NASDAQ$UBSI
United Bankshares Inc/WV · Q1 2025 earnings
Q1 2025 earnings · · Before market open · Investor relations
Briefing
United Bankshares reported Q1 2025, revenue of $185M, net income of $72M, diluted EPS of $0.55.
For Q1 2025, United Bankshares reported revenue of $185M, net income of $72M, diluted EPS was $0.55. Management discusses operating trends, capital, and sector risks in the quarterly filing.
- Q1 2025 revenue $185M.
- Net income $72M.
- Diluted EPS $0.55.
Headline financials
Revenue & EPS history
United Bankshares · Revenue · Quarterly
$290M
Forward guidance
Regional banks discuss net interest margin, credit quality, and capital returns rather than long-range EPS guidance in the 10-Q.
Tailwinds
- Net interest income and margin trends when rates cooperate.
- Deposit franchise and liquidity strength.
- Dividend capacity from earnings.
Headwinds
- Credit provision and loan growth uncertainty.
- Interest rate and funding cost pressure.
- Commercial real estate exposure where applicable.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2025
-0.1%
Avg return
Earnings day
+0.0%
Avg return
5 days after
+2.0%
Avg return
30 days after
45%
31 / 69 earnings
Positive
+8.3%
Q3 2023
Best reaction
-6.5%
Q2 2017
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +1.2% | +1.6% | -0.3% | |
| Q4 2025 | -0.1% | -2.8% | +3.5% | |
| Q3 2025 | -0.7% | +3.1% | +5.1% | |
| Q2 2025 | -0.3% | -1.7% | -1.1% | |
| Q1 2025 | +2.1% | +1.6% | +4.8% | |
| Q4 2024 | +0.2% | -0.1% | -7.3% | |
| Q3 2024 | +0.5% | +3.3% | +16.0% | |
| Q2 2024 | +6.2% | +5.1% | +4.5% | |
| Q1 2024 | -4.1% | -6.6% | -5.9% | |
| Q4 2023 | +1.7% | -3.0% | -6.9% | |
| Q3 2023 | +8.3% | +8.3% | +28.4% | |
| Q2 2023 | -0.4% | -0.3% | -12.2% | |
| Q1 2023 | -0.4% | -2.4% | -8.3% | |
| Q4 2022 | +1.3% | +3.5% | +5.4% | |
| Q3 2022 | +8.2% | +10.9% | +10.6% | |
| Q2 2022 | +1.3% | +0.7% | -0.2% | |
| Q1 2022 | -1.7% | -3.4% | +7.3% | |
| Q4 2021 | -3.6% | -0.5% | +0.4% | |
| Q3 2021 | -5.8% | -1.3% | +3.7% | |
| Q2 2021 | -1.5% | -0.2% | +3.0% | |
| Q1 2021 | +2.7% | +2.6% | +8.8% | |
| Q4 2020 | -2.0% | +4.5% | +14.3% | |
| Q3 2020 | +0.5% | -3.1% | +13.4% | |
| Q2 2020 | -2.0% | -0.1% | -6.2% | |
| Q1 2020 | -6.5% | -11.7% | -6.6% | |
| Q4 2019 | -1.5% | -3.5% | -18.8% | |
| Q3 2019 | -0.1% | +1.8% | -4.4% | |
| Q2 2019 | -0.1% | +0.2% | -6.2% | |
| Q1 2019 | +1.3% | +1.1% | -4.1% | |
| Q4 2018 | +0.7% | +2.3% | +9.6% | |
| Q3 2018 | +0.6% | +5.2% | +9.8% | |
| Q2 2018 | +3.4% | +1.9% | +9.0% | |
| Q1 2018 | -1.1% | -1.9% | +5.9% | |
| Q4 2017 | +2.1% | +0.7% | -1.5% | |
| Q3 2017 | +1.6% | -2.2% | -4.6% | |
| Q2 2017 | -6.5% | -6.6% | -8.8% | |
| Q1 2017 | -4.5% | -4.5% | -7.1% | |
| Q4 2016 | -0.5% | +1.1% | +1.4% | |
| Q3 2016 | +0.5% | +1.9% | +27.0% | |
| Q2 2016 | -2.4% | -4.8% | -1.2% | |
| Q1 2016 | +0.3% | — | — | |
| Q4 2015 | -0.5% | — | — | |
| Q3 2015 | -3.1% | — | — | |
| Q2 2015 | -2.9% | — | — | |
| Q1 2015 | +2.5% | — | — | |
| Q4 2014 | -2.3% | — | — | |
| Q3 2014 | +1.1% | — | — | |
| Q2 2014 | +5.4% | — | — | |
| Q1 2014 | -1.2% | — | — | |
| Q4 2013 | +2.0% | — | — | |
| Q3 2013 | +0.3% | — | — | |
| Q2 2013 | -1.8% | — | — | |
| Q1 2013 | -2.1% | — | — | |
| Q4 2012 | -2.7% | — | — | |
| Q3 2012 | -0.2% | — | — | |
| Q2 2012 | -0.7% | — | — | |
| Q1 2012 | +0.9% | — | — | |
| Q4 2011 | +1.2% | — | — | |
| Q3 2011 | +3.4% | — | — | |
| Q2 2011 | -0.3% | — | — | |
| Q1 2010 | -1.7% | — | — | |
| Q1 2011 | +1.7% | — | — | |
| Q4 2008 | +2.7% | — | — | |
| Q4 2010 | +2.7% | — | — | |
| Q3 2009 | -1.0% | — | — | |
| Q3 2010 | -1.0% | — | — | |
| Q2 2010 | -2.7% | — | — | |
| Q2 2009 | -2.7% | — | — | |
| Q4 2009 | -2.7% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro