NASDAQ$WSFS

WSFS Financial Corporation · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

WSFS reported Q4 2025, revenue of $271.9M, net income of $72.7M, diluted EPS of $1.34.

For Q4 2025, WSFS reported revenue of $271.9M, net income of $72.7M, diluted EPS was $1.34, adjusted diluted EPS was $1.43. Management discusses segment performance, capital allocation, and outlook in the earnings release.

  • Revenue $271.9M.
  • Net income $72.7M.
  • Diluted EPS $1.34.
  • Adjusted diluted EPS $1.43.

Headline financials

Total Revenue

$272M

Previous: $178M+52.6%
EPS (adj)

$1.43

Previous: $1.11+28.8%
Net Interest Margin

3.8%

Previous: 3.8%+0.8%
Efficiency Ratio

59.5%

Previous: 64.6%-7.9%
Return on Average Assets

1.3%

Previous: 1.2%+9.9%
Return on Average Equity

10.5%

Previous: 9.7%+8.8%
Tangible Common Equity to Tangible Assets Ratio

8.7%

Previous: 8.1%+7.5%
Return on Average Tangible Common Equity

16.9%

Previous: 16.2%+4.6%
Net Income

$72.7M

Previous: $64.2M+13.3%
Operating Income

$97.2M

Previous: $84.4M+15.3%

Revenue & EPS history

WSFS · Revenue · Quarterly

$272M

Q4 2025+52.6%vs Q4 2024
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

WSFS · $51.3M total across 2 segments · Q3 2023

  • Wealth and Trust
    $33.3M+11.4%
  • Cash Connect
    $18M+40.6%

Forward guidance

The release discusses WSFS's outlook for upcoming periods, including capital allocation, operating priorities, and market risks.

Tailwinds

  • WSFS cites operational execution and demand trends supporting the outlook.
  • Balance sheet and capital actions aim to fund growth and shareholder returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+0.1%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+3.2%

Avg return

30 days after

47%

31 / 66 earnings

Positive

+17.2%

Q1 2020

Best reaction

-8.4%

Q1 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.8%+1.4%+2.2%
Q4 2025+6.5%+11.8%+14.6%
Q3 2025+0.2%+0.3%+5.4%
Q2 2025-1.5%-0.4%-0.1%
Q1 2025-0.9%-1.2%+1.2%
Q4 2024+1.3%+2.2%-2.4%
Q3 2024-3.1%-1.6%+19.4%
Q2 2024+1.3%+1.0%-1.4%
Q1 2024-4.9%-5.2%-2.5%
Q4 2023+1.7%+3.3%-8.4%
Q3 2023+0.3%-1.1%+13.1%
Q2 2023-0.2%+4.9%-4.7%
Q1 2023-8.4%-6.2%-9.1%
Q4 2022+1.7%+2.6%+4.7%
Q3 2022-5.5%-5.2%-2.6%
Q2 2022+5.0%+13.3%+17.7%
Q1 2022-3.5%-5.1%-8.7%
Q4 2021+3.4%+0.1%-1.3%
Q3 2021+0.1%-3.8%-3.0%
Q2 2021-3.0%-2.8%+0.2%
Q1 2021+2.2%+4.7%+9.0%
Q4 2020-2.4%-7.7%+16.5%
Q3 2020+5.4%+0.8%+27.4%
Q2 2020+2.0%+3.7%+6.4%
Q1 2020+17.2%+18.4%+30.5%
Q4 2019-4.0%-3.7%-4.9%
Q3 2019+2.8%-1.3%-0.6%
Q2 2019+2.0%+5.4%+6.7%
Q1 2019+0.3%+0.2%-5.9%
Q4 2018+3.7%+2.5%+5.6%
Q3 2018-2.2%-4.5%-6.2%
Q2 2018+3.6%+3.6%-7.4%
Q1 2018+4.2%+3.0%+6.6%
Q4 2017-0.8%+1.7%-3.0%
Q3 2017-2.7%+1.1%-3.6%
Q2 2017-1.5%-2.5%-3.8%
Q1 2017-5.7%-5.8%-12.5%
Q4 2016-2.1%-1.7%+1.1%
Q3 2016-5.2%-1.4%+19.7%
Q2 2016+1.8%-0.4%+10.1%
Q1 2016-1.2%
Q4 2015+1.6%
Q3 2015+1.2%
Q2 2015-1.2%
Q1 2015-0.5%
Q4 2014-2.3%
Q3 2014+1.9%
Q2 2014+0.3%
Q1 2014-2.5%
Q4 2013+2.7%
Q3 2013+7.7%
Q2 2013-3.2%
Q1 2013-0.9%
Q4 2012+3.0%
Q3 2012-0.6%
Q2 2012-0.1%
Q4 2011-0.1%
Q1 2011-2.3%
Q1 2012+0.0%
Q4 2009+2.5%
Q3 2010-2.3%
Q3 2011-2.3%
Q2 2011-5.2%
Q4 2010-5.2%
Q2 2010-5.2%
Q1 2010+8.6%

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