NASDAQ$WABC
Westamerica Bancorporation · Q3 2025 earnings
Q3 2025 earnings · · During market hours · Investor relations
Briefing
Westamerica Bancorporation reported Q3 2025, revenue of $219.3M, net income of $45M, diluted EPS of $0.85.
For Q3 2025, Westamerica Bancorporation reported revenue of $219.3M, net income of $45M, diluted EPS was $0.85. Management discusses operating trends, capital, and sector risks in the quarterly filing.
- Revenue $219.3M.
- Net income $45M.
- Diluted EPS $0.85.
- Westamerica Bancorporation MD&A highlights liquidity, capital, and core trends.
- Segment and macro factors shape year-over-year comparisons.
Headline financials
Revenue & EPS history
Westamerica · Revenue · Quarterly
$63.7M
Revenue by segment
Westamerica · $60.8M total across 1 segment · Q3 2022
- Net Interest Income$60.8M—100.0%
Forward guidance
Regional and money-center banks emphasize net interest margin, credit quality, and capital returns.
Tailwinds
- Net interest income and deposit mix optimization.
- Fee income from payments and wealth.
- Capital ratios supporting dividends and buybacks.
Headwinds
- Commercial real estate and consumer credit risk.
- Deposit competition and funding costs.
- Rate path uncertainty on NIM.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2025
+0.5%
Avg return
Earnings day
+1.1%
Avg return
5 days after
+2.0%
Avg return
30 days after
55%
38 / 69 earnings
Positive
+5.9%
Q3 2011
Best reaction
-5.8%
Q4 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +1.5% | +0.3% | +0.9% | |
| Q4 2025 | +4.9% | +2.8% | +7.6% | |
| Q3 2025 | -1.4% | +1.8% | +3.2% | |
| Q2 2025 | -1.0% | -2.5% | -3.1% | |
| Q1 2025 | -0.2% | +3.9% | +10.1% | |
| Q4 2024 | +1.0% | +0.8% | -3.8% | |
| Q3 2024 | +1.3% | +1.2% | +11.6% | |
| Q2 2024 | -4.7% | -5.4% | -12.4% | |
| Q1 2024 | +2.8% | +5.0% | +10.7% | |
| Q4 2023 | -5.8% | -6.4% | -11.6% | |
| Q3 2023 | +1.7% | +1.3% | +11.8% | |
| Q2 2023 | +2.1% | +6.6% | +1.2% | |
| Q1 2023 | -0.6% | -4.0% | -7.1% | |
| Q4 2022 | -0.5% | -1.4% | +0.2% | |
| Q3 2022 | +5.9% | +13.3% | +13.8% | |
| Q2 2022 | +5.2% | +6.4% | +7.1% | |
| Q1 2022 | +3.0% | -0.8% | -3.1% | |
| Q4 2021 | -0.7% | +0.9% | +1.7% | |
| Q3 2021 | +2.9% | +1.0% | +1.4% | |
| Q2 2021 | +2.1% | +0.1% | +5.2% | |
| Q1 2021 | +1.3% | -1.5% | +0.3% | |
| Q4 2020 | +3.0% | -1.3% | +0.4% | |
| Q3 2020 | +1.4% | -1.0% | +4.6% | |
| Q2 2020 | +2.1% | +5.0% | +10.7% | |
| Q1 2020 | +3.5% | +4.5% | -7.3% | |
| Q4 2019 | +2.5% | +0.2% | +0.2% | |
| Q3 2019 | +3.4% | +5.8% | +5.2% | |
| Q2 2019 | +1.8% | +3.3% | +2.8% | |
| Q1 2019 | -1.5% | -0.3% | -2.9% | |
| Q4 2018 | +4.7% | +2.1% | +2.8% | |
| Q3 2018 | -3.6% | -4.9% | +6.4% | |
| Q2 2018 | +0.4% | +1.4% | +6.9% | |
| Q1 2018 | +0.1% | +1.1% | +0.3% | |
| Q4 2017 | +4.6% | +4.5% | +0.0% | |
| Q3 2017 | +1.6% | +0.1% | -1.9% | |
| Q2 2017 | +0.4% | +3.8% | -7.4% | |
| Q1 2017 | +4.1% | +3.4% | -5.0% | |
| Q4 2016 | -0.3% | -2.5% | -0.4% | |
| Q3 2016 | +1.9% | +1.2% | +23.2% | |
| Q2 2016 | -2.9% | -5.1% | -2.5% | |
| Q1 2016 | -0.6% | — | — | |
| Q4 2015 | +0.0% | — | — | |
| Q3 2015 | -2.3% | — | — | |
| Q2 2015 | -0.8% | — | — | |
| Q1 2015 | +2.3% | — | — | |
| Q4 2014 | -1.5% | — | — | |
| Q3 2014 | -0.5% | — | — | |
| Q2 2014 | -2.7% | — | — | |
| Q1 2014 | -0.3% | — | — | |
| Q4 2013 | -2.5% | — | — | |
| Q3 2013 | +1.6% | — | — | |
| Q2 2013 | -1.3% | — | — | |
| Q1 2013 | -1.6% | — | — | |
| Q4 2012 | -2.8% | — | — | |
| Q3 2012 | +0.7% | — | — | |
| Q2 2012 | -2.3% | — | — | |
| Q1 2012 | +0.7% | — | — | |
| Q4 2008 | -1.4% | — | — | |
| Q4 2011 | -1.4% | — | — | |
| Q4 2010 | -1.4% | — | — | |
| Q4 2009 | -1.4% | — | — | |
| Q3 2011 | +5.9% | — | — | |
| Q2 2011 | -0.5% | — | — | |
| Q1 2011 | -0.5% | — | — | |
| Q1 2010 | -0.8% | — | — | |
| Q3 2009 | +0.2% | — | — | |
| Q3 2010 | +0.2% | — | — | |
| Q2 2010 | +0.6% | — | — | |
| Q2 2009 | +0.6% | — | — |
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