2024 | +4.6% | +4.6% | +9.7% | |
| Q4 2023 | +2.8% | +5.8% | -4.9% | |
| Q3 2023 | -12.2% | -18.2% | -1.8% | |
| Q2 2023 | +16.9% | +14.2% | +7.1% | |
| Q1 2023 | +2.2% | -7.2% | -12.1% | |
| Q4 2022 | +0.6% | +3.7% | -4.2% | |
| Q3 2022 | +7.7% | +7.8% | +7.7% | |
| Q2 2022 | -1.0% | +0.9% | +6.0% | |
| Q1 2022 | -8.1% | -7.0% | -9.5% | |
| Q4 2021 | +7.7% | +10.4% | +12.9% | |
| Q3 2021 | +1.8% | +6.8% | +6.7% | |
| Q2 2021 | +1.2% | +2.5% | +8.1% | |
| Q1 2021 | -6.7% | -3.3% | +2.3% | |
| Q4 2020 | -1.7% | -2.1% | +1.8% | |
| Q3 2020 | -2.0% | +6.6% | +25.0% | |
| Q2 2020 | +3.6% | +3.3% | +1.1% | |
| Q1 2020 | -1.5% | +1.3% | +7.0% | |
| Q4 2019 | -5.7% | -8.1% | -8.8% | |
| Q3 2019 | +7.5% | +7.2% | +9.3% | |
| Q2 2019 | -7.1% | -2.0% | -11.2% | |
| Q1 2019 | +3.3% | +3.1% | -4.0% | |
| Q4 2018 | +2.3% | +3.5% | +8.2% | |
| Q3 2018 | +0.4% | -0.9% | +0.3% | |
| Q2 2018 | -1.4% | -2.5% | +2.0% | |
| Q1 2018 | +2.4% | +3.3% | +7.8% | |
| Q4 2017 | +0.8% | +0.5% | +4.0% | |
| Q3 2017 | -0.9% | +0.7% | -0.9% | |
| Q2 2017 | +3.0% | +2.1% | +0.1% | |
| Q1 2017 | -0.9% | -2.0% | -0.4% | |
| Q4 2016 | +0.2% | +1.6% | +5.4% | |
| Q3 2016 | -0.8% | -0.8% | +21.0% | |
| Q2 2016 | +6.4% | +6.0% | +11.9% | |
| Q1 2016 | +0.6% | — | — | |
| Q4 2015 | -1.2% | — | — | |
| Q3 2015 | +0.7% | — | — | |
| Q2 2015 | +3.5% | — | — | |
| Q1 2015 | -0.6% | — | — | |
| Q4 2014 | -0.4% | — | — | |
| Q3 2014 | +3.3% | — | — | |
| Q2 2014 | +1.3% | — | — | |
| Q1 2014 | -2.0% | — | — | |
| Q4 2013 | -1.6% | — | — | |
| Q3 2013 | -6.8% | — | — | |
| Q2 2013 | -2.1% | — | — | |
| Q1 2013 | +2.1% | — | — | |
| Q4 2009 | -0.3% | — | — | |
| Q4 2012 | -1.0% | — | — | |
| Q3 2012 | -1.4% | — | — | |
| Q2 2012 | -4.2% | — | — | |
| Q1 2012 | -2.3% | — | — | |
| Q4 2010 | -1.2% | — | — | |
| Q4 2008 | -1.2% | — | — | |
| Q4 2011 | -1.2% | — | — | |
| Q3 2011 | -7.3% | — | — | |
| Q2 2011 | -7.3% | — | — | |
| Q1 2010 | +1.1% | — | — | |
| Q1 2011 | +1.7% | — | — | |
| Q3 2010 | +0.6% | — | — | |
| Q3 2009 | +0.6% | — | — | |
| Q2 2010 | -0.8% | — | — | |
| Q2 2009 | -0.8% | — | — |
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