NASDAQ$VABK
Virginia National Bankshares Corporation · Q1 2025 earnings
Q1 2025 earnings · · Before market open · Investor relations
Briefing
Virginia National Bankshares reported Q1 2025, revenue of $18M, net income of $5.2M, diluted EPS of $0.95.
For Q1 2025, Virginia National Bankshares reported revenue of $18M, net income of $5.2M, diluted EPS was $0.95. Management discusses operating trends, capital, and sector risks in the quarterly filing.
- Q1 2025 revenue $18M.
- Net income $5.2M.
- Diluted EPS $0.95.
Headline financials
Revenue & EPS history
VNB · Revenue · Quarterly
$14.1M
Revenue by segment
VNB · $6.5M total across 5 segments · Q2 2020
- Loans$6.16M—94.7%
- Taxable Securities$229K—3.5%
- Tax-Exempt Securities$92K—1.4%
- Dividends$24K—0.4%
- Federal Funds Sold$10—0.0%
Forward guidance
Regional banks discuss net interest margin, credit quality, and capital returns rather than long-range EPS guidance in the 10-Q.
Tailwinds
- Net interest income and margin trends when rates cooperate.
- Deposit franchise and liquidity strength.
- Dividend capacity from earnings.
Headwinds
- Credit provision and loan growth uncertainty.
- Interest rate and funding cost pressure.
- Commercial real estate exposure where applicable.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2025
-0.1%
Avg return
Earnings day
+1.1%
Avg return
5 days after
+2.1%
Avg return
30 days after
43%
23 / 53 earnings
Positive
+7.4%
Q4 2022
Best reaction
-6.7%
Q2 2016
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.3% | +1.9% | +2.0% | |
| Q4 2025 | +2.4% | +3.2% | -4.8% | |
| Q3 2025 | +1.9% | +0.5% | +2.3% | |
| Q1 2025 | +2.5% | +2.1% | +3.5% | |
| Q4 2024 | +1.4% | +5.5% | +0.7% | |
| Q3 2024 | +3.1% | +1.1% | +2.8% | |
| Q2 2024 | +1.9% | +3.2% | -1.6% | |
| Q1 2024 | +0.8% | +4.5% | +23.7% | |
| Q4 2023 | -3.0% | -7.0% | -14.8% | |
| Q3 2023 | -1.4% | +2.6% | +30.7% | |
| Q2 2023 | +1.3% | +4.5% | +20.0% | |
| Q1 2023 | -0.1% | -1.9% | -18.7% | |
| Q4 2022 | +7.4% | +7.8% | +9.2% | |
| Q3 2022 | +2.4% | +1.5% | +7.7% | |
| Q2 2022 | +1.4% | +1.3% | +3.1% | |
| Q1 2022 | -3.0% | -6.3% | -7.8% | |
| Q4 2021 | -1.0% | -0.8% | -1.7% | |
| Q3 2021 | -0.2% | +0.9% | +0.6% | |
| Q2 2021 | -1.4% | -1.9% | -4.4% | |
| Q1 2021 | -1.3% | -2.1% | -3.8% | |
| Q4 2020 | +1.0% | +1.0% | +3.0% | |
| Q3 2020 | +5.7% | +2.3% | +17.0% | |
| Q2 2020 | +0.0% | +0.0% | +1.0% | |
| Q1 2020 | +0.0% | -5.4% | -4.2% | |
| Q4 2019 | -3.3% | +0.0% | -18.2% | |
| Q3 2019 | +0.0% | +0.1% | +1.3% | |
| Q2 2019 | +0.0% | -0.5% | +0.0% | |
| Q1 2019 | -4.9% | +0.0% | +0.3% | |
| Q4 2018 | +0.0% | +0.0% | -0.6% | |
| Q3 2018 | -0.3% | -1.1% | -9.1% | |
| Q2 2018 | -4.8% | +0.0% | +0.0% | |
| Q1 2018 | +0.4% | +6.5% | +12.4% | |
| Q4 2017 | +4.6% | -0.4% | +11.4% | |
| Q3 2017 | +3.7% | -1.0% | +2.2% | |
| Q2 2017 | -5.4% | -1.1% | +1.7% | |
| Q1 2017 | +4.1% | +4.1% | +5.4% | |
| Q4 2016 | +0.3% | +4.4% | +5.8% | |
| Q3 2016 | -2.9% | +15.9% | +4.4% | |
| Q2 2016 | -6.7% | -3.8% | -1.2% | |
| Q1 2016 | +0.9% | — | — | |
| Q4 2015 | -3.9% | — | — | |
| Q3 2015 | +0.9% | — | — | |
| Q2 2015 | -4.2% | — | — | |
| Q1 2015 | -3.7% | — | — | |
| Q4 2014 | -3.7% | — | — | |
| Q3 2014 | -3.5% | — | — | |
| Q3 2013 | -3.5% | — | — | |
| Q2 2013 | +5.0% | — | — | |
| Q2 2014 | +5.0% | — | — | |
| Q4 2013 | +0.0% | — | — | |
| Q1 2014 | +0.0% | — | — | |
| Q1 2013 | +0.0% | — | — | |
| Q4 2012 | -0.2% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro