NASDAQ$UPBD

Upbound Group Inc · Q2 2025 earnings

Q2 2025 earnings · · Before market open · Investor relations

Briefing

Upbound Group Inc reported Q2 2025 earnings with total revenue of $1.16 billion and net income of $15.5 million.

Upbound Group Inc delivered revenue of $1.16 billion in Q2 2025, up 7.5% year-over-year, driven by growth in the Acima segment and the addition of the Brigit segment following its acquisition. Net earnings were $15.5 million with diluted EPS of $0.26. Operating profit declined to $50.7 million amid higher legal accruals and acquisition-related costs.

  • Total revenue reached $1.16 billion, with Acima contributing $619 million and new Brigit segment adding $52 million.
  • Net income fell 54% to $15.5 million due to increased other gains and charges, primarily legal matters and Brigit integration costs.
  • Cash and cash equivalents stood at $107 million, with total assets at $3.1 billion following the Brigit acquisition.
  • Diluted EPS was $0.26 on 58.7 million weighted average shares.

Headline financials

Total Revenue

$1.16B

Previous: $1.08B+7.5%
EPS (adj)

$0.26

Previous: $0.61-57.4%
Capital Expenditures

-$28.8M

Previous: -$26.2M-9.8%
Net Income

$15.5M

Previous: $33.9M-54.4%
Operating Income

$50.7M

Previous: $80.7M-37.1%
Cash & Equivalents

$107M

No prior period
Total Assets

$3.1B

No prior period

Revenue & EPS history

Upbound · Revenue · Quarterly

$1.16B

Q2 2025+7.5%vs Q2 2024
Beat estimate in 2 of 4 quarters(50%)
ActualEstimate

Revenue by segment

Upbound · $1.16B total across 4 segments · Q2 2025

  • Acima
    $619M
  • Rent-A-Center
    $467M
  • Brigit
    $51.9M
  • Mexico
    $19.6M

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports

Historical avg

+0.8%

Avg return

Earnings day

+0.7%

Avg return

5 days after

+2.0%

Avg return

30 days after

58%

18 / 31 earnings

Positive

+19.1%

Q1 2025

Best reaction

-18.4%

Q3 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2025
Q1 2026+4.3%-1.1%+1.4%
Q4 2025+6.3%+3.5%-17.6%
Q3 2025-16.3%-14.5%-22.5%
Q1 2025+19.1%+17.2%+15.3%
Q3 2024-1.4%-8.1%-16.5%
Q2 2024+0.0%-3.8%+23.1%
Q1 2024+0.0%-6.3%-11.9%
Q4 2023+0.0%-3.5%+2.4%
Q3 2023+5.9%+10.9%+15.1%
Q3 2022+0.0%-2.8%-11.6%
Q2 2023-4.8%-3.3%-7.9%
Q1 2023+10.2%+16.6%+22.8%
Q2 2022+13.3%+13.3%-0.4%
Q1 2022+4.2%+1.9%-3.4%
Q3 2021-18.4%-19.5%-17.6%
Q2 2021+0.3%+4.7%+12.9%
Q1 2021+2.0%-4.0%+3.2%
Q3 2020-4.9%-3.9%+9.4%
Q2 2020+0.5%+2.7%-7.1%
Q1 2020+0.9%+1.0%+12.9%
Q3 2019-6.6%-0.9%+11.5%
Q2 2019+5.3%+8.7%-1.0%
Q1 2019-0.8%-9.5%-10.8%
Q3 2018+1.5%+1.9%+2.5%
Q2 2018-0.6%-0.1%-0.7%
Q1 2018+0.1%-1.7%+5.6%
Q3 2017+2.4%+4.0%+15.7%
Q2 2017+0.9%+4.1%-6.0%
Q1 2017+0.8%+0.6%+7.1%
Q3 2016+3.0%+7.1%+23.7%
Q2 2016-1.1%+5.8%+12.5%

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