NASDAQ$WSBF
Waterstone Financial Inc · Q3 2024 earnings
Q3 2024 earnings · · Investor relations
Briefing
Reported an increase in net income and earnings per share compared to the same quarter last year, driven by strong performance in the Community Banking segment and cost control in the Mortgage Banking segment.
Waterstone Financial, Inc. reported a net income of $4.7 million, or $0.26 per diluted share, for the quarter ended September 30, 2024. The Community Banking segment saw growth in loan and core deposit balances, while the Mortgage Banking segment remained profitable due to cost control measures.
- Net income increased to $4.7 million, or $0.26 per diluted share.
- Community Banking segment experienced growth in loan and core deposit balances.
- Mortgage Banking segment remained profitable due to cost control.
- Past due loans as a percentage of total loans was 0.63%.
Headline financials
Revenue & EPS history
Waterstone Financial · Revenue · Quarterly
$34.1M
Revenue by segment
Waterstone Financial · $500K total across 2 segments · Q4 2022
- Community Banking$7M—1400.0%
- Mortgage Banking-$6.5M—-1300.0%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2024
+0.2%
Avg return
Earnings day
+0.3%
Avg return
5 days after
+0.9%
Avg return
30 days after
52%
34 / 65 earnings
Positive
+18.8%
Q2 2011
Best reaction
-10.4%
Q1 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.3% | -0.3% | +1.9% | |
| Q4 2025 | +7.8% | +9.2% | +4.6% | |
| Q3 2025 | -2.6% | -2.9% | -0.6% | |
| Q2 2025 | -2.0% | -0.3% | +2.4% | |
| Q1 2025 | +0.1% | +0.5% | +4.4% | |
| Q4 2024 | +7.4% | +0.7% | +5.2% | |
| Q3 2024 | +3.2% | -0.7% | +4.6% | |
| Q2 2024 | +5.5% | +1.7% | +4.0% | |
| Q1 2024 | +2.5% | +6.5% | +3.8% | |
| Q4 2023 | -7.3% | -13.1% | -11.8% | |
| Q3 2023 | +0.7% | +4.6% | +22.3% | |
| Q2 2023 | -5.8% | -6.2% | -17.5% | |
| Q1 2023 | -1.7% | -3.4% | -4.7% | |
| Q4 2022 | -8.1% | -6.5% | -6.4% | |
| Q3 2022 | -1.8% | -0.4% | -1.7% | |
| Q2 2022 | +2.1% | +5.6% | +2.9% | |
| Q1 2022 | -10.4% | -14.3% | -15.2% | |
| Q4 2021 | -2.3% | -2.1% | -6.2% | |
| Q3 2021 | -1.2% | +0.0% | +6.6% | |
| Q2 2021 | +2.0% | +3.4% | +5.1% | |
| Q1 2021 | -3.7% | -3.7% | -4.7% | |
| Q4 2020 | +0.8% | +2.8% | +6.1% | |
| Q3 2020 | -3.2% | -0.8% | +7.9% | |
| Q2 2020 | +6.0% | +8.6% | +11.0% | |
| Q1 2020 | +9.4% | +6.5% | +13.0% | |
| Q4 2019 | -1.4% | -1.2% | -6.2% | |
| Q3 2019 | +5.9% | +7.3% | +8.0% | |
| Q2 2019 | +1.4% | +0.9% | -3.3% | |
| Q1 2019 | +3.2% | +3.7% | +2.7% | |
| Q4 2018 | -5.5% | -0.5% | +1.7% | |
| Q3 2018 | -0.9% | +0.5% | +0.8% | |
| Q2 2018 | +0.0% | -0.3% | -0.9% | |
| Q1 2018 | +0.0% | -1.4% | -0.9% | |
| Q4 2017 | -0.6% | +0.0% | +1.2% | |
| Q3 2017 | +1.8% | +2.3% | -5.1% | |
| Q2 2017 | +0.0% | -1.3% | -7.3% | |
| Q1 2017 | +0.8% | +5.0% | -1.6% | |
| Q4 2016 | -3.1% | -0.3% | -6.3% | |
| Q3 2016 | +2.4% | +0.0% | +10.0% | |
| Q2 2016 | +0.4% | +0.4% | +6.1% | |
| Q1 2016 | +1.5% | — | — | |
| Q4 2015 | -0.1% | — | — | |
| Q3 2015 | +0.1% | — | — | |
| Q2 2015 | -1.0% | — | — | |
| Q1 2015 | +0.1% | — | — | |
| Q4 2014 | +1.3% | — | — | |
| Q3 2014 | +0.6% | — | — | |
| Q3 2013 | +0.6% | — | — | |
| Q2 2013 | +0.9% | — | — | |
| Q2 2014 | +0.9% | — | — | |
| Q3 2012 | +0.8% | — | — | |
| Q1 2014 | +0.8% | — | — | |
| Q4 2011 | -0.5% | — | — | |
| Q4 2013 | -0.5% | — | — | |
| Q4 2012 | -0.5% | — | — | |
| Q1 2013 | +1.2% | — | — | |
| Q2 2012 | +0.0% | — | — | |
| Q1 2012 | +3.1% | — | — | |
| Q3 2011 | +0.4% | — | — | |
| Q2 2011 | +18.8% | — | — | |
| Q1 2011 | +0.4% | — | — | |
| Q4 2010 | -2.3% | — | — | |
| Q3 2010 | -0.5% | — | — | |
| Q2 2010 | -2.9% | — | — | |
| Q1 2010 | -9.9% | — | — |
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