NASDAQ$WSBC
Wesbanco Inc · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Net income increased slightly compared to the same quarter last year.
WesBanco reported a net income of $51.6 million for Q4 2021, a slight increase from $50.2 million in Q4 2020. Diluted earnings per share were $0.82, compared to $0.75 in the prior year quarter. The company's performance was driven by continued expense management, record trust assets, and strong residential mortgage originations.
- Expense management with a year-to-date efficiency ratio of 58.22%.
- Trust assets reached a record $5.6 billion due to market appreciation and organic growth.
- Residential mortgage originations increased 9% year-over-year, totaling $1.4 billion for 2021.
- Macro-economic improvements favorably impacted the provision for credit losses.
Headline financials
Revenue & EPS history
WesBanco · Revenue · Quarterly
$110M
Revenue by segment
WesBanco · $30.9M total across 8 segments · Q4 2021
- Trust fees$7.44M—24.1%
- Deposit service charges$6.59M—21.4%
- Other income$4.68M—15.2%
- Digital banking income$4.47M—14.5%
- Mortgage banking$2.87M—9.3%
- BOLI income$2.86M—9.3%
- Brokerage revenue$1.58M—5.1%
- Securities gains$372K—1.2%
Forward guidance
WesBanco did not provide specific forward guidance in the Q4 2021 earnings report.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports · overlaid with Q4 2021
+0.2%
Avg return
Earnings day
-0.9%
Avg return
5 days after
+1.1%
Avg return
30 days after
49%
32 / 65 earnings
Positive
+7.3%
Q1 2020
Best reaction
-8.4%
Q3 2021
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | -2.3% | -3.2% | -3.3% | |
| Q4 2025 | -2.6% | +2.2% | -1.0% | |
| Q3 2025 | -2.1% | -2.1% | +0.2% | |
| Q1 2025 | -0.4% | +1.6% | +2.9% | |
| Q4 2024 | +5.3% | +10.4% | +11.6% | |
| Q3 2024 | -1.6% | +1.5% | +18.1% | |
| Q2 2024 | -6.2% | -7.0% | -5.3% | |
| Q1 2024 | -0.9% | -3.6% | -3.4% | |
| Q4 2023 | +1.4% | +0.6% | -5.5% | |
| Q3 2023 | +2.7% | +3.2% | +14.0% | |
| Q2 2023 | +2.5% | -0.8% | -10.8% | |
| Q1 2023 | -6.1% | -7.4% | -15.3% | |
| Q4 2022 | -0.0% | -0.5% | +2.5% | |
| Q3 2022 | +3.6% | +6.0% | +5.6% | |
| Q2 2022 | +2.0% | +3.6% | +6.3% | |
| Q1 2022 | -2.1% | -3.8% | -0.2% | |
| Q4 2021 | -3.3% | -2.6% | -5.6% | |
| Q3 2021 | -8.4% | -7.7% | -5.9% | |
| Q2 2021 | +1.3% | -0.0% | +4.5% | |
| Q1 2021 | -1.7% | -2.8% | +4.1% | |
| Q4 2020 | -7.5% | -8.1% | +3.0% | |
| Q3 2020 | +5.8% | +5.1% | +20.5% | |
| Q2 2020 | +0.9% | -2.9% | +4.1% | |
| Q1 2020 | +7.3% | +3.0% | +0.8% | |
| Q4 2019 | -1.9% | -6.6% | -9.4% | |
| Q3 2019 | -6.4% | -3.9% | -6.0% | |
| Q2 2019 | -4.5% | -1.2% | -6.8% | |
| Q1 2019 | -0.7% | -3.1% | -6.6% | |
| Q4 2018 | +4.7% | +2.2% | +6.4% | |
| Q3 2018 | -2.4% | -1.6% | +4.4% | |
| Q2 2018 | +2.3% | +2.0% | +6.6% | |
| Q1 2018 | -0.6% | -1.0% | +7.6% | |
| Q4 2017 | -0.2% | -0.9% | +0.1% | |
| Q3 2017 | -0.4% | -3.6% | -3.7% | |
| Q2 2017 | -1.8% | -4.4% | -10.1% | |
| Q1 2017 | +3.6% | +6.4% | +1.9% | |
| Q4 2016 | +4.2% | +1.7% | +0.1% | |
| Q3 2016 | -4.5% | -2.1% | +18.9% | |
| Q2 2016 | -1.7% | -2.2% | -0.7% | |
| Q1 2016 | +0.9% | — | — | |
| Q4 2015 | +3.1% | — | — | |
| Q3 2015 | -1.6% | — | — | |
| Q2 2015 | -0.7% | — | — | |
| Q1 2015 | -0.8% | — | — | |
| Q4 2014 | -4.4% | — | — | |
| Q3 2014 | +0.7% | — | — | |
| Q2 2014 | +2.6% | — | — | |
| Q1 2014 | +3.1% | — | — | |
| Q4 2013 | -1.8% | — | — | |
| Q3 2013 | -1.2% | — | — | |
| Q2 2013 | +1.1% | — | — | |
| Q1 2013 | +3.9% | — | — | |
| Q4 2009 | +1.4% | — | — | |
| Q4 2010 | +1.4% | — | — | |
| Q4 2011 | +1.4% | — | — | |
| Q4 2012 | +0.2% | — | — | |
| Q3 2012 | +4.2% | — | — | |
| Q2 2012 | -0.5% | — | — | |
| Q1 2011 | +1.1% | — | — | |
| Q1 2012 | +3.0% | — | — | |
| Q3 2011 | +4.3% | — | — | |
| Q3 2010 | +4.3% | — | — | |
| Q2 2011 | +4.8% | — | — | |
| Q2 2010 | +4.8% | — | — | |
| Q1 2010 | -0.9% | — | — |
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