NASDAQ$WHF

Whitehorse Finance Inc · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

WhiteHorse Finance reported its highest quarterly Core NII since IPO in 2012.

WhiteHorse Finance reported net investment income of $11.1 million, or $0.476 per share, and core net investment income of $11.1 million, or $0.476 per share for Q4 2022. The company's investment portfolio totaled $760.2 million and the STRS JV investment portfolio totaled $284.3 million.

  • Net Asset Value of $332.4 million, or $14.30 per share.
  • Investment portfolio totaling $760.2 million.
  • STRS JV investment portfolio totaling $284.3 million.
  • Net investment income and Core net investment income of $11.1 million, or $0.476 per share.

Headline financials

Total Revenue

$25.9M

Previous: $18.5M+40.5%
EPS (adj)

$0.48

Previous: $0.32+47.8%
NAV per Share

$14.30

No prior period
Net Income

-$1.2M

Previous: $3.1M-138.7%
Operating Income

$11.1M

No prior period
Cash & Equivalents

$26.3M

Previous: $22.5M+16.9%
Total Assets

$796M

Previous: $851M-6.4%

Revenue & EPS history

Whitehorse Finance · Revenue · Quarterly

$25.9M

Q4 2022+40.5%vs Q4 2021
Beat estimate in 3 of 11 quarters(27%)
ActualEstimate

Forward guidance

WhiteHorse is equipped to take advantage of the current lender friendly market conditions as our pipeline activity remains high, and our three-tier architecture continues to provide the BDC differentiated sourcing capabilities.

Tailwinds

  • Positive impact of an interest rate environment on debt portfolio
  • Investments in existing portfolio were underwritten at modest leverage levels
  • Portfolio remains overwhelmingly represented by non-cyclical or light cyclical borrowers
  • Increased capital commitments to joint venture by $25 million
  • Pipeline activity remains high

Headwinds

  • Marked down some assets during the quarter
  • Challenging economic backdrop
  • Being cautious in the face of a weakening economy
  • Focus on credits with compelling risk return characteristics
  • Meticulous in deal selection

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

-0.4%

Avg return

Earnings day

-0.1%

Avg return

5 days after

-0.0%

Avg return

30 days after

47%

9 / 19 earnings

Positive

+6.0%

Q4 2025

Best reaction

-6.2%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.5%-4.6%-12.2%
Q4 2025+6.0%+17.8%+12.9%
Q3 2025-5.2%-1.0%+7.5%
Q1 2025+0.8%-1.1%-0.4%
Q4 2024-4.5%-5.5%-14.4%
Q3 2024-5.4%-9.5%-9.7%
Q2 2024-2.4%-2.6%+1.9%
Q1 2024+1.3%+0.4%+2.0%
Q4 2023-0.2%+0.5%-0.2%
Q3 2023-1.1%-0.2%+1.6%
Q2 2023-6.2%-5.8%-4.4%
Q1 2023+5.2%+5.5%+15.3%
Q4 2022+2.3%+0.4%-5.2%
Q3 2022+1.6%+4.9%+7.3%
Q2 2022+1.1%+6.0%-2.3%
Q1 2022-2.1%-6.0%-3.9%
Q4 2021-1.8%-3.6%-1.0%
Q3 2021+0.7%-0.1%+0.7%
Q4 2020+2.3%+2.2%+3.8%

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